Money market funds are debt mutual fund schemes which invest in debt and money market instruments with residual maturities of up to 1 year. Money market funds usually invest in commercial papers (CPs), certificates of deposits (CDs), Treasury Bills, overnight securities (TREPs) etc. The interest risk of these funds tends...Read More

With just over a month left for the end of this financial year, you should ensure that you avail the deductions allowed under the Old Tax Regime, if applicable to you. Section 80C of Income Tax Act allows investors to claim deductions from their gross taxable income by investing in certain eligible tax savings schemes...Read More

In our recent Retirement Readiness Survey 2023, it struck me how retirement carries a cloud of negativity in India. Perhaps it's because we've witnessed our elders grappling with health issues, boredom, loneliness, and financial dependency on their children. It's like we've collectively decided not to talk...Read More

PGIM India Midcap Opportunities fund recently entered the Rs 10,000 crores AUM club. Out of 29 midcap schemes only 8 schemes can boast of this achievement. As a result of its long-term performance track record, the popularity of PGIM India Midcap opportunities fund has increased among investors. The scheme...Read More

PGIM MF has announced the launch of PGIM India Large and Midcap Fund. The NFO will open for subscription on 24th January 2024. The large and midcap funds category has seen phenomenal growth in assets under management (AUM) from ~41,000 crores in 2018 to ~1,88,000 crores in 2023 growth of 30% compounded annual...Read More

As we approach the last quarter of this financial year, you should ensure that you complete your tax planning well in time, instead of scrambling at the last minute. Section 80C of Income Tax Act allows investors to claim deductions from their gross taxable income by investing in certain tax savings schemes eligible u/s 80C. The...Read More

In this article, let me take our readers through the process that we follow for managing our funds and also a back-tested study to understand how high growth and good quality companies have performed in the past in India over the longer term and look at the characteristics of these set...Read More

Asset allocation is one of the most important aspects of investing. Asset allocation balances risk and return with the objective of producing expected returns with optimal risk. Hybrid Aggressive Funds invest 65 - 80% of their assets in equity or equity related securities and 20 - 35% in debt and money market...Read More

The age old investing wisdom is “Buy low / Sell high”. To see if Indian investors are following this adage, we looked at the monthly net inflows in small cap funds since the beginning of FY 2023-24 and compared them with Nifty Small Cap 250 TTM PE multiples (see the chart below). You can see that the net monthly flows doubled from...Read More

With the stock market at record highs, many investors are focusing on asset allocation. Hybrid mutual funds provide a variety of asset allocation solutions for investors with different risk profiles. In this monthly series we will discuss different hybrid fund categories with spotlight on hybrid products from PGIM India stable...Read More