Submit

Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option

(Erstwhile Reliance Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option)
Fund House: Nippon India Mutual Fund
Category: Retirement Fund
Launch Date: 11-02-2015
Asset Class: Mixed Asset
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Expense Ratio: 2.06% As on (31-10-2022)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 186.97 Cr As on (31-10-2022)
Turn over: - | Exit Load: Nil
NAV as on 02-12-2022

16.204

0.01 (0.0673%)

CAGR Since Inception

6.36%

S&P BSE India Bond Index 8.78%

PERFORMANCE

Returns Type:
of  : 
Start :  
End : 
Period:  
This Scheme
-
vs
S&P BSE India Bond Index
-
Gold
-
PPF
-
Returns Type:
of  : 
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Submit
Submit
Submit

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
There is no value for 2x
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.

Current Asset Allocation (%)

Indicators

Volatility -
Sharp Ratio 0.37
Alpha -0.73
Beta 0.53
Yield to Maturity 7.48
Average Maturity 19.18

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option 11-02-2015 2.38 4.88 6.38 6.01 -
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 10-02-2021 10.89 - - - -
HDFC Retirement Savings Fund - Equity Plan - Growth Option 07-02-2016 10.87 28.62 23.25 13.8 -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 10-02-2021 9.16 - - - -
UTI - Retirement Benefit Pension Fund - Regular Plan 26-12-1994 6.37 13.73 12.47 7.16 9.41
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth 10-02-2021 6.07 - - - -
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option 05-02-2016 5.71 18.52 16.04 11.31 -
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 05-02-2015 5.66 21.88 12.17 7.2 -
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth 10-02-2021 5.47 - - - -
Franklin India Pension Plan-Growth 31-03-1997 4.96 8.14 7.87 6.95 9.62

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

2.06%

Others

79.77%

Large Cap

15.31%

Mid Cap

2.86%

Scheme Documents

Fundamentals October 2022

Monthly portfolio for the month end 31st October 2022

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months

Short term capital gains (STCG) tax at the income tax slab rate applicable to the investor, if units are held for less than 36 months

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @29.12% ( 25% + 12% surcharge + 4% Health & education cess) for Individuals and @ 34.944% ( 30% + 12% surcharge + 4% Health & education cess) for any other person **

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

** The DDT is to be paid by the mutual fund

Feedback
Notification