Navi Liquid Fund-Regular Plan-Growth Option
Fund House: Navi Mutual Fund| Category: Debt: Liquid |
| Launch Date: 19-02-2010 |
| Asset Class: Fixed Income |
| Benchmark: CRISIL Liquid Fund BI Index |
| TER: 0.2% As on (31-10-2023) |
| Status: Open Ended Schemes |
| Minimum Investment: 10.0 |
| Minimum Topup: 10.0 |
| Total Assets: 108.15 Cr As on (31-10-2023) |
| Turn over: - | Exit Load: Exit load of 0.0070% if redeemed within 1 day |
25.5858
0.01 (0.0367%)
7.05%
Benchmark: 5.31%
PERFORMANCE
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Investment Objective
The Scheme seeks to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and debt securities.
Current Asset Allocation (%)
Indicators
| Standard Deviation | 0.43 |
| Sharpe Ratio | 0.49 |
| Alpha | 1.71 |
| Beta | 0.87 |
| Yield to Maturity | 7.17 |
| Average Maturity | 0.07 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| Navi Liquid Fund-Regular Plan-Growth Option | 19-02-2010 | 6.8 | 5.82 | 4.98 | 5.03 | 6.48 |
| HSBC Liquid Fund - Growth | 04-12-2002 | 8.58 | 6.15 | 4.88 | 4.79 | 5.83 |
| Axis Liquid Fund - Regular Plan - Growth Option | 05-10-2009 | 7.03 | 5.81 | 4.95 | 5.22 | 6.54 |
| BANK OF INDIA Liquid Fund- Regular Plan- Growth | 16-07-2008 | 7.03 | 5.83 | 4.95 | 5.15 | 6.48 |
| Canara Robeco Liquid Fund - Regular Plan - Growth Option | 05-07-2008 | 7.02 | 5.79 | 4.92 | 5.02 | 6.38 |
| Union Liquid Fund - Growth Option | 15-06-2011 | 7.02 | 5.79 | 4.94 | 5.16 | 6.06 |
| Mahindra Manulife Liquid Fund - Regular Plan - Growth | 04-07-2016 | 7.02 | 5.8 | 4.95 | 5.24 | - |
| Aditya Birla Sun Life Liquid Fund - Growth | 05-03-2004 | 7.01 | 5.78 | 4.92 | 5.22 | 6.55 |
| Aditya Birla Sun Life Liquid Fund-Retail (Growth) | 16-06-1997 | 7.01 | 5.78 | 4.92 | 5.22 | 6.53 |
| Baroda BNP Paribas LIQUID FUND - Regular Plan - GROWTH OPTION | 05-02-2009 | 6.99 | 5.8 | 4.96 | 5.19 | 6.54 |
Scheme Characteristics
Investment in Debt and money market securities with maturity of upto 91 days only.
Riskometer
PORTFOLIO
Market Cap Distribution
Others
100.0%
Tax Benefits of investing in this fund
Capital gains will be deemed as short-term capital gains (STCG) for units acquired on or after April 1, 2023 and will be taxed at the applicable income tax slab rate**.
Income distribution cum capital withdrawal (IDCW) shall be taxable in the hands of investors and the mutual fund will deduct TDS @10% for resident investors and @20% (plus applicable surcharge and cess) for non-resident investors before payouts/re-investment. However, investors can claim tax-credit of TDS deducted at the time of filing their annual return.
** Capital gains on sale of units acquired on or before March 31, 2023 & redeemed on or after April 1, 2023 will be taxed as below:
Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months.
In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.
Short term capital gains (STCG) tax at the income tax slab rate if units are held for less than 36 months.
