We explain the benefits of transferring your home loan to a lower rate of interest, and how this option must be exercised to save money.
Taking a home loan has become an essential part of buying a home in today’s straitened times. Real estate is prohibitively expensive in India, and most buyers have to take apply for a home loan to realise their house purchase dream.
But after taking the loan, you realise that interest rates have dropped and another bank is offering home loans at a lower rate of interest. At this point, you can choose to transfer your existing loan to the new bank for these advantages:
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