BANK OF INDIA Credit Risk Fund - Regular Plan
(Erstwhile BOI AXA Corporate Credit Spectrum Fund - Regular Plan)
Fund House: Bank of India Mutual Fund| Category: Debt: Credit Risk |
| Launch Date: 27-02-2015 |
| Asset Class: Fixed Income |
| Benchmark: CRISIL Credit Risk Debt B-II Index |
| TER: 1.52% As on (31-05-2025) |
| Status: Open Ended Schemes |
| Minimum Investment: 5000.0 |
| Minimum Topup: 5000.0 |
| Total Assets: 109.6 Cr As on 30-05-2025(Source:AMFI) |
| Turn over: - | Exit Load: • 4% if redeemed within 12 months from the date of allotment • 3% if redeemed after 12 months but within 24 months from the date of allotment. • 2% if redeemed after 24 months but within 36 months from the date of allotment. • Nil if redeemed after 36 months from the date of allotment |
12.197
0 (0.0115%)
1.92%
Benchmark: 7.37%
PERFORMANCE
Returns Type:
of :
Start :
End :
Period:
This Scheme
-
vs
NIFTY COMPOSITE G-SEC INDEX
-
Gold
-
PPF
-
Returns Type:
of :
Period:
Start :
Period:
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Time Taken To Multiply
2x
4x
5x
10x
FUND
There is no value for 2x
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months
Investment Objective
The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Current Asset Allocation (%)
Indicators
| Standard Deviation | 70.74 |
| Sharpe Ratio | 0.6 |
| Alpha | 16.61 |
| Beta | -12.76 |
| Yield to Maturity | 6.23 |
| Average Maturity | 0.83 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| BANK OF INDIA Credit Risk Fund - Regular Plan | 27-02-2015 | 5.85 | 6.13 | 5.84 | 26.79 | 1.77 |
| DSP Credit Risk Fund - Regular Plan -Growth | 05-05-2003 | 22.99 | 19.1 | 14.77 | 11.49 | 8.11 |
| HSBC Credit Risk Fund - Regular Growth | 01-01-2013 | 21.42 | 13.75 | 11.23 | 8.52 | 7.29 |
| Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth | 05-04-2015 | 16.72 | 12.08 | 11.29 | 9.65 | 8.22 |
| Invesco India Credit Risk Fund - Regular Plan - Growth | 04-09-2014 | 10.34 | 9.24 | 9.29 | 6.64 | 5.95 |
| ICICI Prudential Credit Risk Fund - Growth | 05-12-2010 | 9.6 | 8.69 | 8.1 | 7.62 | 7.88 |
| Nippon India Credit Risk Fund - Growth Plan | 01-06-2005 | 9.49 | 8.55 | 8.23 | 8.79 | 6.1 |
| Axis Credit Risk Fund - Regular Plan - Growth | 15-07-2014 | 9.05 | 8.08 | 7.71 | 6.95 | 6.91 |
| Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option | 23-01-2015 | 9.05 | 8.2 | 7.94 | 10.2 | 7.81 |
| HDFC Credit Risk Debt Fund - Growth Option | 05-03-2014 | 8.88 | 7.97 | 7.63 | 7.39 | 7.73 |
Scheme Characteristics
Minimum investment in corporate bonds - 65% of total assets (investment in below highest rated instruments).
Riskometer
PORTFOLIO
Market Cap Distribution
Others
100.0%
