UTI - Unit Linked Insurance Plan
| Category: Hybrid: Dynamic Asset Allocation |
| Launch Date: 01-10-1971 |
| Asset Class: Mixed Asset |
| Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund |
| Expense Ratio: 2.08% As on (31-03-2018) |
| Status: Open Ended Schemes |
| Minimum Investment: 15000.0 |
| Minimum Topup: 1000.0 |
| Total Assets: 4,161.72 Cr As on (31-03-2018) |
| Turn over: 50.21% | Exit Load: 0.00% - 0 day |
25.071
0.05 (0.2178%)
9.77%
NIFTY 50 TRI 13.54%
PERFORMANCE
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
Investment Objective
An open-ended debt oriented fund investing a minimum of 90% in Debt and G-sec and a maximum of 15% in equity instruments. The fund aims to distribute income periodically best suited to the investors who are looking for regular income with relatively low level of risk appetite. Also suitable to meet the requirements of corporate and institutional investors with surplus funds.
Current Asset Allocation (%)
Indicators
| Volatility | 5.62 |
| Sharp Ratio | 1.37 |
| Alpha | 4.09 |
| Beta | 0.53 |
| Yield to Maturity | 8.89 |
| Average Maturity | 4.7 |
PEER COMPARISON
| Scheme Name | Inception Date |
1 Year Return(%) |
2 Year Return(%) |
3 Year Return(%) |
5 Year Return(%) |
10 Year Return(%) |
|---|---|---|---|---|---|---|
| UTI - Unit Linked Insurance Plan | 01-10-1971 | 1.15 | 1.57 | 5.92 | 6.5 | 8.36 |
| Kotak Balanced Advantage Fund -Regular Plan - Growth Option | 05-07-2018 | 12.9 | - | - | - | - |
| ICICI Prudential Balanced Advantage Fund - Growth | 30-12-2006 | 11.9 | 6.82 | 10.39 | 9.01 | 12.15 |
| Motilal Oswal Dynamic Fund (MOFDYNAMIC) - Regular Plan - Growth Option | 02-09-2016 | 11.49 | 5.57 | 10.49 | - | - |
| Union Balanced Advantage Fund - Regular Plan - Growth Option | 21-12-2017 | 11.0 | - | - | - | - |
| Invesco India Dynamic Equity Fund - Growth | 04-10-2007 | 10.97 | 2.95 | 10.78 | 7.86 | 10.43 |
| Baroda Dynamic Equity Fund-Regular Plan -Growth Option | 05-11-2018 | 10.68 | - | - | - | - |
| DSP Dynamic Asset Allocation Fund - Regular Plan - Growth | 06-02-2014 | 10.18 | 6.17 | 7.71 | 7.52 | - |
| IDFC DEF_Regular Plan_Growth | 10-10-2014 | 9.68 | 5.28 | 8.73 | 5.94 | - |
| Edelweiss Balanced Advantage Fund - Regular Plan - Growth Option | 20-08-2009 | 9.6 | 5.85 | 10.69 | 6.89 | 9.44 |
Scheme Characteristics
Investment in equity/ debt that is managed dynamically.
Riskometer
PORTFOLIO
Market Cap Distribution
Small Cap
3.18%
Others
62.52%
Large Cap
23.79%
Mid Cap
10.51%
Scheme Documents
Tax Benefits of investing in this fund
Long term capital gains (LTCG) tax @10% (plus surcharge, if applicable and cess) without indexation if units held for more than 12 months#
Short term capital gains (STCG) tax @ 15% (plus surcharge, if applicable and cess) if units are held for less than 12 months.
Investor does not pay any tax on dividends but a Dividend Distribution Tax (DDT) is deducted at source @11.648% (10% + 12% surcharge + 4% Health & education cess) **
# Capital gain accrued up to January 31st 2018 is exempt from LTCG tax in respect of units acquired before January 31, 2018 & redeemed on or after April 1, 2018. ** The DDT is to be paid by the mutual fund
