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UTI Retirement Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.61% As on (31-05-2026)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 4,607.48 Cr As on 31-05-2026(Source:AMFI)
Turn over: 0.34% | Exit Load: 1% upto 1Y, Nil on or after 1Y
NAV as on 10-07-2026

50.8688

0.25 (0.4832%)

CAGR Since Inception

9.56%

Benchmark: 11.14%

PERFORMANCE

Returns Type:
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End : 
Period:  
This Scheme
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vs
AK Hybrid Balanced TRI
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Gold
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PPF
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Returns Type:
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  Period:  

Start :  
Period:  

RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
28 Years 8 Months
30 Years 6 Months
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 6.72
Sharpe Ratio 0.57
Alpha 3.42
Beta 0.26
Yield to Maturity 7.12
Average Maturity 10.72

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
UTI Retirement Fund - Regular Plan 26-12-1994 1.55 4.29 9.72 9.68 9.01
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 12.24 9.01 16.73 12.19 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 7.45 6.41 18.37 15.84 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 7.31 7.94 21.18 21.17 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 5.56 6.36 9.92 8.17 -
Union Retirement Fund - Regular Plan - Growth Option 22-09-2022 5.27 4.23 14.77 - -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 4.17 5.36 7.73 5.97 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 3.94 5.87 6.16 5.23 -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 3.55 4.22 13.53 11.01 12.14
Baroda BNP Paribas Retirement Fund - Regular Plan - Growth Option 28-05-2024 3.36 4.48 - - -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

6.49%

Others

63.87%

Large Cap

23.29%

Mid Cap

6.35%

Scheme Documents

UTI Fund Watch(Active)-June 2026

Monthly Portfolio Disclosure - May 2026

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