Latest Saving, Investing & Mutual Fund Articles

Why do we invest in mutual funds? We want to get returns in the form of capital appreciation or income or both. Return on investment is a metric used to measure the performance of a mutual fund scheme. In this blog post, we will discuss about different type of returns and how you can use them to evaluate the performance of a...

Systematic Investment Plan (SIP) is a facility offered by mutual funds, wherein you can invest a fixed amount at regular intervals in a mutual fund scheme of your choice. Through a one-time bank ECS mandate, a fixed amount will get debited from your savings bank account at regular intervals (e.g. weekly, fortnightly, monthly...

Axis Flexi Cap Fund (formerly Axis Multi-cap Fund) completed 3 years in November 2020. 3 year performance period is usually a good horizon to evaluate the performance of a fund. The chart below shows the growth of Rs 10,000 in the scheme since its inception. You can see that the scheme was able to...

With interest rates of traditional fixed income products on the decline for quite some time, many investors are looking at alternative investment options. Debt mutual funds offer investors a variety of products for different risk appetites, investment tenures and investment needs. However, for investors who are willing to...

The equity market is enjoying a fantastic bull market since the market recovered from the COVID-19 crash in March 2020. After breaching the previous all time high about 11 months back, Nifty 50 has risen 40% higher in the 11 months or so. The broader market (midcaps and small caps) also enjoyed a great bull run over...

Passive funds invest in a basket of securities which track a market index. Weights of securities in the fund mirror the weights of the constituents in the index. Unlike actively managed mutual funds, a passive fund does not aim to beat the market. In other words, passive funds give market returns subject to tracking error (we will...

Indian equities have enjoyed a terrific bull run since the crash in March 2020 in the wake of COVID-19 pandemic. In the last one year (ending 31st August 2021) Nifty 50 TRI has given 51% returns, while the broader market (Nifty 500 TRI) has given 56% returns. The Indian economy is also showing strong signs of recovery from the COVID...

As per AMFI data, August 2021 saw net monthly outflow (redemptions exceeding purchases) in the small cap equity mutual funds category for the first time since February 2021. Redemptions may be caused by a variety of reasons but the fall in the Nifty Small Cap 250 Total Returns Index may have been one of the...

Nippon India Passive Flexi cap Fund of Funds is a fund of funds (FOF) which invests across all three market cap segments i.e. large cap, midcap and small cap. The fund was launched in December 2020 and has given 33% CAGR returns since inception (as on 3^rd September 2021). The fund of funds follows a passive strategy by...

It's 7 am; I get a reminder from Alexa to buy litter for my cat online. Here I go on Amazon and place my order. While I am browsing my Twitter feed for the latest news my Nescafe is brewing. With a hot cup of coffee, I start my day. Wear my smart watch and head out for a walk. While I am walking, I get a reminder on Microsoft Teams...