Bajaj Finserv Flexicap Fund: Investing in Megatrends

• Bajaj Finserv Flexi Cap Fund has completed 2 years since launch. The fund has outperformed its benchmark index (BSE 500 TRI) since its inception


• The fund invests in companies that are likely to benefit from megatrends. A Megatrend is a powerful long-term change that affects economies, businesses and companies.


• Companies that benefit from megatrends are likely to have higher earnings potential and can create alpha in your investment portfolio.

Source of megatrends in India

What are the current megatrends?

• Technology - Digitization & Tech Transformation e.g. UPI transactions may surge to $3 trillion by 2026 (source: PayTM RHP).


• Regulatory - Resurgence of Indian Manufacturing e.g. the PLI Scheme seeks to make India a global manufacturing hub.


• Economic - Formalization e.g. the Buy Now Pay Later business is expected to grow fivefold by FY26 (source: PayTM RHP).


• Nature - Green Consciousness & Sustainability Focus e.g. India's EV production is expected to rise from 0.6 million units in FY21 to approximately 16.90 million units by FY30 (Source: www.researchandmarkets.com/reports/5457633).


• Demographic Dividend - E-commerce customer base is expected to grow by 2.7 times by FY25 (source: Bernstein Report).


• Social - Rising Consumerism and Urbanization e.g. eating out expense may rise 2.4 times by FY25 (source: Nykaa RHP).

Why invest in megatrends?

Bajaj Finserv Flexi Cap Fund - Outperformed the benchmark

The chart below shows the returns of Bajaj Finserv Flexi Cap Fund versus its benchmark index over several periods. You can see that the fund has outperformed the benchmark index across all periods.

Source: Advisorkhoj Research as on 5^th September 2025

Outperformed the category across different market conditions

The chart below shows the 1 year rolling returns of Bajaj Finserv Flexi Cap Fund versus the flexicap category average since the inception of the fund. You can see that the fund has consistently outperformed the category average.

Source: Advisorkhoj Research as on 5^th September 2025

Superior risk return trade off versus peers

The chart below shows the distribution of 1 year rolling returns of Bajaj Finserv Flexi Cap Fund versus the category average since the inception of the fund. On one hand, the percentage instances of negative returns (hardly any negative returns) of the fund was much lower than category average, on the other hand, the percentage of instances of 15%+ returns was significantly higher for the fund compared to the category average.

Source: Advisorkhoj Research as on 5^th September 2025

Relatively smaller drawdowns

The chart below shows the drawdowns of the Bajaj Finserv Flexi Cap Fund versus the broad market index, Nifty 500 TRI since the inception of the fund. You can see that fund limited downside risks for investors.

Source: Advisorkhoj Research as on 5^th September 2025

Bajaj Finserv Flexi Cap Fund - Trend Assessment and Stock Selection Process

INQUBE Investment Philosophy

Portfolio Construct

The current allocation across market caps is Large Cap: 48.73%, Midcap: 24.98% and Small Cap 23.9%. See the chart below for the Top Holdings and Top Sectors (as on 31^st August 2025)

Source: Bajaj Finserv Fund Factsheet as on 31^st August 2025

Why invest in Bajaj Finserv Flexi Cap Fund?

• The fund ignores short term noise, focuses on companies likely to benefit from long term trends


• It seeks to utilize holistic opportunities rather than viewing the portfolio from the market cap lens


• The fund makes targeted trend-based resource allocation


• It focuses on tracking profit movement

Who should invest in Bajaj Finserv Flexi Cap Fund?

• Investors with an investment horizon of 5 plus years for long term wealth creation


• Investors seeking to participate in high growth themes that can benefit from Megatrends


• Investors with very high-risk appetites

Investors should consult their financial advisors or mutual fund distributors if Bajaj Finserv Flexi Cap Fund is suitable for their investment needs.