Dwaipayan Bose Articles

NJ Flexicap Fund was launched in September 2023. Flexicap is one of the most popular equity fund categories. As per AMFI November data, Flexicap funds with Rs 3.06 lakh crores of assets under management (AUM) is the largest category (in AUM terms) among all actively managed equity...

Global and Indian equities made a strong comeback in November after remaining volatile in October. The Nifty is back above the 20,000 level and the S&P 500 also posting strong gains in November. The Indian economy continues to be strong with Q2 GDP growth rate of 7.6% surprising...

Thematic funds are equity mutual fund schemes which invest in some ideas or strategy. These schemes try to identify specific macro-trends in the economy and invest in sectors which can benefit from these macro-trends. Examples of investment themes are manufacturing, consumption...

HDFC Top 100 Fund is one of the oldest large cap funds with a track record of nearly 27 years. Large cap funds are among the most popular mutual fund categories. Though from time to time midcap and small cap funds attract a lot of investor interest, large cap or large cap oriented funds usually...

Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the last 10 years (see the chart below). Nominal interest rates are directly related to the inflation and GDP...

Mirae Asset Large Cap Fund has recently completed 15 years. If you invested Rs 1 lakh in Mirae Asset Large Cap Fund at the time of its NFO, your investment would have grown to Rs 7.75 lakhs (as on 1^st April 2023). The chart below shows how your investment would have grown over the last 15 years despite many...

SBI Large & Midcap Fund has completed 30 years. If you had invested Rs 1 lakh in SBI Large and Midcap Fund (erstwhile SBI Magnum Multiplier Fund) at the time of its inception in February 1993, your investment would have grown to Rs 58 lakhs (as on 27^th March 2023). Rs 10,000 monthly SIP in the scheme over the last 20...

Global equity markets turned volatile in 2022, due to high inflation, interest rate hikes by the central banks and the War in Ukraine. Most markets around the world went into the bear territory. The S&P 500 was down nearly 20%, NASDAQ down 33%, Hang Seng (Hong Kong) down 15%, DAX (Germany) down 12% and the Nikkei (Japan)...

The profit made by a company from its operations is known as the operating profit or in accounting terms, EBITDA (Earnings before Interest, Depreciation and Amortization). From EBITDA, the company pays interest to its lenders. Depreciation and amortization, which are non-cash items, are also deducted from...

If you had invested Rs 1 lakh in Nippon India Growth Fund in its NFO in October 1995, your money would have multiplied to more than Rs 2.2 crores. Nippon India Growth Fund is undoubtedly one of the biggest wealth creators for mutual fund investors over the last 25 years or so. The phenomenal wealth creation...