SWP FROM TWO SCHEMES - SWP from one scheme is very common but may not work well when the markets are falling or volatile for a good number of months. What is the solution? You can invest in two schemes – One Liquid Fund and the other an Equity Fund or Hybrid Aggressive Fund. You can draw SWP from the liquid fund when the market is not doing well and when the markets are doing fine, draw from the Equity/ Hybrid Aggressive Fund.

TOP SWP FUND - Did you know which fund gave the best return had you started SWP in them in the last 5-10 years. Check the funds in each category which gave the best SWP return in a period chosen by you. Very effective tool to decide which fund has given best returns in the long run in the past!

TARGET AMOUNT SIP CALCULATOR - Know how a small amount saved every month can help you achieve your future target amount accounting inflation. Example – After 20 years you want an amount equivalent of today’s Rs 20 Lakhs – It would be Rs 66 Lakhs @5% inflation and you need to save monthly Rs 6,850 only.

"Remember not only to say the right thing in the right place, but far more difficult still, to leave unsaid the wrong thing at the tempting moment" - Benjamin Franklin