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HDFC Retirement SavIngs Fund - Hybrid-Equity Plan - Growth Option

Fund House: HDFC Mutual Fund
Invest in this Scheme
Category: Retirement Fund
Launch Date: 01-02-2016
Asset Class: Mixed Asset
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index
TER: 2.08% As on (31-05-2026)
Status: Open Ended Schemes
Minimum Investment: 100.0
Minimum Topup: 100.0
Total Assets: 1,592.32 Cr As on 31-05-2026(Source:AMFI)
Turn over: 11.34% | Exit Load: NIL - Upon completion of Lock-in Period
NAV as on 10-07-2026

37.477

0.33 (0.8672%)

CAGR Since Inception

13.58%

Benchmark: 11.91%

PERFORMANCE

Returns Type:
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End : 
Period:  
This Scheme
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vs
AK Hybrid Aggressive TRI
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Gold
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PPF
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Returns Type:
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  Period:  

Start :  
Period:  

RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 11 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 10.85
Sharpe Ratio 0.34
Alpha 2.86
Beta 0.39
Yield to Maturity 7.01
Average Maturity 4.74

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
HDFC Retirement SavIngs Fund - Hybrid-Equity Plan - Growth Option 01-02-2016 -4.17 -0.09 8.55 9.69 12.19
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 12.24 9.01 16.73 12.19 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 7.45 6.41 18.37 15.84 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 7.31 7.94 21.18 21.17 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 5.56 6.36 9.92 8.17 -
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 5.27 4.23 14.77 - -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 4.17 5.36 7.73 5.97 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 3.94 5.87 6.16 5.23 -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 3.55 4.22 13.53 11.01 12.14
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Option 28-05-2024 3.36 4.48 - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

18.52%

Others

28.26%

Large Cap

47.5%

Mid Cap

5.72%

Scheme Documents

May 2026

Monthly Portfolio Disclosure - May 2026

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