Nippon India Multi Asset Allocation Fund 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Large Cap Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Mon Dec 11 00:00:00 IST 2023 Current Value as on Mon Dec 11 00:00:00 IST 2023 Profit Returns (%)
1000000.0 11-12-2014 to 11-12-2023 55 390000.0 42125.14492262783 3903526.5542553077 3903526.55 3293526.55 16.77

STP - Transferee Scheme : Mirae Asset Cash Mngmt Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Mon Dec 11 00:00:00 IST 2023 Current Value as on Mon Dec 11 00:00:00 IST 2023 Profit Returns (%)
11-12-2014 to 11-12-2023 55 390000.0 201.70771766823881 4398728.24 495201.69 105201.69 5.58

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 4398728.24 3398728.24 15.96

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
11-12-2013 20.029 49927.60497278946 49927.60497278946 1000000.0 1000000.0 0 0 1000000.0
11-12-2014 30.77 194.99512512187195 49732.60984766758 -6000.0 994000.0 2,094.44 365 1530272.4050127314
11-02-2015 32.315 185.67228841095468 49546.93755925663 -6000.0 988000.0 2,281.17 427 1601109.2872273778
13-04-2015 33.765 177.6988005330964 49369.238758723535 -6000.0 982000.0 2,440.87 488 1666952.3466883001
11-06-2015 30.852 194.47685725398676 49174.76190146955 -6000.0 976000.0 2,104.82 547 1517139.7541841387
11-08-2015 33.83 177.35737511084838 48997.4045263587 -6000.0 970000.0 2,447.71 608 1657582.1951267149
12-10-2015 32.448 184.9112426035503 48812.49328375515 -6000.0 964000.0 2,296.41 670 1583867.7820712873
11-12-2015 31.044 193.2740626207963 48619.21922113436 -6000.0 958000.0 2,128.91 730 1509335.041500895
11-02-2016 27.842 215.50175993103946 48403.71746120332 -6000.0 952000.0 1,683.72 792 1347656.3015548228
11-04-2016 30.862 194.41384226556931 48209.30361893775 -6000.0 946000.0 2,106.09 852 1487835.5282876568
13-06-2016 33.095 181.2962683184771 48028.00735061928 -6000.0 940000.0 2,368.82 915 1589486.903268745
11-08-2016 35.658 168.26518593303044 47859.74216468625 -6000.0 934000.0 2,629.82 974 1706582.6861083824
13-10-2016 36.721 163.39424307616898 47696.34792161008 -6000.0 928000.0 2,727.38 1,037 1751457.5920294437
12-12-2016 35.008 188.52833638025592 47507.81958522982 -6600.0 921400.0 2,823.97 1,097 1663153.7480397257
13-02-2017 38.135 173.06935885669333 47334.75022637313 -6600.0 914800.0 3,133.59 1,160 1805110.6998827392
11-04-2017 40.33 163.64988842053063 47171.1003379526 -6600.0 908200.0 3,322.26 1,217 1902410.4766296283
12-06-2017 42.511 155.25393427583447 47015.84640367677 -6600.0 901600.0 3,490.42 1,279 1998690.6464667032
11-08-2017 43.269 152.5341468487832 46863.31225682799 -6600.0 895000.0 3,544.89 1,339 2027728.65804069
11-10-2017 45.067 146.4486209421528 46716.863635885835 -6600.0 888400.0 3,666.78 1,400 2105388.893478467
11-12-2017 47.21 139.800889642025 46577.06274624381 -6600.0 881800.0 3,799.93 1,461 2198903.1322501707
12-02-2018 47.386 139.2816443675347 46437.78110187628 -6600.0 875200.0 3,810.33 1,524 2200500.6952935094
11-04-2018 46.297 142.55783312093658 46295.22326875534 -6600.0 868600.0 3,744.71 1,582 2143329.951673566
11-06-2018 47.188 139.86606764431633 46155.35720111102 -6600.0 862000.0 3,798.62 1,643 2177978.995606027
13-08-2018 49.283 133.92041880567336 46021.43678230535 -6600.0 855400.0 3,917.71 1,706 2268074.4689423544
11-10-2018 44.95 146.8298109010011 45874.60697140435 -6600.0 848800.0 3,659.15 1,765 2062063.5833646255
11-12-2018 46.684 154.22842944049353 45720.37854196385 -7200.0 841600.0 4,110.96 1,826 2134410.1518530403
11-02-2019 47.789 150.6622863001946 45569.716255663654 -7200.0 834400.0 4,182.39 1,888 2177731.17014191
11-04-2019 50.939 141.34553092915056 45428.3707247345 -7200.0 827200.0 4,368.99 1,947 2314075.7763472507
11-06-2019 52.554 137.00194086082885 45291.36878387367 -7200.0 820000.0 4,455.99 2,008 2380242.595067697
13-08-2019 48.443 148.62828478830792 45142.74049908537 -7200.0 812800.0 4,223.12 2,071 2186849.7779971925
11-10-2019 49.884 144.3348568679336 44998.40564221743 -7200.0 805600.0 4,309.12 2,130 2244700.4670563745
11-12-2019 53.055 135.70822731128075 44862.69741490615 -7200.0 798400.0 4,481.9 2,191 2380190.4113478456
11-02-2020 54.223 132.7849805433119 44729.912434362835 -7200.0 791200.0 4,540.45 2,253 2425390.041928456
13-04-2020 40.698 176.91287041132242 44552.99956395151 -7200.0 784000.0 3,656.61 2,315 1813217.9762536986
11-06-2020 44.282 162.59428210107947 44390.40528185043 -7200.0 776800.0 3,943.4 2,374 1965695.9266909005
11-08-2020 51.285 140.3919274641708 44250.013354386254 -7200.0 769600.0 4,388.09 2,435 2269361.934879699
12-10-2020 53.608 134.30831219221014 44115.705042194044 -7200.0 762400.0 4,509.94 2,497 2364954.7159019383
11-12-2020 60.088 129.80961256823326 43985.89542962581 -7800.0 754600.0 5,200.04 2,557 2643024.4845753554
11-02-2021 67.541 115.48540886276484 43870.41002076305 -7800.0 746800.0 5,486.94 2,619 2963051.363212357
12-04-2021 63.813 122.23214705467538 43748.17787370837 -7800.0 739000.0 5,351.81 2,679 2791702.4746549525
11-06-2021 70.569 110.53011945755217 43637.64775425082 -7800.0 731200.0 5,586.19 2,739 3079465.1643697266
11-08-2021 73.836 105.63952543474728 43532.00822881608 -7800.0 723400.0 5,684.15 2,800 3214229.3595828637
11-10-2021 81.44 95.77603143418467 43436.23219738189 -7800.0 715600.0 5,881.7 2,861 3537446.750154781
13-12-2021 78.753 99.04384594872576 43337.188351433164 -7800.0 707800.0 5,816.25 2,924 3412933.594240416
11-02-2022 78.241 99.6919773520277 43237.496374081136 -7800.0 700000.0 5,803.27 2,984 3382944.9538044822
11-04-2022 78.781 99.00864421624503 43138.48772986489 -7800.0 692200.0 5,816.96 3,043 3398493.2018464864
13-06-2022 70.702 110.3221973918701 43028.16553247302 -7800.0 684400.0 5,590.36 3,106 3042177.3594769076
11-08-2022 78.532 99.32256914378853 42928.84296332923 -7800.0 676600.0 5,810.67 3,165 3371287.8955961713
11-10-2022 76.432 102.05149675528574 42826.791466573944 -7800.0 668800.0 5,756.01 3,226 3273337.3253731797
12-12-2022 82.021 102.4127967227905 42724.378669851154 -8400.0 660400.0 6,348.77 3,288 3504296.2628798615
13-02-2023 78.774 106.63416863432097 42617.74450121683 -8400.0 652000.0 6,264.22 3,351 3357170.205338855
11-04-2023 77.978 107.72269101541461 42510.02181020142 -8400.0 643600.0 6,242.42 3,408 3314846.4807158858
12-06-2023 82.297 102.06933424061631 42407.9524759608 -8400.0 635200.0 6,355.65 3,470 3490047.264914146
11-08-2023 86.567 97.03466678988529 42310.91780917092 -8400.0 626800.0 6,456.49 3,530 3662729.2219864987
11-10-2023 88.306 95.12377414898195 42215.794035021936 -8400.0 618400.0 6,494.77 3,591 3727907.908056647
11-12-2023 92.665 90.6491123941078 42125.14492262783 -8400.0 610000.0 6,584.39 3,652 3903526.5542553077

Mirae Asset Cash Mngmt Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
11-12-2014 1442.3482 4.159883168294591 4.159883168294591 6000.0 6000.0 6000.000000000001
11-02-2015 1461.4471 4.10551979609799 8.265402964392582 6000.0 12000.0 12079.449192642942
12-04-2015 1481.7974 4.049136541878127 12.314539506270709 6000.0 18000.0 18247.65262258922
11-06-2015 1501.6904 3.9954973408633365 16.310036847134047 6000.0 24000.0 24492.625756987465
11-08-2015 1521.4908 3.9435006770990664 20.253537524233113 6000.0 30000.0 30815.57101057546
11-10-2015 1538.5388 3.899804151835495 24.153341676068607 6000.0 36000.0 37160.85331828858
11-12-2015 1554.8021 3.8590120247457858 28.012353700814394 6000.0 42000.0 43553.66635996899
11-02-2016 1573.788 3.812457586409351 31.824811287223746 6000.0 48000.0 50085.50610609729
11-04-2016 1593.8394 3.7644947163434406 35.58930600356719 6000.0 54000.0 56723.63812714193
12-06-2016 1613.6647 3.718244564685588 39.30755056825278 6000.0 60000.0 63429.206795454455
11-08-2016 1632.3781 3.6756190247835354 42.983169593036315 6000.0 66000.0 70164.78471225839
12-10-2016 1650.6294 3.6349770578422995 46.618146650878614 6000.0 72000.0 76949.28343545178
12-12-2016 1668.4011 3.955883270515705 50.57402992139432 6600.0 78600.0 84377.7671522872
12-02-2017 1686.3245 3.913837461295261 54.48786738268958 6600.0 85200.0 91884.22572018031
11-04-2017 1703.4483 3.874493872223771 58.36236125491335 6600.0 91800.0 99417.26506366802
11-06-2017 1721.7428 3.833325163317076 62.19568641823043 6600.0 98400.0 107084.97528164602
11-08-2017 1740.6617 3.7916615273375633 65.98734794556799 6600.0 105000.0 114861.6492534239
11-10-2017 1759.3485 3.7513886532429477 69.73873659881093 6600.0 111600.0 122694.74162701312
11-12-2017 1778.1076 3.711811366196286 73.45054796500722 6600.0 118200.0 130602.97756074386
11-02-2018 1797.8296 3.671093189254421 77.12164115426164 6600.0 124800.0 138651.56926770974
11-04-2018 1818.5615 3.6292421235135572 80.7508832777752 6600.0 131400.0 146850.4474199558
11-06-2018 1839.577 3.5877813214668373 84.33866459924204 6600.0 138000.0 155147.46760747986
12-08-2018 1862.7104 3.543223895673745 87.88188849491578 6600.0 144600.0 163698.50767111997
11-10-2018 1884.4272 3.5023905407436273 91.38427903565942 6600.0 151200.0 172207.02106718638
11-12-2018 1908.0476 3.7734907661632757 95.1577698018227 7200.0 158400.0 181565.55429172027
11-02-2019 1931.2154 3.7282221341027 98.88599193592539 7200.0 165600.0 190970.15047093492
11-04-2019 1954.5283 3.68375326159258 102.56974519751797 7200.0 172800.0 200475.46971233797
11-06-2019 1977.6977 3.6405968414687444 106.21034203898672 7200.0 180000.0 210051.94916671736
12-08-2019 1999.6309 3.6006645026339608 109.81100654162069 7200.0 187200.0 219581.48184072686
11-10-2019 2018.1726 3.5675838627479135 113.3785904043686 7200.0 194400.0 228817.56458071963
11-12-2019 2035.7805 3.5367270685616647 116.91531747293025 7200.0 201600.0 238013.9234627007
11-02-2020 2053.5581 3.5061097126981697 120.42142718562843 7200.0 208800.0 247292.39721060748
12-04-2020 2073.2514 3.472806047544451 123.89423323317288 7200.0 216000.0 256863.89250260222
11-06-2020 2088.6656 3.44717699185547 127.34141022502835 7200.0 223200.0 265973.62299250497
11-08-2020 2100.4171 3.4278905842082508 130.7693008092366 7200.0 230400.0 274670.0755747644
11-10-2020 2112.1606 3.4088316958473706 134.17813250508397 7200.0 237600.0 283405.7648588177
11-12-2020 2123.1774 3.673739179778383 137.85187168486235 7800.0 245400.0 292683.9785089997
11-02-2021 2134.5203 3.654216828015175 141.5060885128775 7800.0 253200.0 302047.6185043339
11-04-2021 2145.8854 3.6348632597062265 145.14095177258375 7800.0 261000.0 311455.8493508916
11-06-2021 2157.479 3.615330670657745 148.7562824432415 7800.0 268800.0 320938.5554893622
11-08-2021 2169.5239 3.5952588491880637 152.35154129242957 7800.0 276600.0 330530.31003576284
11-10-2021 2181.0656 3.5762335621633756 155.92777485459294 7800.0 284400.0 340088.70581989764
12-12-2021 2193.2896 3.556301912889205 159.48407676748215 7800.0 292200.0 349794.76693972026
11-02-2022 2205.7969 3.536136985231959 163.0202137527141 7800.0 300000.0 359589.48213307414
11-04-2022 2218.703 3.5155674283579192 166.53578118107202 7800.0 307800.0 369493.43731378805
12-06-2022 2233.4588 3.4923411168363616 170.0281222979084 7800.0 315600.0 379750.8059937397
11-08-2022 2251.0143 3.4651045975141077 173.4932268954225 7800.0 323400.0 390535.7346947406
11-10-2022 2271.0918 3.4344714731478487 176.92769836857036 7800.0 331200.0 401819.04495773354
11-12-2022 2294.8468 3.660375062945379 180.58807343151574 8400.0 339600.0 414421.9624324789
12-02-2023 2320.5723 3.6197967199729137 184.20787015148866 8400.0 348000.0 427467.68091554136
11-04-2023 2347.069 3.578931850746612 187.78680200223528 8400.0 356400.0 440748.58158858435
11-06-2023 2373.628 3.5388864640963114 191.3256884663316 8400.0 364800.0 454136.0112629618
11-08-2023 2400.0774 3.499887128640101 194.8255755949717 8400.0 373200.0 467596.46092748316
11-10-2023 2427.3126 3.4606173098594715 198.28619290483115 8400.0 381600.0 481302.5744439273
11-12-2023 2455.0458 3.421524763407673 201.70771766823881 8400.0 390000.0 495201.6850889955

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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