Most Popular Saving, Investing & Mutual Fund Articles

Balanced Mutual Funds are hybrid equity oriented mutual fund schemes. These funds usually invest 65 – 75% of their portfolio in equity securities and the remaining portion in debt or money market securities. The hybrid portfolio moderates the fund volatility...

Diversified equity mutual funds are the most preferred category of equity funds by investors. Also known as multi-cap or flexi-cap, these funds invest across companies and sectors with varied market capitalization. That simply means, a diversified equity...

The insurance plans which covers the life-risk of an individual is called life insurance. On the other hand, the insurance plan which covers any risk other than the life-risk of an individual is called general insurance...

Mutual Fund Systematic Investment Plans or SIPs were introduced in India way back in 1993 by Franklin Templeton Mutual Fund. Since then investing through SIPs have come a long way according to data provided by Association of Mutual Funds in India...

Have you wondered why many mutual fund houses have multiple products with very similar investment objectives and strategies? When we ask the fund houses, why they have two or more very similar products, they try to explain the differences between...

Balanced Funds are hybrid equity oriented mutual funds. Minimum equity allocation in these funds is 65% and the rest in debt instruments. Being an equity oriented mutual fund, Balanced Funds enjoy equity taxation. Apart from the long term capital gains...

Public Provident Fund (PPF) is still one of the best tax saving investments for risk-averse investors. PPF offers the triple benefits of tax saving, risk free returns and tax free returns. As per the provisions of the...

If you had invested Rs 1 lac in Birla Sun Life Tax Relief 96 Fund, an ELSS Fund at its inception in 1996 the value of your investment today would be nearly Rs 1 crore on an adjusted NAV basis. The performance of this fund is a glowing testimony...

Endowment insurance policies have always been very popular in India. The advent of ULIPs had an impact on the popularity of endowment policies, but they still continue to be quite popular. If you had bought...

Balanced Mutual funds are excellent investment options for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. In fact balanced funds have seen excellent inflows...