Let us settle this upfront. I think mutual fund systematic investment plan (SIP) is the one of best, if not the best, savings and investment options for average retail investors, particularly new investors. SIPs ensure that a portion of... Read More

You have analyzed your home loan situation very well and therefore we think that the answer is quite obvious. You can claim income tax deduction... Read More

Firstly, you should note that, mutual funds do not give guaranteed returns. But the risks involved in debt fund investments are considerably less than... Read More

You have given a lot of thought to your long term financial goals and the financial plan to achieve those goals. Through proper financial planning you... Read More

You have to start by defining your financial goals and quantifying it. Only when you clearly define your goals, can you plan your investments in... Read More

The Scheme seeks to generate returns and reduce interest rate volatility, through a portfolio of fixed income securities that are maturing on or before the maturity of the Scheme along with capital appreciation through equity... Read More

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. The Scheme will invest in debt and money market... Read More

To seek generation of returns by investing in a portfolio of fixed income instruments which mature on or before the maturity date of the Plan(s). However, there is no assurance or guarantee that the investment objective of... Read More

The investment objective of the Plan(s) under the Scheme is to generate income through investments in Debt / Money Market Instruments and Government Securities maturing on or before the maturity date of the respective... Read More

There is growing awareness of mutual funds in our country among retail investors. Retail mutual fund folios grew by over 15 lacs, a new record, in the quarter ending September 30, 2015. This was the fourth... Read More

Over the last few decades average income and savings have increased significantly in India. Many of today’s senior citizens are financially independent and are able to maintain their pre-retirement lifestyles, unlike their... Read More

"I am a better investor because I am a businessman, and a better businessman because I am no investor." – Warren Buffett