Bandhan MF Small Cap Fund New 728x90

STP with Annual Increase

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STP - Transferor Scheme : Mirae Asset Liquid Gr

Total Initial Investment Amount STP Period No of Installments Total Amount Transferred Total No. Units Remaining Value as on Mon Apr 28 00:00:00 IST 2025 Current Value as on Tue Apr 29 00:00:00 IST 2025 Profit Returns (%)
1000000.0 29-04-2016 to 29-04-2025 55 390000.0 486.307516658137 1317167.8965902007 1317306.4 707306.3999999999 6.2

STP - Transferee Scheme : Mirae Asset Large Cap Gr

STP Period No of Installments Total Amount Invested Total No. Units Accumulated Value as on Mon Apr 28 00:00:00 IST 2025 Current Value as on Tue Apr 29 00:00:00 IST 2025 Profit Returns (%)
29-04-2016 to 29-04-2025 55 390000.0 6536.580351717397 2022087.0299999998 704780.63 314780.63 13.56

STP - Total Returns:

Total Investment Amount Total Current Value Total Profit Total Returns (%)
1000000.0 2022087.0299999998 1022087.0299999998 7.29

Mirae Asset Liquid Gr

Nav Date Nav Units Cumulative Units Cash Flow Net Amount Capital Gain/Loss No. of Days
(Invested)
Current Value
29-04-2015 1487.6211 672.2141814202554 672.2141814202554 1000000.0 1000000.0 0 0 1000000.0
29-04-2016 1599.7963 3.750477482664512 668.4637039375908 -6000.0 994000.0 420.71 366 1069405.7602436533
29-06-2016 1619.3909 3.7050967743489234 664.7586071632419 -6000.0 988000.0 488.22 427 1076504.0391368289
29-08-2016 1637.6704 3.6637408846126793 661.0948662786292 -6000.0 982000.0 549.74 488 1082655.4940964691
31-10-2016 1656.209 3.6227311891192473 657.47213508951 -6000.0 976000.0 610.75 551 1088911.2673844623
29-12-2016 1673.2329 3.585872594305312 653.8862624952046 -6000.0 970000.0 665.58 610 1094104.0072650125
28-02-2017 1690.9694 3.5482605421481903 650.3380019530564 -6000.0 964000.0 721.53 671 1099701.6609597586
28-04-2017 1708.3895 3.5120796516251125 646.8259223014313 -6000.0 958000.0 775.36 730 1105030.613987581
28-06-2017 1727.0393 3.4741537149733652 643.351768586458 -6000.0 952000.0 831.78 791 1111093.7880733183
28-08-2017 1745.8115 3.4367971570813918 639.9149714293766 -6000.0 946000.0 887.35 852 1117170.916143577
29-10-2017 1764.8578 3.3997073305282726 636.5152640988483 -6000.0 940000.0 942.52 914 1123358.9286639125
28-12-2017 1783.4235 3.364315878982193 633.1509482198661 -6000.0 934000.0 995.17 974 1129176.2801025924
28-02-2018 1803.3038 3.3272263941328135 629.8237218257333 -6000.0 928000.0 1,050.35 1,036 1135763.5108984876
30-04-2018 1823.9692 3.6184821541942704 626.2052396715391 -6600.0 921400.0 1,217.07 1,097 1142179.0700395054
28-06-2018 1846.1605 3.574987115150606 622.6302525563884 -6600.0 914800.0 1,281.77 1,156 1149475.3783746283
28-08-2018 1868.3746 3.5324821906699007 619.0977703657185 -6600.0 908200.0 1,345 1,217 1156706.5490679413
28-10-2018 1890.9566 3.4902969216744584 615.607473444044 -6600.0 901600.0 1,407.76 1,278 1164087.0149183397
28-12-2018 1914.3558 3.447634969424179 612.1598384746198 -6600.0 895000.0 1,471.23 1,339 1171891.7373109516
28-02-2019 1937.5171 3.4064215484859464 608.7534169261339 -6600.0 888400.0 1,532.54 1,401 1179470.1549778138
29-04-2019 1961.2491 3.3652023090794536 605.3882146170545 -6600.0 881800.0 1,593.85 1,461 1187317.0910683048
28-06-2019 1983.5104 3.3274340280746704 602.0607805889798 -6600.0 875200.0 1,650.04 1,521 1194193.8197303596
28-08-2019 2004.4824 3.2926205787588856 598.768160010221 -6600.0 868600.0 1,701.83 1,582 1200220.2384208718
28-10-2019 2023.1704 3.2622066831345498 595.5059533270864 -6600.0 862000.0 1,747.07 1,643 1204810.0177951427
29-12-2019 2040.8811 3.233897359331712 592.2720559677547 -6600.0 855400.0 1,789.19 1,705 1208756.8450827328
28-02-2020 2058.3545 3.206444759636885 589.0656112081178 -6600.0 848800.0 1,830.03 1,766 1212505.8516254798
28-04-2020 2077.8955 3.4650443200825065 585.6005668880354 -7200.0 841600.0 2,045.33 1,826 1216816.7827340977
28-06-2020 2092.3847 3.4410498222434907 582.1595170657919 -7200.0 834400.0 2,081.02 1,887 1218101.666467852
28-08-2020 2103.6877 3.422561248040762 578.7369558177511 -7200.0 827200.0 2,108.53 1,948 1217481.8154892463
28-10-2020 2115.2932 3.403783456591266 575.3331723611599 -7200.0 820000.0 2,136.46 2,009 1216998.3472299895
28-12-2020 2126.2791 3.386197042523721 571.9469753186362 -7200.0 812800.0 2,162.62 2,070 1216118.8999282322
28-02-2021 2137.7147 3.3680827474311705 568.5788925712051 -7200.0 805600.0 2,189.57 2,132 1215459.456759186
28-04-2021 2149.149 3.3501632506634023 565.2287293205417 -7200.0 798400.0 2,216.23 2,191 1214760.7583905128
28-06-2021 2160.8218 3.332065605780171 561.8966637147615 -7200.0 791200.0 2,243.15 2,252 1214158.5603021258
29-08-2021 2173.164 3.3131415760614473 558.5835221387001 -7200.0 784000.0 2,271.3 2,314 1213893.6013050263
28-10-2021 2183.93 3.29680896365726 555.2867131750429 -7200.0 776800.0 2,295.6 2,374 1212707.3115043715
28-12-2021 2196.5073 3.2779312866385646 552.0087818884043 -7200.0 769600.0 2,323.68 2,435 1212491.319081988
28-02-2022 2209.3707 3.2588465122670454 548.7499353761373 -7200.0 762400.0 2,352.07 2,497 1212392.0288469312
28-04-2022 2222.3409 3.509812558460315 545.2401228176769 -7800.0 754600.0 2,578.73 2,556 1211709.4252587468
28-06-2022 2237.8931 3.4854211758372196 541.7547016418397 -7800.0 746800.0 2,615.01 2,617 1212389.1086968316
28-08-2022 2256.6349 3.4564740623305967 538.2982275795091 -7800.0 739000.0 2,658.08 2,678 1214742.5669640629
28-10-2022 2277.1813 3.4252872180181697 534.8729403614909 -7800.0 731200.0 2,704.47 2,739 1218002.6576672024
28-12-2022 2301.7707 3.3886954942992364 531.4842448671917 -7800.0 723400.0 2,758.91 2,800 1223354.8623469272
28-02-2023 2326.7977 3.352246738081269 528.1319981291105 -7800.0 715600.0 2,813.13 2,862 1228856.3185432185
28-04-2023 2353.9597 3.3135656485537965 524.8184324805567 -7800.0 707800.0 2,870.67 2,921 1235401.4398764013
28-06-2023 2380.8493 3.2761418372847038 521.5422906432719 -7800.0 700000.0 2,926.34 2,982 1241713.5975984305
28-08-2023 2407.5709 3.239779979065206 518.3025106642067 -7800.0 692200.0 2,980.43 3,043 1247850.0420720838
28-10-2023 2434.8067 3.2035397306899145 515.0989709335167 -7800.0 684400.0 3,034.35 3,104 1254166.4255920318
28-12-2023 2462.9801 3.1668952583092325 511.9320756752075 -7800.0 676600.0 3,088.86 3,165 1260878.5149397303
28-02-2024 2493.661 3.1279311823058547 508.8041444929016 -7800.0 668800.0 3,146.82 3,227 1268785.0517603136
28-04-2024 2524.7557 3.3270545740326476 505.47708991886896 -8400.0 660400.0 3,450.6 3,287 1276206.163992077
28-06-2024 2554.2427 3.288645984972376 502.18844393389656 -8400.0 652000.0 3,507.74 3,348 1282711.1669425145
28-08-2024 2584.1333 3.250606305796996 498.93783762809954 -8400.0 643600.0 3,564.33 3,409 1289321.880844765
28-10-2024 2614.3828 3.212995434333488 495.72484219376605 -8400.0 635200.0 3,620.28 3,470 1296014.500964096
29-12-2024 2644.1464 3.176828635509743 492.5480135582563 -8400.0 626800.0 3,674.08 3,532 1302369.0568772147
28-02-2025 2675.8762 3.1391586800615063 489.4088548781948 -8400.0 618400.0 3,730.12 3,593 1309597.5068378155
28-04-2025 2708.5082 3.101338220057816 486.307516658137 -8400.0 610000.0 3,786.38 3,652 1317167.8965902007

Mirae Asset Large Cap Gr

Nav Date Nav Units Cumulative Units Cash Flow Amount Current Value
29-04-2016 31.856 188.34756403817175 188.34756403817175 6000.0 6000.0 6000.0
29-06-2016 33.546 178.85888034340906 367.2064443815808 6000.0 12000.0 12318.30738322451
29-08-2016 36.087 166.2648599218555 533.4713043034363 6000.0 18000.0 19251.37895839811
01-11-2016 37.412 160.3763498342778 693.8476541377141 6000.0 24000.0 25958.22843660016
29-12-2016 34.626 173.28019407381737 867.1278482115315 6000.0 30000.0 30025.16887217249
28-02-2017 38.427 156.14021391209306 1023.2680621236245 6000.0 36000.0 39321.12182322452
28-04-2017 40.93 146.59174199853408 1169.8598041221585 6000.0 42000.0 47882.36178271995
28-06-2017 42.05 142.68727705112963 1312.547081173288 6000.0 48000.0 55192.604763336756
28-08-2017 44.367 135.2356481168436 1447.7827292901316 6000.0 54000.0 64233.77635041526
30-10-2017 46.808 128.18321654418048 1575.9659458343122 6000.0 60000.0 73767.81399261249
28-12-2017 48.173 124.55109708758017 1700.5170429218924 6000.0 66000.0 81919.00750867632
28-02-2018 46.93 127.84998934583422 1828.3670322677267 6000.0 72000.0 85805.26482432442
30-04-2018 47.435 139.13776747127648 1967.5047997390031 6600.0 78600.0 93328.59017561963
28-06-2018 45.854 143.93509835565055 2111.4398980946535 6600.0 85200.0 96817.96508723224
28-08-2018 51.006 129.39654158334312 2240.8364396779966 6600.0 91800.0 114296.1034422159
29-10-2018 45.681 144.48019964536678 2385.3166393233632 6600.0 98400.0 108963.64940093055
28-12-2018 48.115 137.17136028265614 2522.4879996060195 6600.0 105000.0 121369.51010104363
28-02-2019 47.569 138.74582185877355 2661.233821464793 6600.0 111600.0 126592.23165325874
30-04-2019 51.482 128.2001476244124 2789.433969089205 6600.0 118200.0 143605.63959665046
28-06-2019 52.125 126.61870503597122 2916.0526741251765 6600.0 124800.0 151999.24563877482
28-08-2019 49.156 134.26641712100252 3050.319091246179 6600.0 131400.0 149941.48524929717
29-10-2019 52.474 125.77657506574685 3176.095666311926 6600.0 138000.0 166662.44399405198
30-12-2019 54.518 121.0609340034484 3297.1566003153744 6600.0 144600.0 179754.38353599358
28-02-2020 50.673 130.24687703510745 3427.403477350482 6600.0 151200.0 173676.81640778098
28-04-2020 42.672 168.7289088863892 3596.132386236871 7200.0 158400.0 153454.16118549975
29-06-2020 46.301 155.50420077320143 3751.636587010072 7200.0 165600.0 173704.52561515337
28-08-2020 53.065 135.68265334966551 3887.3192403597377 7200.0 172800.0 206280.59548968947
28-10-2020 52.933 136.02100768896528 4023.340248048703 7200.0 180000.0 212967.469349962
28-12-2020 61.339 117.38045941407587 4140.720707462779 7200.0 187200.0 253987.66747505937
01-03-2021 65.911 109.23821516893993 4249.958922631718 7200.0 194400.0 280119.04254957923
28-04-2021 66.112 108.90609874152953 4358.865021373248 7200.0 201600.0 288173.2842930282
28-06-2021 71.596 100.56427733392927 4459.429298707178 7200.0 208800.0 319277.3000702391
30-08-2021 76.367 94.28156140741419 4553.710860114592 7200.0 216000.0 347753.23725437105
28-10-2021 80.254 89.71515438482817 4643.4260144994205 7200.0 223200.0 372653.5113676365
28-12-2021 78.177 92.09869910587513 4735.524713605296 7200.0 230400.0 370209.11553552124
28-02-2022 74.84 96.20523784072688 4831.729951446023 7200.0 237600.0 361606.6695662204
28-04-2022 77.054 101.2277104368365 4932.95766188286 7800.0 245400.0 380104.1196787219
28-06-2022 71.363 109.3003377100178 5042.257999592877 7800.0 253200.0 359830.6576249465
29-08-2022 77.169 101.07685728725265 5143.33485688013 7800.0 261000.0 396906.00757058273
28-10-2022 79.356 98.2912445183729 5241.626101398503 7800.0 268800.0 415954.4809025796
28-12-2022 80.037 97.45492709621799 5339.081028494721 7800.0 276600.0 427324.028277632
28-02-2023 76.815 101.54266744776412 5440.623695942485 7800.0 284400.0 417921.509203822
28-04-2023 79.183 98.50599244787391 5539.129688390359 7800.0 292200.0 438604.9061158138
28-06-2023 83.985 92.8737274513306 5632.003415841689 7800.0 300000.0 473003.80687946425
28-08-2023 86.445 90.23078257851814 5722.234198420208 7800.0 307800.0 494658.5352824348
30-10-2023 85.127 91.62780316468336 5813.862001584891 7800.0 315600.0 494916.630608917
28-12-2023 94.969 82.13206414724806 5895.9940657321395 7800.0 323400.0 559936.6604285155
28-02-2024 95.204 81.92933070039075 5977.92339643253 7800.0 331200.0 569122.2190339626
29-04-2024 98.907 84.9282659467985 6062.851662379328 8400.0 339600.0 599658.4693709522
28-06-2024 106.131 79.14746869434944 6141.999131073678 8400.0 348000.0 651856.5097799805
28-08-2024 111.886 75.07641706737215 6217.07554814105 8400.0 356400.0 695603.7147793095
28-10-2024 108.363 77.51723374214446 6294.592781883194 8400.0 364800.0 682100.9576232085
30-12-2024 106.96 78.53403141361257 6373.126813296807 8400.0 373200.0 681669.6439502265
28-02-2025 98.144 85.58852298663189 6458.715336283439 8400.0 381600.0 633884.1579642019
28-04-2025 107.879 77.86501543395842 6536.580351717397 8400.0 390000.0 705159.7517629211

Mutual Fund Investors are aware about Systematic Transfer Plan or STP as it is known popularly. What is STP and how it works can be read here Thinking of Lumpsum investments in mutual funds: What about STP. In a normal STP, generally investors can transfer a fixed amount at a fixed frequency from one scheme to another over a period of time. Investors may also be aware that through STP, you can also transfer only the profits made on your investments in a mutual fund scheme to another of the same AMC. For example you have invested in an equity fund and given a mandate to the AMC to transfer the profits, if any, after a period of time at certain intervals. The AMC will check if you have profits in your equity fund and transfer only the profit amount to another scheme which you have chosen while giving the above mandate. The tool Mutual Fund STP Calculator Profit Transfer helps you understand this better.

However, we can try another innovative way of doing STP You can call it STP with Annual increase. The concept is that you can decide to increase the STP amount annually by a certain percentage / or by increasing the fixed amount. This helps you increase the allocation to the transferee every year and benefit by rupee cost averaging. But most of the AMCs do not provide this facility through a standard product. Therefore, if you want to use this innovative option, you should give STP mandate annually by increasing the amount to the extent you want. You can back test the results, by selecting an equity/ hybrid or any aggressive scheme of your choice, input the lump sum investment amount, select the to/ from dates, frequency in which you want to do the STP and a scheme (preferably an aggressive fund) from the same AMC and select the annual increase percentage. You will get the results along with detailed cash flow, returns in XIRR Percentage and the STP amounts which are transferred to the other scheme every month and how it increases every year to the extent of increase you opted for. This method of STP is ideal for investors who want not only a sustainable transfer from their investments but also want to increase their allocation to riskier funds gradually. To get the best results, it is suggested to start with a small STP amount and gradually increase it over the months/ years.

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

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