UTI Retirement Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.66% As on (30-04-2025)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 4,668.28 Cr As on 30-04-2025(Source:AMFI)
Turn over: 34% | Exit Load: Period of Holding *: (A) Less than one year 1% (B) Greater than or equal to one year Nil *Units shall not be under lock-in period.

49.8522

9.84%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
AK Hybrid Balanced TRI
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
28 Years 8 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 6.08
Sharpe Ratio 1.02
Alpha 2.25
Beta 0.77
Yield to Maturity 7.12
Average Maturity 10.72

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
UTI Retirement Fund - Regular Plan 26-12-1994 10.17 14.95 13.97 15.12 9.87
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 14.19 - - - -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 12.32 31.85 26.37 29.97 -
Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 12.06 20.37 17.99 18.22 12.62
Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 11.3 22.82 19.62 19.87 14.05
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 11.06 18.96 15.59 14.54 -
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 10.64 21.45 17.71 16.97 -
Axis Retirement Fund - Dynamic Plan - Regular Growth 10-12-2019 10.42 19.51 17.25 16.03 -
Axis Retirement Fund - Aggressive Plan - Regular Growth 01-12-2019 10.31 19.23 16.24 15.42 -
Baroda BNP Paribas Retirement Fund - Regular plan - Growth option 28-05-2024 9.06 - - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

6.29%

Others

61.23%

Large Cap

24.74%

Mid Cap

7.72%

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