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HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth Option

(Erstwhile HDFC Retirement SavIngs Fund - Hybrid-Debt Plan - Growth Option)
Fund House: HDFC Mutual Fund
Invest in this Scheme
Category: Retirement Fund
Launch Date: 05-02-2016
Asset Class: Mixed Asset
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
TER: 2.33% As on (31-07-2026)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 148.25 Cr As on 31-07-2026(Source:AMFI)
Turn over: 13.1% | Exit Load: Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
NAV as on 31-08-2026

21.8034

-0.01 (-0.0647%)

CAGR Since Inception

7.67%

Benchmark: 9.53%

PERFORMANCE

Returns Type:
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This Scheme
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AK Hybrid Conservative TRI
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Gold
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PPF
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RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
8 Years 4 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 4.3
Sharpe Ratio 0.16
Alpha 0.38
Beta 0.28
Yield to Maturity 7.23
Average Maturity 8.02

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
HDFC Retirement Fund - Hybrid-Debt Plan - Regular Plan - Growth Option 05-02-2016 1.74 2.17 5.93 6.14 7.0
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 17.64 8.12 16.06 11.85 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 13.26 6.79 17.71 14.45 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 12.51 7.08 19.71 18.53 -
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 10.69 2.35 13.12 10.2 12.49
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 10.22 3.56 13.33 - -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 10.08 3.5 12.24 10.05 11.67
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Option 28-05-2024 8.16 3.82 - - -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 05-02-2021 7.93 2.26 9.89 11.1 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 7.07 5.87 9.3 7.82 -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

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PORTFOLIO

Market Cap Distribution

Small Cap

6.22%

Others

60.27%

Large Cap

31.16%

Mid Cap

2.35%

Scheme Documents

July 2026

Monthly Portfolio Disclosure - July 2026

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