UTI - Unit Linked Insurance Plan
Fund House: UTI Mutual Fund| Category: Hybrid: Dynamic Asset Allocation |
| Launch Date: 01-10-1971 |
| Asset Class: Mixed Asset |
| Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index |
| Expense Ratio: 1.86% As on (31-03-2022) |
| Status: Open Ended Schemes |
| Minimum Investment: 15000.0 |
| Minimum Topup: 1000.0 |
| Total Assets: 5,228.66 Cr As on (30-04-2022) |
| Turn over: 23% | Exit Load: Nil |
31.0367
0.2 (0.6351%)
9.67%
NIFTY 50 TRI 13.63%
PERFORMANCE
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Investment Objective
An open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds.
Current Asset Allocation (%)
Indicators
| Volatility | 5.62 |
| Sharp Ratio | 1.37 |
| Alpha | 4.09 |
| Beta | 0.53 |
| Yield to Maturity | 5.94 |
| Average Maturity | 4.44 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| UTI - Unit Linked Insurance Plan | 01-10-1971 | 4.58 | 16.24 | 6.71 | 6.53 | 9.06 |
| HDFC Balanced Advantage Fund - Growth Plan | 15-09-2000 | 14.46 | 35.9 | 12.16 | 11.18 | 13.68 |
| BOI AXA Balanced Advantage Fund Regular Plan Growth | 14-03-2014 | 11.78 | 14.52 | 5.46 | 4.5 | - |
| ICICI Prudential Balanced Advantage Fund - Growth | 01-12-2006 | 7.94 | 23.33 | 10.92 | 9.69 | 13.06 |
| Tata Balanced Advantage Fund-Regular Plan-Growth | 05-01-2019 | 7.5 | 20.13 | 11.02 | - | - |
| Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option | 20-08-2009 | 6.42 | 21.83 | 12.87 | 10.51 | 11.18 |
| Shriram Balanced Advantage Fund - Regular Growth | 05-07-2019 | 5.85 | 14.9 | - | - | - |
| Axis Balanced Advantage Fund - Regular Plan - Growth | 05-08-2017 | 5.56 | 14.33 | 6.68 | - | - |
| Nippon India Balanced Advantage Fund-Growth Plan-Growth Option | 05-11-2004 | 5.54 | 20.61 | 8.68 | 7.99 | 12.95 |
| Baroda BNP Paribas Balanced Advantage Fund-Regular Plan -Growth Option | 04-11-2018 | 4.91 | 21.86 | 13.08 | - | - |
Scheme Characteristics
Investment in equity/ debt that is managed dynamically.
Riskometer
PORTFOLIO
Market Cap Distribution
Small Cap
2.85%
Others
64.17%
Large Cap
24.42%
Mid Cap
8.55%
Tax Benefits of investing in this fund
Long term capital gains (LTCG) tax @10% (plus surcharge, if applicable and cess) without indexation if units held for more than 12 months#
Short term capital gains (STCG) tax @ 15% (plus surcharge, if applicable and cess) if units are held for less than 12 months.
Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @11.648% (10% + 12% surcharge + 4% Health & education cess) **
# Capital gain accrued up to January 31st 2018 is exempt from LTCG tax in respect of units acquired before January 31, 2018 & redeemed on or after April 1, 2018. ** The DDT is to be paid by the mutual fund
