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HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth Option

(Erstwhile HDFC Retirement SavIngs Fund - Hybrid-Debt Plan - Growth Option)
Fund House: HDFC Mutual Fund
Invest in this Scheme
Category: Retirement Fund
Launch Date: 05-02-2016
Asset Class: Mixed Asset
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
TER: 2.33% As on (30-08-2026)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 146.34 Cr As on 31-08-2026(Source:AMFI)
Turn over: 13.1% | Exit Load: Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
NAV as on 25-09-2026

21.5603

0.03 (0.128%)

CAGR Since Inception

7.51%

Benchmark: 9.45%

PERFORMANCE

Returns Type:
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End : 
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This Scheme
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AK Hybrid Conservative TRI
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Gold
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PPF
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RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
8 Years 4 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 4.33
Sharpe Ratio 0.15
Alpha -0.12
Beta 0.32
Yield to Maturity 7.23
Average Maturity 8.02

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth Option 05-02-2016 -0.22 1.02 5.44 5.72 6.79
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 11.91 4.67 14.72 10.38 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 5.84 4.17 18.38 16.74 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 5.6 3.96 16.11 12.95 -
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 4.78 -1.42 11.5 8.53 11.84
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 4.54 0.28 10.83 8.59 11.09
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 4.21 4.82 8.65 7.41 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 3.25 4.78 5.53 4.88 -
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 3.13 -0.28 11.63 - -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 2.99 3.26 6.52 5.55 -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

6.46%

Others

58.77%

Large Cap

31.82%

Mid Cap

2.95%

Scheme Documents

August 2026

Monthly Portfolio Disclosure - August 2026

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