HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
Fund House: HDFC Mutual Fund| Category: Retirement Fund |
| Launch Date: 05-02-2016 |
| Asset Class: Mixed Asset |
| Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index |
| TER: 2.14% As on (31-07-2025) |
| Status: Open Ended Schemes |
| Minimum Investment: 100 |
| Minimum Topup: 100 |
| Total Assets: 162.33 Cr As on 31-07-2025(Source:AMFI) |
| Turn over: 13.1% | Exit Load: NIL |
21.5018
0 (0.0088%)
8.4%
Benchmark: 9.79%
PERFORMANCE
Returns Type:
of :
Start :
End :
Period:
This Scheme
-
vs
AK Hybrid Conservative TRI
-
Gold
-
PPF
-
Returns Type:
of :
Period:
Start :
Period:
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Time Taken To Multiply
2x
4x
5x
10x
FUND
8 Years 4 Months
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months
Investment Objective
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Current Asset Allocation (%)
Indicators
| Standard Deviation | 3.56 |
| Sharpe Ratio | 1.01 |
| Alpha | 2.86 |
| Beta | 0.13 |
| Yield to Maturity | 7.23 |
| Average Maturity | 8.02 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option | 05-02-2016 | 4.49 | 8.49 | 8.83 | 8.63 | - |
| ICICI Prudential Retirement Fund - Pure Equity - Growth Option | 01-02-2019 | 8.69 | 25.21 | 22.82 | 26.95 | - |
| PGIM India Retirement Fund - Regular Plan - Growth Option | 15-04-2024 | 6.88 | - | - | - | - |
| ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option | 05-02-2019 | 6.68 | 10.95 | 10.49 | 8.82 | - |
| ICICI Prudential Retirement Fund - Pure Debt - Growth Option | 05-02-2019 | 6.65 | 6.83 | 6.49 | 5.16 | - |
Scheme Characteristics
Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.
Riskometer
PORTFOLIO
Market Cap Distribution
Small Cap
6.08%
Others
78.85%
Large Cap
30.24%
Mid Cap
0.97%
