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Most retail investors in India invest only in domestic equity, hybrid or debt funds. However, interest in international investments has been growing in the recent past. As per AMFI data, total AUM in Fund-of-Funds Overseas was only Rs 2,734 Crores as on 31st March 2020. In the last one year ending 31st March 2021, AUM in Fund-of-Funds...

Nifty Next 50 Index comprises of the 51st to 100th largest companies by free float market capitalization on the National Stock Exchange (NSE). According to SEBI, the top 100 companies by market capitalization are categorized as large cap companies. Nifty 50 (top 50 companies by free float market capitalization)...

One question which we often see in Quora and other social media platforms is, “In what proportion should I invest in large cap, midcap and small cap funds”. Your financial advisor may have recommended a mix of large cap, multicap, midcap and small cap funds, but you should try to understand the basis of...

Fixed maturity plans are close ended debt mutual fund schemes which invest in different debt securities like commercial papers, certificates of deposits, non-convertible debentures, G-Secs, SDLs etc. Since FMPs are close ended schemes, they can be bought from the Asset Management Company (AMC) only during the New Funds Offer...

We are living in the technology era. In the last 20 – 25 years, technology has been the biggest driver of change in businesses, industries and the global economy. The Top 5 companies by market capitalization in S&P 500 index (the index of the largest 500 companies in the US) are all technology companies e.g. Apple, Microsoft, Amazon...

We have just entered the new financial year FY 2021-22. This is a good time for investors to take stock of their investment portfolio and make an investment plan for the year. Many investors are worried about the second COVID wave in India. Though COVID-19 vaccine has been rolled out for the general public in a phased manner...

Section 80C of Income Tax Act 1961 allows investors to claim up to Rs 150,000 deduction from their gross taxable incomes by investing in eligible schemes. You can save up to Rs 46,800 in taxes (for investors in the highest tax bracket) by investing in 80C schemes. Some of the most popular tax saving investments under Section...

Mutual fund systematic investment plan (SIP) is a very popular investment vehicle among retail investors in India. As per AMFI data (February 2021), there are nearly 3.63 crore SIP accounts in India. Nearly 1.25 crore new accounts were added till February 2021 in FY 2020-21 (source: AMFI). Till February year to date (FY 2020-21), total SIP...

Debt mutual funds offer investors a variety of solutions for different types of risk profiles and investment needs. Investors usually have three considerations when investing in debt funds viz. low risk, higher returns compared to traditional investments and visibility of returns. In this blog post, we will discuss "rolling down SDL", a good investment...

Hybrid mutual funds are mutual fund schemes which invest in more than one asset class (e.g. equity, fixed income etc.). Asset allocation is one of the most important portfolio considerations for investors since it enable investors to balance risk and return for achieving their financial goals. While investors can balance their portfolio by...