UTI Retirement Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.66% As on (30-06-2025)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 4,765.94 Cr As on 30-06-2025(Source:AMFI)
Turn over: 34% | Exit Load: Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.

50.1355

9.83%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
AK Hybrid Balanced TRI
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
28 Years 8 Months
30 Years 6 Months
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 5.81
Sharpe Ratio 1.43
Alpha 2.11
Beta 0.77
Yield to Maturity 7.12
Average Maturity 10.72

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
UTI Retirement Fund - Regular Plan 26-12-1994 6.33 13.5 13.88 14.32 9.54
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 8.46 28.44 26.53 28.71 -
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 8.38 - - - -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 7.91 7.22 6.86 5.27 -
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 7.18 15.83 15.72 13.62 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 7.07 12.04 11.64 9.26 -
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth 05-02-2021 6.99 9.27 10.13 - -
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Regular Plan-Growth 05-03-2019 6.55 5.96 5.7 3.88 -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 6.42 9.14 9.17 5.5 -
Franklin India Retirement Fund - Growth 31-03-1997 5.92 12.32 12.37 10.53 8.22

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

6.28%

Others

60.99%

Others

0.5%

Large Cap

25.04%

Mid Cap

7.09%

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