Submit

HDFC Retirement Fund - Hybrid-Equity Plan - Regular Plan - Growth Option

(Erstwhile HDFC Retirement SavIngs Fund - Hybrid-Equity Plan - Growth Option)
Fund House: HDFC Mutual Fund
Invest in this Scheme
Category: Retirement Fund
Launch Date: 01-02-2016
Asset Class: Mixed Asset
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
TER: 2.12% As on (30-08-2026)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 1,603.73 Cr As on 31-08-2026(Source:AMFI)
Turn over: 11.34% | Exit Load: Fresh investments by investors including SIP / STP registrations, etc effective June 2, 2018: Exit Load (Upon completion of lock-in period): Nil Existing investments by investors including SIP / STP registrations, etc until June 1, 2018: Exit Load (Upon completion of lock-in period of 5 years) In respect of each purchase/switch-in of units offered under the respective Investment Plan(s) • An Exit Load of 1% is payable if Units are redeemed/ switched-out before completion of 60 years of age • No Exit Load is payable if Units are redeemed / switched-out on or after attainment of 60 years of age.
NAV as on 25-09-2026

36.186

0.07 (0.1934%)

CAGR Since Inception

12.92%

Benchmark: 11.72%

PERFORMANCE

Returns Type:
of  : 
Start :  
End : 
Period:  
This Scheme
-
vs
AK Hybrid Aggressive TRI
-
Gold
-
PPF
-
Returns Type:
of  : 
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Submit
Submit
Submit

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 11 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 10.63
Sharpe Ratio 0.21
Alpha 0.61
Beta 0.42
Yield to Maturity 7.01
Average Maturity 4.74

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
HDFC Retirement Fund - Hybrid-Equity Plan - Regular Plan - Growth Option 01-02-2016 -6.35 -4.44 5.99 7.45 10.89
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 11.91 4.67 14.72 10.38 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 5.84 4.17 18.38 16.74 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 5.6 3.96 16.11 12.95 -
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 4.78 -1.42 11.5 8.53 11.84
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 4.54 0.28 10.83 8.59 11.09
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 4.21 4.82 8.65 7.41 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 3.25 4.78 5.53 4.88 -
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 3.13 -0.28 11.63 - -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 2.99 3.26 6.52 5.55 -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

19.37%

Others

25.47%

Large Cap

47.49%

Mid Cap

7.67%

Scheme Documents

August 2026

Monthly Portfolio Disclosure - August 2026

Feedback
Notification