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Investment, Financial Planning, Mutual Fund & Income Tax Queries

What are taxes and charges applicable on mutual funds and returns

What are taxes and charges applicable on mutual funds and returns?

Oct 25, 2016 by Imran, Dhule  |   Taxation
Mutual funds are one of the most tax efficient investment options in our country. Capital appreciation in equity mutual funds held for a period of more than one year is tax free. Dividends paid by equity mutual... Read More

Where to invest retirement corpus to get monthly income

My friends father retired this month, they want to invest 3,00,000 rupees to get monthly income. Kindly suggest how to plan it. I want to know small cap funds for at least 5 years, as SIP of 5000, provided the fund should be from ethical (shariah complaint)?

Oct 25, 2016 by Imran Ansari, Dhule  |   Retirement Planning
We are assuming that your first and second questions are not connected. Since your father’s friend is retired, he should ensure that the risk profile of his investment is fairly conservative, or in other words... Read More

How to plan my finances and future goals

My name is Krishan working in export firm and my age is 38 years. And having one daughter, wife is house wife. My assets are follows 1) My salary package as on date: 350000 pa, 2) EPF balance as on date 4 lac, 3) Flexi Fixed Account in all Allahabad bank and account balance About 2 lac, 4) LIC money back policy SA 5 lac out of which I have paid 8 premium of Rs. 18500 policy tenure 20 years. I received money back every five year About Rs. 50000, which I make the fixed deposit for next 3 premium Still I don't have any financial planning but now I am aware of these things and financial goals are as follows 1) Retirement planning: my expense as on today is Rs. 20000 I want to retire in 55 year of age, 2) Daughter Marriage: 8 year old and expected to marry 23 years of age and need 10 lac as on today exp, 3) Daughter Education 8 lac as on today exp, 4) every year I need 20,000 for vacations I can invest 3000 pm in moderate risk. Can I fulfil my goals else how much Amount I need to complete my goals I can increase this SIP every year 10% Please suggest?

Oct 25, 2016 by Krishan Bhardwaj, New Delhi  |   Financial Planning
Based on the information provided you, the investment made by you is primarily in fixed deposit and life insurance policy. You have Rs 2 lakhs invested in FD. The current FD interest rate is around 7%. Assuming... Read More

I want to invest in Shariah Compliant Mutual Funds

I want to invest in shariah compliant mutual funds to get capital appreciation along with religious guidelines. I have SIP of 5000 rupees in Tata Ethical Fund. I want to have some part of my investment in small and midcap funds which are capable of giving higher return, can you suggest me shariah compliant small and mid cap fund?

Oct 25, 2016 by Mohamed Imran, Dhule  |   Mutual Fund
Unfortunately, the universe of Shariah compliant diversified equity mutual funds in India is very limited. There are only 2 Shariah compliant mutual fund schemes in India, Tata Ethical Fund and Taurus Ethical... Read More

From where to select top mid cap and large cap funds

I need top 5 mid cap and large cap fund I need top 5 mid cap and large cap fund name?

Oct 19, 2016 by Santanu Mitra,   |   Mutual Fund
We have reviewed top mid and small cap funds for investing in 2016 which please go through... Read More

Where to invest lump sum amount for one year

I am 30 year old single guy and want to invest lump sum amount of 8 lacs for 1 year. My goal is to build corpus for buying home after 1 year. Please suggest in which mutual funds I should invest this money. Also I want to invest 20000 every month in SIP. Please suggest mutual funds for the same. I also want to invest 5000 a month for tax saving funds. Please suggest few ELSS tax saving funds. I am the sole earning member in the family and have 3 dependants, so my risk capacity is moderate. I have 15 lacs invested in bank FDs. I will be getting married next year, so would need a good amount of money for the same. Please suggest should I continue with the bank FDs or any changes are required to that. I am also open to invest in any other entity apart from mutual funds provided there is an option for liquidity and risk factor is low/moderate?

Oct 19, 2016 by Pankaj, Ahmedabad  |   Mutual Fund
For investing your lump sum amount for one year, you should go with liquid funds. Please check... Read More

How to get my investment details from Mirae Asset

I applied for investment in mid cap investment fund i.e., Mirae Assets Emerging Blue Chip Fund with monthly subscription 2000 p.m. wef. October 2016. But still I have not got any response from your end. Whether any shortcoming found in the form or otherwise. Please give me early reply so that I can do needful or stop it. early action may be solicited please?

Oct 17, 2016 by Laxman Singh, Pilibhit  |   Mutual Fund
Please note that for your investments in Mirae Asset you need to contact the AMC directly at... Read More

Is my SIP fund selection good for the long term

I am 32 years old from Delhi. I am investing in MF SIP as follows: Franklin India Prima Plus 2000, Franklin India Prima Fund 4000, Franklin India Smaller Companies 4000, DSP BlackRock Micro Cap Fund 4000 from last 1 year. All SIP in direct mode and Growth option. I want to invest Rs. 5000 per month more in SIP. Please suggest good funds and advise my fund selection is good or not. My investment horizon is long term?

Oct 17, 2016 by Sandeep Gupta, Delhi  |   Mutual Fund
You have selected aggressive equity funds for your long term SIP. If your risk taking ability is high then the fund selection is good. The selected funds are top performers amongst their respective categories... Read More

Which is a good fund for long term investing

I want to invest 5000 in MF as SIP. Please suggest me which funds is the top best for long time?

Oct 14, 2016 by Arun, Gwalior  |   Mutual Fund
Please note that for long term investing, diversified equity mutual funds are best if you are willing to take risk. You may select a fund fro your SIP investment from the following research tool of Advisorkhoj... Read More

Do you think the funds chosen by me are good or can you suggest good funds

I am Rohit Jain, 28 yrs. Currently I have SIP in Franklin India Smaller Co. Fund (Rs.3000), Franklin India Prima Fund (Rs.3000), Birla SL Frontline Fund (Rs.5000), Kotak Select Focus Fund (Rs.5000), DSPBR Micro Cap Fund (Rs.5000), ICICI PRU Value Discovery Fund (Rs.5000). I want to start more SIP, for this I am considering Principal Emerging Bluechip Fund, Mirae Asset Emerging Bluechip Fund. I want to invest for long term (Min. 10 years). Do you think the above funds are good or can you suggest me good funds?

Oct 14, 2016 by Rohit Jain, Mumbai  |   Mutual Fund
Your fund selection is good and these are amongst top performing in their respective categories. The three funds you have chosen out of six are from mid and small cap category, two are from diversified category... Read More

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