Aditya Birla Sun Life Flexi Cap Fund: Legendary track record of wealth creation

Aditya Birla Sun Life Flexi Cap Fund completed 27 years since its launch. One of the oldest diversified equity mutual fund schemes in the country, the fund has a has enviable track record of wealth creation. If you invested Rs 1 lakh in the fund at the time of its inception, your investment would have multiplied ~ 200X to Rs 1.88 crores (see the chart below) giving a CAGR return of 21.24% (as on 29^th October 2025). The assets under management of this fund is Rs 23,265 crores.

Source: Advisorkhoj Research, as on 29^th October 2025

Outperformed peers across market conditions

The chart below shows the 5 year rolling returns of Aditya Birla Sun Life Flexi Cap Fund versus the category average returns since inception. The fund has consistently outperformed the peer average over 5 year investment tenures across different market conditions and investment cycles.

Source: Advisorkhoj Research, as on 29^th October 2025

The table below shows the returns distribution of the Aditya Birla Sun Life Flexi Cap Fund for different investment tenures since inception versus the Flexi Cap category average. You can see that the fund was able to provide superior risk / return trade off to investors i.e. providing superior downside limitation while outperforming on the upside.

Source: Advisorkhoj Research, as on 29^th October 2025. 1. Aditya Birla Sun Life Flexi Cap Fund 2. Flexi Cap Fund category average

Outperformed the benchmark across market conditions

Aditya Birla Sun Life Flexi Cap Fund also outperformed the benchmark index across market conditions over different investment tenures (see the average rolling returns of the fund versus benchmark for different investment tenures since the inception of the fund)

Source: Advisorkhoj Research, as on 29^th October 2025

The table below shows the returns distribution of the Aditya Birla Sun Life Flexi Cap Fund for different investment tenures since inception versus the benchmark index, Nifty 500 TRI. Over 10 year investment tenures the fund gave 12%+ CAGR returns in almost 90% of the instances. The percentage instances of 12%+, 15%+ and 20%+ CAGR returns were significantly higher than that of the benchmark index.

Source: Advisorkhoj Research, as on 29^th October 2025. 1. Aditya Birla Sun Life Flexi Cap Fund 2. Nifty 500 TRI

Limited downside risks for investors

The last one year was volatile for equity market. However, due to judicious investment strategy and risk management, Aditya Birla Sun Life Flexi Cap Fund was able to limit downside risks for investors for investors compared to benchmark index (see the chart below).

Source: Advisorkhoj Research, as on 29^th October 2025

Wealth creation through SIP

The chart below shows the growth of Rs 10,000 monthly SIP in Aditya Birla Sun Life Flexi Cap Fund since the inception of the fund. With a cumulative investment of just Rs 32.7 lakhs, you could have accumulated a corpus of Rs 7 crores at an XIRR of 18.46%

Source: Advisorkhoj Research, as on 29^th October 2025

The chart below shows the rolling 20 year SIP XIRR of Aditya Birla Sun Life Flexi Cap Fund since its inception. You can see that the fund always gave 14%+ XIRR over 20 year SIP tenures. The average 20 year SIP XIRR of the fund since inception was 16.95%.

Source: Advisorkhoj Research, as on 29^th October 2025

The rolling SIP XIRR distribution over different tenures show that for long SIP tenures e.g. 10 years plus, Aditya Birla Sun Life Flexi Cap Fund can give 12%+ SIP XIRR with high consistency (see the table below).

Source: Advisorkhoj Research, as on 29^th October 2025

SWP track record

The chart below shows the result of a SWP of Rs 30,000 per month from a lump sum investment of Rs 50 lakhs in Aditya Birla Sun Life Flexi Cap Fund over the last 20 years. During this period, you would have withdrawn Rs 72 lakhs i.e. Rs 22 lakhs more than what you had invested. Despite withdrawing Rs 72 lakhs, the value of your balance units would be Rs 4.6 crores.

Source: Advisorkhoj Research, as on 29^th October 2025

Higher large cap allocations

Aditya Birla Sun Life Flexi Cap Fund considerably higher large cap allocations compared to the Flexi Cap category average allocations. This seems to be a prudent strategy since there are concerns about valuations in pockets of midcap and small cap segments, while large cap valuations seem reasonable.

Source: Advisorkhoj Research, as on 30^th September 2025

Current portfolio positioning

Source: Advisorkhoj Research, as on 30^th September 2025

Who should invest in Aditya Birla Sun Life Flexi Cap Fund?

• Investors seeking capital appreciation over long investment horizon.


• Investors who want exposure across all market capitalization segments.


• Investors with very high-risk appetites.


• Investors with minimum 5-year investment tenures.

Investors should consult their financial advisors or mutual fund distributors if Aditya Birla Sun Life Flexi Cap Fund is suitable for their investment needs.