Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth

(Erstwhile Aditya Birla Sun Life Treasury Optimizer Plan - Regular Plan-Growth)
Category: Debt: Banking and PSU
Launch Date: 05-04-2008
Asset Class: Fixed Interest
Benchmark: NIFTY Banking and PSU Debt Total Return Index
Expense Ratio: 0.64% As on (31-01-2020)
Status: Open Ended Schemes
Minimum Investment: 1000.0
Minimum Topup: 1000.0
Total Assets: 9,884.66 Cr As on (31-01-2020)
Turn over: - | Exit Load: Nil

260.8481

8.45%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
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vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
0 Years 1 Months
0 Years 1 Months
0 Years 1 Months
0 Years 1 Months
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The fund seeks to generate higher returns with greater stability from a portfolio of debt and money market instruments with relatively low levels of interest rate risk.

Current Asset Allocation (%)

Indicators

Volatility 2.52
Sharp Ratio 2.68
Alpha 0.39
Beta 0.97
Yield to Maturity 6.68
Average Maturity 2.99

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 05-04-2008 11.25 9.19 8.2 8.67 9.13
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 15.04 10.72 9.02 8.54 -
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 12.63 10.1 8.79 8.5 -
PGIM India Banking and PSU Debt fund -Growth 10-03-2013 12.28 9.11 7.95 8.16 -
IDFC Banking & PSU Debt Fund-Regular Plan- Growth Option 07-03-2013 12.22 10.1 8.44 8.31 -
Kotak Banking and PSU Debt - Growth 29-12-1998 11.93 9.62 8.41 8.66 8.2
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 15-05-2015 11.7 9.31 8.14 - -
HDFC Banking and PSU Debt Fund - Regular Plan - Growth Option 05-03-2014 11.28 8.89 7.94 8.78 -
SBI BANKING & PSU FUND - Regular Paln - Growth 30-10-2009 11.27 9.24 8.25 8.33 8.39
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 19-04-2002 11.25 9.19 8.2 8.67 9.0

Scheme Characteristics

Minimum investment in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions - 80% of total assets.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

99.98%

Scheme Documents

January 2020

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

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