UTI - Unit Linked Insurance Plan

Fund House: UTI Mutual Fund
Category: Hybrid: Dynamic Asset Allocation
Launch Date: 01-10-1971
Asset Class: Mixed Asset
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Expense Ratio: 1.71% As on (30-09-2022)
Status: Open Ended Schemes
Minimum Investment: 15000.0
Minimum Topup: 1000.0
Total Assets: 5,262.29 Cr As on (31-10-2022)
Turn over: 28% | Exit Load: Nil

32.8257

9.7%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
NIFTY 50 TRI
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
44 Years 7 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

An open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds.

Current Asset Allocation (%)

Indicators

Volatility 5.62
Sharp Ratio 0.57
Alpha -0.13
Beta 0.51
Yield to Maturity 6.96
Average Maturity 5.35

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
UTI - Unit Linked Insurance Plan 01-10-1971 -0.2 8.48 9.17 6.15 8.47
HDFC Balanced Advantage Fund - Growth Plan 15-09-2000 20.84 27.85 17.74 12.14 13.52
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH 14-03-2014 18.45 13.61 10.89 5.59 -
ICICI Prudential Balanced Advantage Fund - Growth 01-12-2006 9.41 13.84 11.97 9.93 12.1
Tata Balanced Advantage Fund-Regular Plan-Growth 05-01-2019 8.2 13.88 12.83 - -
Nippon India Balanced Advantage Fund-Growth Plan-Growth Option 05-11-2004 7.9 13.71 11.35 8.97 11.44
Sundaram Balanced Advantage Fund (Formerly Known as Principal Balanced Advantage Fund) - Growth Option 02-01-2013 7.78 12.36 14.35 9.58 10.6
LIC MF Balanced Advantage Fund-Regular Plan-Growth 12-11-2021 7.67 - - - -
SBI Balanced Advantage Fund - Regular Plan - Growth 05-08-2021 7.34 - - - -
Invesco India Dynamic Equity Fund - Growth 04-10-2007 6.87 10.95 8.81 6.47 11.07

Scheme Characteristics

Investment in equity/ debt that is managed dynamically.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

3.12%

Others

60.95%

Large Cap

26.1%

Mid Cap

9.86%

Tax Benefits of investing in this fund

Long term capital gains (LTCG) tax @10% (plus surcharge, if applicable and cess) without indexation if units held for more than 12 months#

Short term capital gains (STCG) tax @ 15% (plus surcharge, if applicable and cess) if units are held for less than 12 months.

Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @11.648% (10% + 12% surcharge + 4% Health & education cess) **

# Capital gain accrued up to January 31st 2018 is exempt from LTCG tax in respect of units acquired before January 31, 2018 & redeemed on or after April 1, 2018. ** The DDT is to be paid by the mutual fund

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