Union MF Multi Asset Allocation Fund 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Tue Dec 16 00:00:00 IST 2025 Current Value as on Tue Dec 16 00:00:00 IST 2025 Profit Returns (%)
1000000.0 16-12-2016 to 16-12-2025 55 390000.0 463.429439998657 1302451.3869128337 1302451.39 692451.3899999999 6.1

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Tue Dec 16 00:00:00 IST 2025 Current Value as on Tue Dec 16 00:00:00 IST 2025 Profit Returns (%)
16-12-2016 to 16-12-2025 55 390000.0 6004.642649233658 2003331.29 700879.9 310879.9 13.44

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 2003331.29 1003331.29 7.19

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
16-12-2015 1556.2046 642.5890271754755 642.5890271754755 1000000.0 1000000.0 0 0 1000000.0
16-12-2016 1669.5421 3.5937997610242953 638.9952274144512 -6000.0 994000.0 407.31 366 1066829.4338675004
16-02-2017 1687.4846 3.5555880035882996 635.4396394108628 -6000.0 988000.0 466.78 428 1072294.6057353842
16-04-2017 1704.9101 3.5192471438816626 631.9203922669811 -6000.0 982000.0 523.33 487 1077367.459171938
16-06-2017 1723.2966 3.481698971610575 628.4386932953705 -6000.0 976000.0 581.76 548 1082986.2634643547
16-08-2017 1742.1871 3.4439469790586785 624.9947463163119 -6000.0 970000.0 640.51 609 1088857.7846000511
16-10-2017 1760.8964 3.4073554809925217 621.5873908353193 -6000.0 964000.0 697.46 670 1094550.9988073069
17-12-2017 1779.9755 3.370832913149647 618.2165579221696 -6000.0 958000.0 754.29 732 1100410.326795793
16-02-2018 1799.4388 3.334372916711588 614.882185005458 -6000.0 952000.0 811.03 793 1106442.8611275994
16-04-2018 1820.2615 3.29622969007475 611.5859553153833 -6000.0 946000.0 870.39 852 1113246.3684013127
17-06-2018 1841.9917 3.2573436677266243 608.3286116476567 -6000.0 940000.0 930.91 914 1120536.253527507
16-08-2018 1864.1306 3.218658606859412 605.1099530407972 -6000.0 934000.0 991.11 974 1128003.9798279132
16-10-2018 1886.344 3.180756002086576 601.9291970387106 -6000.0 928000.0 1,050.09 1,035 1135445.5292587897
16-12-2018 1909.9462 3.4555947177988573 598.4736023209118 -6600.0 921400.0 1,222.39 1,096 1143052.3825531367
17-02-2019 1933.4299 3.4136225988850177 595.0599797220268 -6600.0 914800.0 1,287.7 1,159 1150506.7570879604
16-04-2019 1956.4054 3.373533931157622 591.6864457908692 -6600.0 908200.0 1,350.09 1,217 1157578.557652064
16-06-2019 1979.4204 3.3343093766235814 588.3521364142457 -6600.0 901600.0 1,411.13 1,278 1164596.2212019407
16-08-2019 2000.7651 3.2987380677521814 585.0533983464935 -6600.0 895000.0 1,466.49 1,339 1170554.421048062
16-10-2019 2019.7784 3.26768520744652 581.785713139047 -6600.0 888400.0 1,514.81 1,400 1175078.216826843
16-12-2019 2037.1367 3.2398414892824814 578.5458716497644 -6600.0 881800.0 1,558.14 1,461 1178577.0277712247
16-02-2020 2055.0552 3.211592564520895 575.3342790852436 -6600.0 875200.0 1,602.1 1,523 1182343.701972381
16-04-2020 2074.4148 3.1816201851240167 572.1526589001196 -6600.0 868600.0 1,648.75 1,583 1186881.9434817599
16-06-2020 2089.8192 3.158167941035282 568.9944909590844 -6600.0 862000.0 1,685.24 1,644 1189095.611900521
16-08-2020 2101.4329 3.1407141289165126 565.8537768301678 -6600.0 855400.0 1,712.41 1,705 1189103.7432201724
16-10-2020 2113.1506 3.123298453030276 562.7304783771375 -6600.0 848800.0 1,739.51 1,766 1189134.248020935
16-12-2020 2124.0288 3.389784545294301 559.3406938318432 -7200.0 841600.0 1,924.8 1,827 1188055.7427108174
16-02-2021 2135.5348 3.371520801253157 555.96917303059 -7200.0 834400.0 1,953.22 1,889 1187291.5167340464
16-04-2021 2146.8067 3.3538184877101416 552.6153545428799 -7200.0 827200.0 1,980.77 1,948 1186358.34565553
16-06-2021 2158.3791 3.335836600715787 549.2795179421641 -7200.0 820000.0 2,008.76 2,009 1185553.4315844423
16-08-2021 2170.5892 3.3170716964776203 545.9624462456866 -7200.0 812800.0 2,037.96 2,070 1185060.1894264678
17-10-2021 2182.1706 3.29946705358417 542.6629791921024 -7200.0 805600.0 2,065.35 2,132 1184183.1989014177
16-12-2021 2193.9431 3.281762412161008 539.3812167799414 -7200.0 798400.0 2,092.91 2,192 1183371.6988239565
16-02-2022 2206.9491 3.262422318666072 536.1187944612753 -7200.0 791200.0 2,123 2,254 1183186.8909293965
17-04-2022 2219.9795 3.2432731923875875 532.8755212688877 -7200.0 784000.0 2,152.8 2,314 1182972.7332687448
16-06-2022 2234.5059 3.22218885168305 529.6533324172046 -7200.0 776800.0 2,185.61 2,374 1183513.496240905
16-08-2022 2252.6045 3.1963001050561695 526.4570323121485 -7200.0 769600.0 2,225.9 2,435 1185899.480042991
16-10-2022 2272.7741 3.1679347278728667 523.2890975842756 -7200.0 762400.0 2,270.05 2,496 1189317.9078019143
16-12-2022 2296.728 3.396135720033021 519.8929618642426 -7800.0 754600.0 2,514.92 2,557 1194052.722516538
16-02-2023 2322.1881 3.3589010295935977 516.5340608346489 -7800.0 746800.0 2,572.86 2,619 1199489.2493148977
16-04-2023 2349.3166 3.3201144537096448 513.2139463809393 -7800.0 739000.0 2,633.22 2,678 1205702.0435842506
16-06-2023 2375.7775 3.2831357313553142 509.93081064958403 -7800.0 731200.0 2,690.77 2,739 1211482.1464980422
16-08-2023 2402.2371 3.2469734149056313 506.6838372346784 -7800.0 723400.0 2,747.05 2,800 1217174.7117755057
16-10-2023 2429.5626 3.2104544250063776 503.473382809672 -7800.0 715600.0 2,803.88 2,861 1223220.1009698622
16-12-2023 2457.142 3.1744197120068764 500.29896309766514 -7800.0 707800.0 2,859.95 2,922 1229305.5947837231
16-02-2024 2487.6172 3.135530659620781 497.16343243804437 -7800.0 700000.0 2,920.47 2,984 1236752.3057439171
16-04-2024 2519.6825 3.0956281198127145 494.06780431823165 -7800.0 692200.0 2,982.57 3,044 1244894.0003540728
16-06-2024 2548.5248 3.0605941131120247 491.00721020511963 -7800.0 684400.0 3,037.09 3,105 1251344.0521865606
16-08-2024 2578.3776 3.025158145959692 487.98205205915997 -7800.0 676600.0 3,092.23 3,166 1258201.9922313718
16-10-2024 2608.7431 2.9899456178724533 484.9921064412875 -7800.0 668800.0 3,147.03 3,227 1265219.8112331743
16-12-2024 2638.3677 3.183786702664682 481.8083197386228 -8400.0 660400.0 3,445.38 3,288 1271187.5083896548
16-02-2025 2670.0642 3.145991770534956 478.6623279680878 -8400.0 652000.0 3,504.19 3,350 1278059.1457962499
16-04-2025 2703.2648 3.1073537449975306 475.5549742230903 -8400.0 643600.0 3,564.32 3,409 1285551.0222821874
16-06-2025 2732.1305 3.0745237096105034 472.4804505134798 -8400.0 635200.0 3,615.41 3,470 1290878.249501619
17-08-2025 2758.5199 3.045111256946162 469.43533925653367 -8400.0 626800.0 3,661.18 3,532 1294946.7251023992
16-10-2025 2784.1599 3.017068092964057 466.4182711635696 -8400.0 618400.0 3,704.82 3,592 1298583.0472009368
16-12-2025 2810.4632 2.988831164912602 463.429439998657 -8400.0 610000.0 3,748.77 3,653 1302451.3869128337

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
16-12-2016 34.776 172.53278122843338 172.53278122843338 6000.0 6000.0 6000.0
16-02-2017 37.942 158.1361024721944 330.6688837006278 6000.0 12000.0 12546.23878536922
17-04-2017 39.973 150.1013183899132 480.77020209054103 6000.0 18000.0 19217.827288165197
16-06-2017 42.441 141.3727292005372 622.1429312910782 6000.0 24000.0 26404.36814692465
16-08-2017 44.339 135.32104918920137 757.4639804802796 6000.0 30000.0 33585.195430515116
16-10-2017 46.024 130.36676516600033 887.8307456462799 6000.0 36000.0 40861.522237624384
18-12-2017 47.583 126.09545425887397 1013.9261999051538 6000.0 42000.0 48245.65037008693
16-02-2018 46.802 128.19964958762446 1142.1258494927783 6000.0 48000.0 53453.77400796101
16-04-2018 46.579 128.81341377015394 1270.9392632629324 6000.0 54000.0 59199.07994352413
18-06-2018 47.169 127.2021878776315 1398.141451140564 6000.0 60000.0 65948.93410884925
16-08-2018 49.465 121.29788739512786 1519.4393385356918 6000.0 66000.0 75159.066880668
16-10-2018 46.59 128.783000643915 1648.222339179607 6000.0 72000.0 76790.67878237789
17-12-2018 48.285 136.68841255048153 1784.9107517300886 6600.0 78600.0 86184.41564728731
18-02-2019 46.615 141.5853266116057 1926.4960783416943 6600.0 85200.0 89803.61469189808
16-04-2019 51.761 127.50912849442629 2054.0052068361206 6600.0 91800.0 106317.36351104444
17-06-2019 51.245 128.7930529807786 2182.798259816899 6600.0 98400.0 111857.496824317
16-08-2019 49.032 134.6059716103769 2317.404231427276 6600.0 105000.0 113626.9642753422
16-10-2019 50.547 130.5715472728352 2447.9757787001113 6600.0 111600.0 123737.83168595452
16-12-2019 53.849 122.56495013834984 2570.5407288384613 6600.0 118200.0 138421.0477072223
17-02-2020 53.674 122.96456384841822 2693.5052926868793 6600.0 124800.0 144571.20307967556
16-04-2020 41.108 160.55269047387372 2854.057983160753 6600.0 131400.0 117324.61557177221
16-06-2020 44.364 148.76927238301326 3002.827255543766 6600.0 138000.0 133217.42836494363
17-08-2020 51.056 129.26982137261047 3132.0970769163764 6600.0 144600.0 159912.34835904252
16-10-2020 53.0 124.52830188679245 3256.625378803169 6600.0 151200.0 172601.14507656795
16-12-2020 60.636 118.74134177716208 3375.3667205803313 7200.0 158400.0 204668.736469109
16-02-2021 67.955 105.9524685453609 3481.319189125692 7200.0 165600.0 236573.0454970364
16-04-2021 64.736 111.22095897182402 3592.540148097516 7200.0 172800.0 232566.6790272408
16-06-2021 70.778 101.72652519144366 3694.2666732889597 7200.0 180000.0 261472.806602046
16-08-2021 74.662 96.43459859098336 3790.7012718799433 7200.0 187200.0 283021.33836110035
18-10-2021 83.731 85.98965735510146 3876.6909292350447 7200.0 194400.0 324599.20819577953
16-12-2021 78.139 92.14348788697066 3968.834417122015 7200.0 201600.0 310120.7525194971
16-02-2022 77.692 92.67363435102715 4061.508051473042 7200.0 208800.0 315546.68353504356
18-04-2022 76.978 93.53321728286005 4155.041268755902 7200.0 216000.0 319846.7667862918
16-06-2022 69.163 104.10190419733095 4259.143172953233 7200.0 223200.0 294575.11927096447
16-08-2022 79.337 90.7521080958443 4349.895281049077 7200.0 230400.0 345107.64191259065
17-10-2022 77.525 92.8732666881651 4442.768547737242 7200.0 237600.0 344425.6316633297
16-12-2022 81.02 96.27252530239447 4539.041073039637 7800.0 245400.0 367753.10773767135
16-02-2023 79.558 98.04168028356669 4637.082753323204 7800.0 253200.0 368917.02968888753
17-04-2023 77.793 100.26609077937603 4737.34884410258 7800.0 261000.0 368532.57862927206
16-06-2023 83.312 93.62396773574035 4830.972811838321 7800.0 268800.0 402478.0068998742
16-08-2023 86.426 90.25061902668179 4921.223430865003 7800.0 276600.0 425321.6562359388
16-10-2023 87.847 88.79073844297473 5010.014169307978 7800.0 284400.0 440114.71473119786
18-12-2023 93.914 83.0547096279575 5093.068878935936 7800.0 292200.0 478310.47069638944
16-02-2024 95.228 81.90868232032597 5174.977561256262 7800.0 300000.0 492802.76320331125
16-04-2024 96.292 81.00361400739418 5255.981175263656 7800.0 307800.0 506108.93932848796
18-06-2024 104.2 74.85604606525912 5330.837221328915 7800.0 315600.0 555473.2384624729
16-08-2024 109.487 71.24133458766795 5402.078555916582 7800.0 323400.0 591457.3748516388
16-10-2024 111.734 69.80865269300303 5471.887208609585 7800.0 331200.0 611395.8453667833
16-12-2024 112.074 74.95047914770598 5546.837687757291 8400.0 339600.0 621656.2870177106
17-02-2025 101.591 82.68448976779439 5629.522177525086 8400.0 348000.0 571908.7875369509
16-04-2025 104.671 80.25145455761385 5709.7736320827 8400.0 356400.0 597647.7158437283
16-06-2025 111.623 75.25330800999794 5785.026940092698 8400.0 364800.0 645742.0621339673
18-08-2025 112.418 74.72113006813855 5859.7480701608365 8400.0 373200.0 658741.1585513409
16-10-2025 115.18 72.92932800833478 5932.677398169171 8400.0 381600.0 683325.7827211252
16-12-2025 116.723 71.96525106448601 6004.642649233658 8400.0 390000.0 700879.9039465003

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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