Public Provident Fund is one of the most popular investment choices for Indian investors. There are a number of reasons that make PPF an excellent investment choice for the average investors.
The points above make PPF a very attractive option. Combined with equity investments over a long time horizon, PPF is an excellent investment option for retirement planning. The following considerations below will help the investors to maximize the benefits from PPF.
Punit's PPF Balance at the end of the year
Amit's PPF Balance at the end of the year
Sumit's PPF Balance at the end of the year
The above table illustrates, that it is beneficial to make the annual PPF deposit in lump sum before the 5th of April. If you are making monthly deposits, you should try to make it before the 5th. However in the case of monthly instalments (Amit and Sumit) the difference in interest earned, whether the deposit is made before or after 5th, is small.Aug 29, 2019
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