HSBC MF Retire With An SIP 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Sun Jul 06 00:00:00 IST 2025 Current Value as on Sun Jul 06 00:00:00 IST 2025 Profit Returns (%)
1000000.0 06-07-2016 to 06-07-2025 55 390000.0 478.4267217430311 1311555.570313949 1311555.57 701555.5700000001 6.16

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Fri Jul 04 00:00:00 IST 2025 Current Value as on Fri Jul 04 00:00:00 IST 2025 Profit Returns (%)
06-07-2016 to 06-07-2025 55 390000.0 52.63804326847156 1317555.57 6000.0 -384000.0 0

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 1317555.57 317555.57000000007 2.8

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
06-07-2015 1509.9264 662.2839364885599 662.2839364885599 1000000.0 1000000.0 0 0 1000000.0
06-07-2016 1621.6057 3.7000363281900155 658.5839001603699 -6000.0 994000.0 413.22 366 1067963.4064282868
06-09-2016 1639.9341 3.658683601981324 654.9252165583886 -6000.0 988000.0 475.66 428 1074034.1955839861
06-11-2016 1657.9712 3.6188807139713886 651.3063358444172 -6000.0 982000.0 535.76 489 1079847.1472075712
06-01-2017 1675.5468 3.5809205687361283 647.725415275681 -6000.0 976000.0 593.07 550 1085294.2468438386
06-03-2017 1692.6789 3.5446770205500875 644.1807382551309 -6000.0 970000.0 647.8 609 1090391.143430883
07-05-2017 1710.9867 3.5067484744329107 640.673989780698 -6000.0 964000.0 705.07 671 1096184.6755507102
06-07-2017 1729.5371 3.4691363371158674 637.2048534435821 -6000.0 958000.0 761.86 731 1102069.4343307381
06-09-2017 1748.5369 3.4314403087518484 633.7734131348303 -6000.0 952000.0 818.78 793 1108176.1991051955
06-11-2017 1767.3391 3.3949342262613893 630.3784789085689 -6000.0 946000.0 873.9 854 1114092.533573639
07-01-2018 1786.6583 3.3582246812387124 627.0202542273302 -6000.0 940000.0 929.33 916 1120270.9414833696
06-03-2018 1805.3297 3.3234926562167564 623.6967615711134 -6000.0 934000.0 981.77 974 1125978.2874581497
06-05-2018 1826.9967 3.284078181422003 620.4126833896913 -6000.0 928000.0 1,041.28 1,035 1133491.9251911107
06-07-2018 1849.3716 3.568779795255859 616.8439035944355 -6600.0 921400.0 1,211.41 1,096 1140773.596940687
06-09-2018 1871.5974 3.5263994275691983 613.3175041668662 -6600.0 914800.0 1,275.4 1,158 1147883.446173196
06-11-2018 1894.4973 3.483773769432134 609.8337303974341 -6600.0 908200.0 1,339.76 1,219 1155328.355686867
06-01-2019 1917.7774 3.44148387607446 606.3922465213597 -6600.0 901600.0 1,403.61 1,280 1162925.3459138921
06-03-2019 1939.7464 3.402506636950067 602.9897398844096 -6600.0 895000.0 1,462.47 1,339 1169647.1771777198
06-05-2019 1963.8502 3.3607451321898174 599.6289947522198 -6600.0 888400.0 1,525.52 1,400 1177581.521269946
07-07-2019 1986.8923 3.321770384836662 596.3072243673831 -6600.0 881800.0 1,584.37 1,462 1184798.2325299259
06-09-2019 2007.2434 3.288091518945834 593.0191328484373 -6600.0 875200.0 1,635.22 1,523 1190333.740483749
06-11-2019 2025.6471 3.25821807757136 589.760914770866 -6600.0 868600.0 1,680.33 1,584 1194647.4866989518
06-01-2020 2043.2509 3.2301466256542453 586.5307681452117 -6600.0 862000.0 1,722.72 1,645 1198429.5198903952
06-03-2020 2060.8296 3.202593751564904 583.3281743936468 -6600.0 855400.0 1,764.32 1,705 1202139.9683043894
06-05-2020 2080.0068 3.1730665495901262 580.1551078440567 -6600.0 848800.0 1,808.9 1,766 1206726.5693703713
06-07-2020 2093.949 3.438479160667237 576.7166286833894 -7200.0 841600.0 2,008.15 1,827 1207615.2079149547
06-09-2020 2105.3517 3.4198561693991554 573.2967725139903 -7200.0 834400.0 2,036.27 1,889 1206991.334616843
06-11-2020 2116.9324 3.4011478118054215 569.8956247021848 -7200.0 827200.0 2,064.52 1,950 1206430.5125502956
06-01-2021 2127.9057 3.383608587542202 566.5120161146426 -7200.0 820000.0 2,091 2,011 1205484.1482088398
07-03-2021 2138.8652 3.3662710487785765 563.145745065864 -7200.0 812800.0 2,117.18 2,071 1204492.8366494484
06-05-2021 2150.5212 3.348025585611525 559.7977194802526 -7200.0 805600.0 2,144.73 2,131 1203856.8634539363
06-07-2021 2162.2991 3.3297891119688297 556.4679303682838 -7200.0 798400.0 2,172.26 2,192 1203250.1050142027
06-09-2021 2174.6359 3.310899079703411 553.1570312885804 -7200.0 791200.0 2,200.79 2,254 1202915.1385775702
07-11-2021 2186.0095 3.2936727859599877 549.8633585026204 -7200.0 784000.0 2,226.8 2,316 1202006.525388634
06-01-2022 2198.5282 3.2749181929983884 546.588440309622 -7200.0 776800.0 2,255.11 2,376 1201690.099814721
06-03-2022 2210.5865 3.2570541799653623 543.3313861296566 -7200.0 769600.0 2,282.09 2,435 1201081.027204506
06-05-2022 2223.4839 3.2381615176075704 540.0932246120491 -7200.0 762400.0 2,310.61 2,496 1200888.589423975
06-07-2022 2240.6002 3.4812100793349927 536.612014532714 -7800.0 754600.0 2,543.63 2,557 1202332.987084402
06-09-2022 2259.7985 3.451635178977241 533.1603793537369 -7800.0 746800.0 2,588.28 2,619 1204835.0255230055
06-11-2022 2280.9348 3.4196505748432617 529.7407287788936 -7800.0 739000.0 2,636.58 2,680 1208304.06324914
06-01-2023 2306.0748 3.3823707713210345 526.3583580075726 -7800.0 731200.0 2,692.87 2,741 1213821.7451706415
06-03-2023 2329.3275 3.3486059817694165 523.0097520258032 -7800.0 723400.0 2,743.85 2,800 1218260.998161884
07-05-2023 2357.912 3.3080114949158412 519.7017405308874 -7800.0 715600.0 2,805.15 2,862 1225410.9704186656
06-07-2023 2384.6597 3.270906955822669 516.4308335750648 -7800.0 707800.0 2,861.17 2,922 1231511.7966638638
06-09-2023 2411.6331 3.2343228329383935 513.1965107421264 -7800.0 700000.0 2,916.41 2,984 1237641.6921102176
06-11-2023 2439.0562 3.197958292227953 509.99855244989845 -7800.0 692200.0 2,971.32 3,045 1243915.13134395
06-01-2024 2468.1627 3.1602454732826164 506.83830697661585 -7800.0 684400.0 3,028.26 3,106 1250959.404210833
06-03-2024 2497.1785 3.12352521055263 503.7147817660632 -7800.0 676600.0 3,083.71 3,166 1257865.723158405
06-05-2024 2528.6513 3.0846483261650195 500.6301334398982 -7800.0 668800.0 3,142.41 3,227 1265919.0377419721
06-07-2024 2558.5993 3.2830463136607597 497.34708712623745 -8400.0 660400.0 3,442.84 3,288 1272511.90897823
06-09-2024 2588.4083 3.2452376234460383 494.1018495027914 -8400.0 652000.0 3,499.93 3,350 1278937.3282983762
06-11-2024 2619.0155 3.207312060581543 490.89453744220987 -8400.0 643600.0 3,557.19 3,411 1285660.402426478
06-01-2025 2649.3271 3.1706164180330925 487.7239210241768 -8400.0 635200.0 3,612.6 3,472 1292140.2012876114
06-03-2025 2678.7151 3.1358318023443403 484.58808922183243 -8400.0 626800.0 3,665.12 3,531 1298073.4318786697
06-05-2025 2712.0994 3.097231613266092 481.49085760856633 -8400.0 618400.0 3,723.41 3,592 1305851.0660256783
06-07-2025 2741.3928 3.0641358655352127 478.4267217430311 -8400.0 610000.0 3,773.38 3,653 1311555.570313949

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
07-07-2016 34.138 175.75722069248346 175.75722069248346 6000.0 6000.0 6000.0
06-09-2016 37.457 160.18367728328482 335.9408979757683 6000.0 12000.0 12583.338215478352
07-11-2016 36.597 163.94786457906386 499.88876255483217 6000.0 18000.0 18294.429043219192
06-01-2017 35.422 169.38625712833834 669.2750196831705 6000.0 24000.0 23707.059747217263
06-03-2017 38.68 155.1189245087901 824.3939441919606 6000.0 30000.0 31887.557761345037
08-05-2017 41.118 145.92149423610098 970.3154384280616 6000.0 36000.0 39897.43019728504
06-07-2017 43.07 139.30810308799627 1109.623541516058 6000.0 42000.0 47791.485933096614
06-09-2017 44.723 134.15915748049102 1243.782698996549 6000.0 48000.0 55625.69364722266
06-11-2017 47.413 126.54757134119335 1370.3302703377424 6000.0 54000.0 64971.46910752337
08-01-2018 48.972 122.51899044351875 1492.8492607812611 6000.0 60000.0 73107.81399897992
06-03-2018 45.78 131.0615989515072 1623.9108597327684 6000.0 66000.0 74342.63915856613
07-05-2018 47.302 126.84453088664327 1750.7553906194116 6000.0 72000.0 82814.2314870794
06-07-2018 46.703 141.3185448472261 1892.0739354666377 6600.0 78600.0 88365.52900809838
06-09-2018 50.206 131.45839142731944 2023.5323268939571 6600.0 85200.0 101593.46400403802
06-11-2018 46.592 141.6552197802198 2165.1875466741767 6600.0 91800.0 100880.41817464324
07-01-2019 47.781 138.1302191247567 2303.3177657989336 6600.0 98400.0 110054.82616763884
06-03-2019 48.91 134.94172970762625 2438.2594955065597 6600.0 105000.0 119255.27192522582
06-05-2019 50.822 129.8650190862225 2568.1245145927824 6600.0 111600.0 130517.22408063439
08-07-2019 51.017 129.36864182527393 2697.493156418056 6600.0 118200.0 137618.00836097996
06-09-2019 48.952 134.82595195293348 2832.3191083709894 6600.0 124800.0 138647.68499297666
06-11-2019 53.28 123.87387387387388 2956.1929822448633 6600.0 131400.0 157505.96209400633
06-01-2020 53.481 123.40831323273686 3079.6012954776 6600.0 138000.0 164700.15688343754
06-03-2020 49.869 132.34674848102028 3211.9480439586205 6600.0 144600.0 160176.63700417243
06-05-2020 41.611 158.61190550575571 3370.559949464376 6600.0 151200.0 140252.37005716216
06-07-2020 48.285 149.11463187325256 3519.6745813376288 7200.0 158400.0 169947.4871598874
07-09-2020 51.726 139.19498898039672 3658.8695703180256 7200.0 165600.0 189258.68739427018
06-11-2020 55.012 130.88053515596596 3789.7501054739914 7200.0 172800.0 208481.73280233523
06-01-2021 62.761 114.72092541546502 3904.4710308894564 7200.0 180000.0 245048.5063696532
08-03-2021 66.838 107.72315150064335 4012.1941823900997 7200.0 187200.0 268167.03476258944
06-05-2021 65.724 109.54902318787657 4121.743205577976 7200.0 194400.0 270897.45044340694
06-07-2021 71.941 100.08201164843413 4221.82521722641 7200.0 201600.0 303722.3279524852
06-09-2021 78.639 91.55762407965514 4313.3828413060655 7200.0 208800.0 339200.1132574677
08-11-2021 81.698 88.12945237337512 4401.5122936794405 7200.0 216000.0 359594.7513690229
06-01-2022 80.45 89.49658172778123 4491.008875407222 7200.0 223200.0 361301.664026511
07-03-2022 70.825 101.6590187080833 4592.667894115306 7200.0 230400.0 325275.70360071654
06-05-2022 72.899 98.76678692437481 4691.434681039681 7200.0 237600.0 342000.8968131117
06-07-2022 72.458 107.64856882607856 4799.083249865759 7800.0 245400.0 347731.9741187732
06-09-2022 78.766 99.02749917477084 4898.11074904053 7800.0 253200.0 385804.59125892643
07-11-2022 80.676 96.68302840993604 4994.793777450466 7800.0 261000.0 402959.9827895938
06-01-2023 79.464 98.15765629719118 5092.951433747658 7800.0 268800.0 404706.29273132386
06-03-2023 78.426 99.45681279167623 5192.408246539334 7800.0 276600.0 407219.8091430938
08-05-2023 80.227 97.22412654094008 5289.632373080274 7800.0 284400.0 424371.33639511117
06-07-2023 85.387 91.34880016864393 5380.981173248918 7800.0 292200.0 459465.83944020537
06-09-2023 88.019 88.6172303707154 5469.598403619633 7800.0 300000.0 481428.5818881965
06-11-2023 86.356 90.32377599703554 5559.9221796166685 7800.0 307800.0 480132.639742977
08-01-2024 94.023 82.95842506620721 5642.880604682876 7800.0 315600.0 530560.563094098
06-03-2024 96.927 80.47293323841653 5723.353537921293 7800.0 323400.0 554747.4883700971
06-05-2024 97.888 79.68290290944753 5803.0364408307405 7800.0 331200.0 568047.6311200395
08-07-2024 108.306 77.55803002603734 5880.594470856778 8400.0 339600.0 636903.6647606142
06-09-2024 111.682 75.21355276588886 5955.808023622667 8400.0 348000.0 665156.5516942267
06-11-2024 109.888 76.44146767617939 6032.249491298846 8400.0 356400.0 662871.8320998476
06-01-2025 106.46 78.90287431899306 6111.152365617839 8400.0 364800.0 650593.280843675
06-03-2025 100.763 83.36393318976211 6194.516298807601 8400.0 373200.0 624178.0458167503
06-05-2025 107.738 77.96691974976332 6272.483218557364 8400.0 381600.0 675784.7970009333
04-07-2025 113.986 52.63804326847156 52.63804326847156 6000.0 6000.0 6000.0

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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