ABSL Balanced Advantage Fund: A proven all season's fund for growth and stability

Aditya Birla Sun Life Balanced Advantage has completed more than 25 years since launch. It is one of the top performing balanced advantage funds. ABSL Balanced Advantage Fund dynamically balances the portfolio between equity and fixed income securities basis market valuation to generate reasonable return with relatively lower volatility!

How Balanced Advantage Funds work?

• Counter-cyclical model- This model focuses on purchasing low and selling high. Counter-cyclical models boost equity allocation (reduce debt allocation) in declining markets (lower valuations) and decrease equity allocations in rising markets (higher valuations). PE and PB ratios are usually used as valuation measures in dynamic asset allocation models. In addition to valuation measures, ABSL Balanced Advantage Fund uses rolling 3 months / 6 month returns compared to historical average to capture contrarian opportunities.


• Pro-cyclical model- This model aims to follow the trend. Funds that use pro-cyclical models raise their equity exposure in rising markets and decrease it in falling markets. Pro-cyclical models rely on market trend indicators. ABSL Balanced Advantage Fund uses to market breadth i.e., number of stocks advancing versus number of stocks declining and momentum indicators in pro-cyclical.

Counter-cyclical is the core dynamic asset allocation strategy and tactically uses the pro-cyclical model to capitalize on momentum.

Outperformed the category average over different investment horizons

ABSL Balanced Advantage Fund outperformed the category average over 1 year, 3 years, 5 years and 10 years investment horizons.

Source: Advisorkhoj Research, as on 19^th December 2025

Superior performance consistency

ABSL Balanced Advantage Fund outperformed the category average 6 times in the last 10 calendar years.

Source: Advisorkhoj Research, as on 19^th December 2025

Outperformed category average across different market conditions

The chart below shows the 3 year rolling returns of ABSL Balanced Advantage Fund versus the category average over the past 10 years. In the past 10 years, the market went through several investment cycles and volatile periods. You can see that the fund consistently outperformed the category average across different market conditions.

Source: Advisorkhoj Research. Period: 1^st December 2015 to 19^th December 2025

Superior risk return trade off

The chart below shows the rolling returns distribution of ABSL Balanced Advantage Fund versus its category average. for different investment tenures. You can see that the fund lesser percentage instances of negative returns. Further, observe that fund had significantly higher percentage instances of double digit (10%+) returns compared to category average. The fund provided better risk / return trade off to investors.

Source: Advisorkhoj Research. Period: 1^st December 2015 to 19^th December 2025

Limited downside risk for investors

The chart below shows the drawdowns of ABSL Balanced Advantage Fund versus the broad market index, Nifty 50 TRI. You can see that the fund was a limit downside risk of investors.

Source: Advisorkhoj Research. Period: 1^st January 2005 to 19^th December 2025

Superior market capture ratios compared to peers

ABSL Balanced Advantage Fund was able capture 72.5% and 68.35% of Nifty 100 TRI’s upside over last 1 and 3 years respectively, while capturing only 54.19% and 45.21% of Nifty 100 TRI’s downside in last 1 and 3 years, respectively.

Source: Advisorkhoj Research, as on 30^th November 2025

Rolling SIP Returns

The table below shows the rolling SIP returns (XIRR) distribution of ABSL Balanced Advantage Fund for different SIP tenures. You can see that over 10 years plus SIP tenures, the fund gave double digit SIP returns (XIRR) in more than 75% of the instances.

Source: Advisorkhoj Research. Period: Since inception to 19^th December 2025

Aditya Birla Sun Life Balanced Advantage dynamic asset allocation framework

How asset allocation changed based on market movement?

Net equity allocation over last 6 quarters

Source: Aditya Birla Sun Life MF, as on 30^th November 2025

Who can find ABSL Balanced Advantage Fund suitable?

• Investors looking for growth and stability.


• Investors seeking dynamic asset allocation based on market conditions.


• Investors with moderately high to high-risk appetite.


• The fund is suitable for first time investors.


• Investors should have minimum 3 year investment horizon for this fund.

Investors should consult their financial advisors or mutual fund distributors if Aditya Birla Sun Life Balanced Fund is suitable for their investment needs.