ICICI Prudential Regular Savings Fund - Plan - Growth
(Erstwhile ICICI Prudential MIP - 25 - Plan - Growth)
Fund House: ICICI Prudential Mutual Fund| Category: Hybrid: Conservative |
| Launch Date: 10-03-2004 |
| Asset Class: Mixed Asset |
| Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 |
| TER: 1.72% As on (31-07-2023) |
| Status: Open Ended Schemes |
| Minimum Investment: 5000.0 |
| Minimum Topup: 500.0 |
| Total Assets: 3,277.91 Cr As on (31-08-2023) |
| Turn over: 15% | Exit Load: For units in excess of 10% of the investment,1% will be charged for redemption within 1 year |
62.4607
-0.05 (-0.0817%)
9.85%
Benchmark: 9.81%
PERFORMANCE
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Investment Objective
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested 70 to 100 per cent in money market and debt instruments and upto 30 per cent in equity securities with S&P CNX Nifty stocks as the universe.
Current Asset Allocation (%)
Indicators
| Standard Deviation | 3.23 |
| Sharpe Ratio | 1.47 |
| Alpha | 1.86 |
| Beta | 0.53 |
| Yield to Maturity | 8.1 |
| Average Maturity | 5.52 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| ICICI Prudential Regular Savings Fund - Plan - Growth | 10-03-2004 | 8.8 | 6.88 | 9.6 | 9.16 | 10.51 |
| HDFC Hybrid Debt Fund - Growth Plan | 01-12-2003 | 11.66 | 8.0 | 12.72 | 9.62 | 10.23 |
| Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth | 05-05-2021 | 11.58 | 8.94 | - | - | - |
| SBI Conservative Hybrid Fund - Regular Plan - Growth | 25-03-2001 | 10.53 | 8.43 | 12.61 | 10.29 | 9.76 |
| Kotak Debt Hybrid - Growth | 02-12-2003 | 9.67 | 6.63 | 11.37 | 10.37 | 10.25 |
| Nippon India Hybrid Bond Fund-Growth Plan | 29-12-2003 | 9.26 | 6.82 | 9.23 | 3.49 | 6.97 |
| DSP Regular Savings Fund- Regular Plan - Growth | 11-06-2004 | 8.98 | 4.56 | 8.26 | 6.48 | 7.58 |
| Franklin India Debt Hybrid Fund - Growth | 28-09-2000 | 8.78 | 5.47 | 8.64 | 7.2 | 8.57 |
| UTI - Regular Savings Fund - Regular Plan - Growth Option | 16-12-2003 | 8.59 | 5.82 | 11.33 | 7.37 | 9.35 |
| HSBC Conservative Hybrid Fund - Regular Growth | 24-02-2004 | 8.56 | 4.19 | 7.97 | 7.5 | 8.18 |
Scheme Characteristics
Investment in equity & equity related instruments - between 10% and 25% of total assets; Investment in Debt instruments - between 75% and 90% of total assets.
Riskometer
PORTFOLIO
Market Cap Distribution
Small Cap
5.07%
Others
77.61%
Large Cap
14.33%
Mid Cap
2.96%
Tax Benefits of investing in this fund
Capital gains will be deemed as short-term capital gains (STCG) for units acquired on or after April 1, 2023 and will be taxed at the applicable income tax slab rate**.
Income distribution cum capital withdrawal (IDCW) shall be taxable in the hands of investors and the mutual fund will deduct TDS @10% for resident investors and @20% (plus applicable surcharge and cess) for non-resident investors before payouts/re-investment. However, investors can claim tax-credit of TDS deducted at the time of filing their annual return.
** Capital gains on sale of units acquired on or before March 31, 2023 & redeemed on or after April 1, 2023 will be taxed as below:
Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months.
In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.
Short term capital gains (STCG) tax at the income tax slab rate if units are held for less than 36 months.
