Your perfect Gift for your little ones this Children's Day: SBI Magnum Children's Benefit Fund Investment Plan - One of the best performing funds for your child's future

Picture this: Your child gets admission to their dream college, and you are ready with the funds - no stress, no compromises. That is the power of planning early. For parents, securing their children's future is one of the most important life-stage goals. With rising cost of education, especially professional education and increasing aspirations of parents / children, planning ahead is no longer optional; it is essential. Children's funds are solutions oriented fund which are designed specifically to meet long term financial needs of your children e.g. higher education, wedding etc. These funds have a lock-in period of 5 years or till the child reaches maturity, ensuring discipline and focus. In this article, we will review SBI Magnum Children's Benefit Fund Investment Plan, one of the best performing children's funds.

About SBI Magnum Children's Benefit Fund Investment Plan

The fund was launched in September 2020 and has given 4.5 times returns in 5 years. By virtue of performance SBI Magnum Children's Benefit Fund Investment Plan has experienced the highest assets under management (AUM) growth in this category.

Outperformed broad market index

Despite significant allocations to debt and money market instruments, SBI Magnum Children's Benefit Fund Investment Plan was able to outperform the broad market index, Nifty 50 TRI since the inception of the scheme (see the chart below).

Source: Advisorkhoj Research, as on 31^st October 2025

Relatively smaller drawdowns

Every parent has strong emotional attachment with their children's aspirations and security. Volatility in investments attached to children's goals can be unsettling for parents. While volatility is natural part of equity as an asset class, which parents should be prepared for in planning for children, SBI Magnum Children's Benefit Fund Investment Plan was able to limit downside risks for investors compared to the broad market index, Nifty 50 TRI (see the chart below).

Source: Advisorkhoj Research. Period: 31^st October 2022 to 31st October 2025

Top quartile fund

SBI Magnum Children's Benefit Fund Investment Plan has consistently been in the top quartile in 4 out of the last 5 years (including YTD 2025).

Source: Advisorkhoj Research, as on 31^st December 2024

Strong relative performance consistency

SBI Magnum Children's Benefit Fund Investment Plan has been a top quartile fund for several years, it was able to maintain strong performance consistency across quarters, featuring in the top 2 quartiles 7 times (6 times in the top quartile) in the last 12 quarters. The fund was in the top quartile even in the quarter ending September 2025.

Source: Advisorkhoj Research, as on 30^th September 2025

Strong SIP returns

Systematic Investment Plan (SIP) can be a very effective way of saving and investing for your child's future, especially if you begin early. With relatively modest monthly contributions to your children's goals, you can build a corpus that's ready when your child needs it most. With students increasingly opting to pursue post graduate degrees or professional qualifications, which can last longer (6 - 7 years or longer), parents should continue their SIP through the period when your child is studying so that you can accumulate a larger corpus that not only supports your children's aspirations, but also provides them financial support to get started in their careers like relocating to a new city or acquiring additional skills, if required.

The chart below shows the growth of Rs 10,000 monthly SIP in SBI Magnum Children's Benefit Fund Investment Plan since the inception of the fund. With a cumulative investment of just over Rs 6 lakhs, you could have accumulated a corpus of Rs 11.4 lakhs in the fund over the last 5 years or so (see the chart below). SBI Magnum Children's Benefit Fund Investment Plan provides parents, the flexibility to accumulate wealth from your regular monthly savings to make the dreams of your children achievable.

Source: Advisorkhoj Research, as on 31^st October 2025

Current portfolio construct

Why invest in a SBI Magnum Children's Benefit Fund Investment Plan?

• A general purpose fund can tempt you to dip into for other needs, leaving your child's aspirations underfunded. This fund is exclusively dedicated for your child's future.


• A 5-year lock-in ensures you stay committed and disciplined to investing for the goal.


• SBI Magnum Children's Benefit Fund Investment Plan has a strong record of wealth creation outperforming the market and this fund stands out in this category.


• SBI Magnum Children's Benefit Fund has the potential to generate potential risk adjusted returns for you children's financial goals.


• SBI Mutual Fund as a fund house, has a strong track record of Asset management with a legacy of over 38 years across market cycles and investment categories, including children-oriented funds.

Who should invest in SBI Magnum Children's Benefit Fund Investment Plan?

• Parents planning to fund their child's aspirations - whether it is higher education, a sporting career or other milestones like marriage


• Investors with minimum 5-year investment horizon.


• Comfortable with equity exposure and seeking higher growth potential


• Investors can invest either in lump sum or through SIP depending on their investment needs.

This Children's Day, give your child the gift of financial security and the freedom to dream big. Speak to your financial advisor or mutual fund distributor to see how SBI Magnum Children's Benefit Fund can be the right fit for investing for your child's aspirations. Start investing today, because their future deserves a plan done right.