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UTI Retirement Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.64% As on (31-07-2026)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 4,725.26 Cr As on 31-07-2026(Source:AMFI)
Turn over: 0.34% | Exit Load: Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.
NAV as on 31-08-2026

50.7025

-0.1 (-0.1994%)

CAGR Since Inception

9.5%

Benchmark: 11.08%

PERFORMANCE

Returns Type:
of  : 
Start :  
End : 
Period:  
This Scheme
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vs
AK Hybrid Balanced TRI
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Gold
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PPF
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Returns Type:
of  : 
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
28 Years 8 Months
30 Years 6 Months
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 6.72
Sharpe Ratio 0.57
Alpha 3.42
Beta 0.26
Yield to Maturity 7.12
Average Maturity 10.72

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
UTI Retirement Fund - Regular Plan 26-12-1994 3.68 2.53 8.85 8.83 8.55
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 17.64 8.12 16.06 11.85 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 13.26 6.79 17.71 14.45 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 12.51 7.08 19.71 18.53 -
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 10.69 2.35 13.12 10.2 12.49
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 10.22 3.56 13.33 - -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 10.08 3.5 12.24 10.05 11.67
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Option 28-05-2024 8.16 3.82 - - -
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 05-02-2021 7.93 2.26 9.89 11.1 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 7.07 5.87 9.3 7.82 -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

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PORTFOLIO

Market Cap Distribution

Small Cap

6.29%

Others

62.77%

Large Cap

23.76%

Mid Cap

7.18%

Scheme Documents

UTI Fund Watch(Active)-August 2026

Monthly Portfolio Disclosure - July 2026

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