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FranklIn India Retirement Fund - Direct - IDCW

(Erstwhile Franklin India Pension Plan - Direct - IDCW)
Fund House: Franklin Templeton Mutual Fund
Category: Retirement Fund
Launch Date: 01-01-2013
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.51% As on (31-07-2026)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 494.69 Cr As on 31-07-2026(Source:AMFI)
Turn over: 2.44% | Exit Load: 3% if redeemed before the age of 58 years; Nil if redeemed after the age of 58 years.
NAV as on 21-08-2026

18.4759

-0.02 (-0.0882%)

CAGR Since Inception

8.12%

Benchmark: 11.12%

PERFORMANCE

Returns Type:
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End : 
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This Scheme
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vs
AK Hybrid Balanced TRI
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Gold
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PPF
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RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 10 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.

Current Asset Allocation (%)

Indicators

Standard Deviation 5.25
Sharpe Ratio 0.8
Alpha 0.79
Beta 0.44
Yield to Maturity 7.66
Average Maturity 2.21

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
FranklIn India Retirement Fund - Direct - IDCW 01-01-2013 0.11 2.31 7.89 7.12 6.4
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 13.97 8.92 16.08 12.27 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 9.79 7.63 18.07 15.06 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 9.56 8.62 20.48 19.54 -
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 7.27 2.76 13.73 10.98 12.79
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 7.26 4.6 13.87 - -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 7.07 3.87 12.78 10.74 11.89
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 6.36 6.6 9.58 8.05 -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 05-02-2021 5.88 2.76 10.38 11.88 -
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Option 28-05-2024 5.39 4.46 - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

4.35%

Others

68.44%

Large Cap

24.53%

Mid Cap

2.68%

Scheme Documents

July 2025

Monthly Portfolio Disclosure - July 2026

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