PGIM MF Multi Asset Allocation Fund Dec 2025 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Wed Jan 28 00:00:00 IST 2026 Current Value as on Fri Jan 30 00:00:00 IST 2026 Profit Returns (%)
1000000.0 30-01-2017 to 30-01-2026 55 390000.0 458.8219115487172 1297846.003633794 1298184.02 688184.02 6.08

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Wed Jan 28 00:00:00 IST 2026 Current Value as on Fri Jan 30 00:00:00 IST 2026 Profit Returns (%)
30-01-2017 to 30-01-2026 55 390000.0 5947.8037062803005 1973646.35 675462.33 285462.32999999996 12.59

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 1973646.35 973646.3500000001 7.03

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
31-01-2016 1570.3592 636.7969824992906 636.7969824992906 1000000.0 1000000.0 0 0 1000000.0
30-01-2017 1682.5811 3.565949956290368 633.2310325430002 -6000.0 994000.0 400.18 365 1065462.567290337
28-03-2017 1699.1878 3.531098799085069 629.6999337439152 -6000.0 988000.0 454.91 422 1069978.4450784689
28-05-2017 1717.436 3.4935799645518086 626.2063537793633 -6000.0 982000.0 513.82 483 1075469.3354094145
28-07-2017 1736.3007 3.455622634950271 622.7507311444131 -6000.0 976000.0 573.43 544 1081282.5304115561
28-09-2017 1755.3451 3.418131283700282 619.3325998607128 -6000.0 970000.0 632.31 606 1087142.444435763
28-11-2017 1774.1181 3.3819620012895424 615.9506378594232 -6000.0 964000.0 689.1 667 1092769.1753329479
28-01-2018 1793.3544 3.345685604585463 612.6049522548377 -6000.0 958000.0 746.07 728 1098617.7865880032
28-03-2018 1813.6955 3.308162809027204 609.2967894458105 -6000.0 952000.0 805 787 1105078.845182314
28-05-2018 1834.3811 3.270857947675104 606.0259314981354 -6000.0 946000.0 863.58 848 1111682.5148500742
29-07-2018 1857.6303 3.229921475764042 602.7960100223713 -6000.0 940000.0 927.86 910 1119772.1329366607
28-09-2018 1879.5836 3.192196399245024 599.6038136231263 -6000.0 934000.0 987.11 971 1127005.4945834847
28-11-2018 1903.1109 3.1527327177832887 596.451080905343 -6000.0 928000.0 1,049.08 1,032 1135112.5533877402
28-01-2019 1925.9978 3.426795191562524 593.0242857137805 -6600.0 921400.0 1,218.7 1,093 1142163.4696313126
28-03-2019 1948.2164 3.3877140136999153 589.6365717000806 -6600.0 914800.0 1,280.07 1,152 1148739.6390258728
28-05-2019 1972.4456 3.3460998873682497 586.2904718127123 -6600.0 908200.0 1,345.42 1,213 1156426.0614489084
28-07-2019 1994.3135 3.3094094784997443 582.9810623342125 -6600.0 901600.0 1,403.04 1,274 1162647.0028574616
29-09-2019 2013.8564 3.2772942499773072 579.7037680842352 -6600.0 895000.0 1,453.47 1,337 1167440.1434605527
28-11-2019 2032.1 3.247871659859259 576.455896424376 -6600.0 888400.0 1,499.67 1,397 1171416.0271239744
28-01-2020 2049.3603 3.220517153572264 573.2353792708037 -6600.0 881800.0 1,542.63 1,458 1174765.828833028
29-03-2020 2068.7163 3.190384297740584 570.0449949730631 -6600.0 875200.0 1,589.95 1,519 1179261.3728341938
28-05-2020 2085.9359 3.164047370774912 566.8809476022882 -6600.0 868600.0 1,631.31 1,579 1182477.319629632
28-07-2020 2097.7871 3.146172459540818 563.7347751427474 -6600.0 862000.0 1,659.38 1,640 1182595.5391158562
28-09-2020 2109.4332 3.128802561749763 560.6059725809976 -6600.0 855400.0 1,686.66 1,702 1182560.850680646
30-11-2020 2121.3869 3.111172224170895 557.4948003568267 -6600.0 848800.0 1,714.34 1,765 1182662.1662950874
28-01-2021 2131.7316 3.377535896170043 554.1172644606567 -7200.0 841600.0 1,896.06 1,824 1181229.2827563388
29-03-2021 2143.3286 3.359260917807937 550.7580035428488 -7200.0 834400.0 1,924.75 1,884 1180455.380672289
28-05-2021 2154.7123 3.3415133890496653 547.4164901537991 -7200.0 827200.0 1,952.62 1,944 1179525.04455722
28-07-2021 2166.7991 3.3228738188048905 544.0936163349943 -7200.0 820000.0 1,981.89 2,005 1178941.558190411
28-09-2021 2178.4555 3.305093907128238 540.788522427866 -7200.0 812800.0 2,009.82 2,067 1178083.731019858
28-11-2021 2190.4616 3.286978415873622 537.5015440119925 -7200.0 805600.0 2,038.26 2,128 1177376.4920989794
28-01-2022 2202.7763 3.268602445014503 534.232941566978 -7200.0 798400.0 2,067.12 2,189 1176795.662363024
28-03-2022 2215.403 3.249973029737705 530.9829685372403 -7200.0 791200.0 2,096.37 2,248 1176341.2614463076
29-05-2022 2229.6091 3.2292656143177743 527.7537029229225 -7200.0 784000.0 2,128.89 2,310 1176684.4585956447
28-07-2022 2246.2532 3.205337670748783 524.5483652521737 -7200.0 776800.0 2,166.47 2,370 1178268.444002464
28-09-2022 2265.625 3.1779310344827585 521.3704342176909 -7200.0 769600.0 2,209.51 2,432 1181229.890024456
28-11-2022 2289.6878 3.144533503650585 518.2259007140403 -7200.0 762400.0 2,261.95 2,493 1186575.5225089495
29-01-2023 2314.8397 3.369563775841584 514.8563369381988 -7800.0 754600.0 2,508.57 2,555 1191809.888541119
28-03-2023 2338.4762 3.335505403048361 511.52083153515036 -7800.0 746800.0 2,562.06 2,613 1196179.2903491587
28-05-2023 2367.6608 3.2943908181442203 508.22644071700614 -7800.0 739000.0 2,626.62 2,674 1203307.8212091795
28-07-2023 2394.1635 3.2579228611579785 504.9685178558482 -7800.0 731200.0 2,683.89 2,735 1208977.19409957
28-09-2023 2421.3259 3.2213755281765253 501.74714232767167 -7800.0 723400.0 2,741.28 2,797 1214893.3509689777
28-11-2023 2449.0664 3.1848871063683695 498.5622552213033 -7800.0 715600.0 2,798.58 2,858 1221012.0675707185
28-01-2024 2478.2732 3.1473527615922245 495.4149024597111 -7800.0 707800.0 2,857.53 2,919 1227773.475646516
28-03-2024 2508.7429 3.1091268858199856 492.3057755738911 -7800.0 700000.0 2,917.55 2,979 1235068.6190999928
28-05-2024 2539.3042 3.0717075961202287 489.23406797777085 -7800.0 692200.0 2,976.32 3,040 1242314.123599039
28-07-2024 2569.2422 3.035914636619311 486.1981533411515 -7800.0 684400.0 3,032.52 3,101 1249160.8131261575
29-09-2024 2599.856 3.00016616304903 483.1979871781025 -7800.0 676600.0 3,088.66 3,164 1256245.186152913
28-11-2024 2629.572 2.9662621901967317 480.23172498790575 -7800.0 668800.0 3,141.9 3,224 1262803.8975398974
28-01-2025 2660.0706 3.157810924266446 477.0739140636393 -8400.0 660400.0 3,441.1 3,285 1269050.2928276134
28-03-2025 2692.1721 3.1201571400283066 473.95375692361097 -8400.0 652000.0 3,500.23 3,344 1275965.0810799273
28-05-2025 2722.9799 3.0848556759453127 470.86890124766563 -8400.0 643600.0 3,555.67 3,405 1282166.5536324785
28-07-2025 2750.224 3.054296668198663 467.81460457946696 -8400.0 635200.0 3,603.66 3,466 1286594.95306496
28-09-2025 2775.7961 3.0261588738452367 464.7884457056217 -8400.0 626800.0 3,647.84 3,528 1290157.9549147265
28-11-2025 2802.8792 2.996918311713184 461.79152739390855 -8400.0 618400.0 3,693.76 3,589 1294345.8668686163
28-01-2026 2828.6487 2.9696158451913806 458.8219115487172 -8400.0 610000.0 3,736.64 3,650 1297846.003633794

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
30-01-2017 37.205 161.26864668727322 161.26864668727322 6000.0 6000.0 6000.0
28-03-2017 39.367 152.41191861203546 313.6805652993087 6000.0 12000.0 12348.662814137884
29-05-2017 41.953 143.01718589850546 456.6977511978141 6000.0 18000.0 19159.840756001897
28-07-2017 44.37 135.2265043948614 591.9242555926755 6000.0 24000.0 26263.679220647013
28-09-2017 43.94 136.54984069185252 728.4740962845281 6000.0 30000.0 32009.151790742162
28-11-2017 47.365 126.67581547556212 855.1499117600902 6000.0 36000.0 40504.17557051667
29-01-2018 50.199 119.5242933126158 974.674205072706 6000.0 42000.0 48927.67042044477
28-03-2018 44.815 133.88374428204844 1108.5579493547543 6000.0 48000.0 49680.02450033331
28-05-2018 46.868 128.01911752154987 1236.5770668763041 6000.0 54000.0 57955.89397035862
30-07-2018 48.814 122.91555701233253 1359.4926238886367 6000.0 60000.0 66362.27294249991
28-09-2018 47.494 126.33174716806333 1485.8243710567 6000.0 66000.0 70567.74267896691
28-11-2018 47.505 126.30249447426586 1612.126865530966 6000.0 72000.0 76584.08674704854
28-01-2019 46.851 140.87212652878273 1752.9989920597486 6600.0 78600.0 82129.75577699128
28-03-2019 50.898 129.67110691972178 1882.6700989794704 6600.0 85200.0 95824.14269785708
28-05-2019 52.415 125.91815320041972 2008.58825217989 6600.0 91800.0 105280.15323800893
29-07-2019 49.811 132.50085322519124 2141.089105405081 6600.0 98400.0 106649.78942933251
30-09-2019 50.926 129.5998114911833 2270.6889168962643 6600.0 105000.0 115637.10378185916
28-11-2019 54.37 121.39047268714366 2392.079389583408 6600.0 111600.0 130057.35641164989
28-01-2020 54.083 122.03465044468687 2514.114040028095 6600.0 118200.0 135970.82962683946
30-03-2020 37.588 175.58795360221347 2689.7019936303086 6600.0 124800.0 101100.51853657604
28-05-2020 42.459 155.44407546103298 2845.146069091342 6600.0 131400.0 120802.0569475493
28-07-2020 50.223 131.41389403261454 2976.5599631239565 6600.0 138000.0 149491.77102797446
28-09-2020 51.519 128.10807663192222 3104.668039755879 6600.0 144600.0 159949.39274018313
01-12-2020 58.216 113.37089459942284 3218.0389343553015 6600.0 151200.0 187341.35460242824
28-01-2021 61.84 116.42949547218628 3334.468429827488 7200.0 158400.0 206203.52770053185
30-03-2021 65.943 109.18520540466767 3443.6536352321555 7200.0 165600.0 227084.85166811402
28-05-2021 68.489 105.12637065806187 3548.780005890217 7200.0 172800.0 243052.3938234151
28-07-2021 72.04 99.94447529150472 3648.724481181722 7200.0 180000.0 262854.1116243313
28-09-2021 79.725 90.31044214487301 3739.0349233265947 7200.0 187200.0 298094.5592622127
29-11-2021 76.845 93.69510052703494 3832.7300238536295 7200.0 194400.0 294526.1386830321
28-01-2022 76.99 93.5186387842577 3926.2486626378873 7200.0 201600.0 302281.8845364909
28-03-2022 76.049 94.67580112821996 4020.9244637661072 7200.0 208800.0 305787.2845449487
30-05-2022 74.461 96.69491411611448 4117.619377882222 7200.0 216000.0 306602.0564964881
28-07-2022 75.663 95.15879624122755 4212.778174123449 7200.0 223200.0 318751.43498870253
28-09-2022 75.716 95.0921865920017 4307.870360715451 7200.0 230400.0 326174.7122319311
28-11-2022 82.144 87.6509544215037 4395.521315136955 7200.0 237600.0 361065.70291061007
30-01-2023 77.874 100.16179983049543 4495.683114967451 7800.0 245400.0 350096.82689497527
28-03-2023 74.887 104.15692977419312 4599.840044741644 7800.0 253200.0 344468.2214305675
29-05-2023 81.73 95.4361923406338 4695.276237082278 7800.0 261000.0 383744.9268567346
28-07-2023 86.696 89.96954876810926 4785.245785850388 7800.0 268800.0 414861.6686500852
29-09-2023 87.795 88.8433282077567 4874.089114058144 7800.0 276600.0 427920.6537687348
28-11-2023 88.337 88.29822158325503 4962.3873356414 7800.0 284400.0 438362.41006855434
29-01-2024 94.727 82.34188774055971 5044.729223381959 7800.0 292200.0 477872.06514330284
28-03-2024 96.444 80.87594873709095 5125.60517211905 7800.0 300000.0 494333.8652198496
28-05-2024 100.247 77.80781469769668 5203.4129868167465 7800.0 307800.0 521626.5416894184
29-07-2024 110.497 70.5901517688263 5274.003138585573 7800.0 315600.0 582761.52480429
30-09-2024 115.424 67.57693373995009 5341.580072325522 7800.0 323400.0 616546.5382681012
28-11-2024 108.208 72.0833949430726 5413.663467268595 7800.0 331200.0 585801.6964662002
28-01-2025 102.103 82.26986474442475 5495.93333201302 8400.0 339600.0 561151.2809985253
28-03-2025 104.645 80.27139375985475 5576.204725772875 8400.0 348000.0 583521.9435285025
28-05-2025 110.591 75.95554791981264 5652.160273692687 8400.0 356400.0 625078.056827948
28-07-2025 111.707 75.19671999068993 5727.356993683377 8400.0 364800.0 639785.867693389
29-09-2025 111.588 75.27691149585978 5802.633905179237 8400.0 373200.0 647504.3122111408
28-11-2025 118.079 71.1388138449682 5873.772719024206 8400.0 381600.0 693569.2088896591
28-01-2026 113.466 74.03098725609433 5947.8037062803005 8400.0 390000.0 674873.4953368006

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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