Joint family system was the traditional construct in our country. In a joint family construct, assets and expenses were shared – financial needs of family members who did not have income, were taken care of by family...

Life-cycle fund, as a concept, was first introduced by the US Federal Government through a scheme called Thrift Savings Plan. Now this scheme is managed by private Asset Management Companies (AMCs). Life-cycle funds...

Many of us go on vacations with our families once or twice every year. A lot of planning and preparation goes into making our vacation an enjoyable experience. Tickets are booked several weeks or even months in advance to...

When investors want regular income from their investments the automatic choices for many are bank term deposits or post office monthly income scheme. However, declining interest rates have caused many investors to be worried...

In the first part of this blog post, we have discussed that, even though term deposit rates are declining, there are a variety of mutual fund investment options that, can meet a wide spectrum of investor’s risk return needs provided...

Bank Fixed Deposit (FD) interest rates are at their lowest point in many years. As per moneycontrol.com data, less than 1 year FD interest rates of major public sector banks are around 6.5% only. For private sector banks, less...

Over the last few days the Nifty 50 has made a new all-time high. This is wonderful news for investors in equity funds, but if you tune into business channels on your TV, you will hear expert voices concerned about stock valuations...

In our earlier post, What does Brexit mean for Indian Investors in the medium term: Part 1, we discussed the broad implications of Brexit for the Indian economy and capital markets. We discussed that, volatility in global financial...

On June 23^rd, 2016 the people of United Kingdom in a historic referendum voted to leave the European Union (EU). While this event risk, popularly known as Brexit, was known to the capital markets and financial community for some...

When we think about stocks and mutual funds we think about equity. Though all stocks can be categorized as equity, all mutual funds are not equity. A mutual fund could be equity or debt or a mixture of both – usually called hybrid...