BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth

(Erstwhile BOI AXA Regular Return Fund-Regular Plan-Growth)
Fund House: Bank of India Mutual Fund
Category: Hybrid: Conservative
Launch Date: 18-03-2009
Asset Class: Mixed Asset
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
TER: 2.27% As on (31-01-2024)
Status: Open Ended Schemes
Minimum Investment: 10000.0
Minimum Topup: 1000.0
Total Assets: 67.14 Cr As on (31-01-2024)
Turn over: - | Exit Load: Exit load of 1% if units in excess of 10% of the initial units allotted are redeemed within 1 year

31.9585

8.09%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
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vs
S&P BSE India 10 Year Sovereign Bond
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
8 Years 3 Months
There is no value for 4x
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related nstruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Current Asset Allocation (%)

Indicators

Standard Deviation 11.73
Sharpe Ratio 0.77
Alpha 5.75
Beta 0.72
Yield to Maturity 7.31
Average Maturity 3.4

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth 18-03-2009 14.72 18.44 14.75 9.4 8.79
Kotak Debt Hybrid - Growth 02-12-2003 17.94 10.97 11.05 11.89 10.65
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth 05-05-2021 17.76 11.88 - - -
HDFC Hybrid Debt Fund - Growth Plan 01-12-2003 17.57 11.56 11.39 10.84 10.49
BANK OF INDIA Conservative Hybrid Fund-ECO Plan-Growth 18-03-2009 15.11 18.68 14.95 9.65 8.99
SBI Conservative Hybrid Fund - Regular Plan - Growth 25-03-2001 14.75 9.99 10.4 10.86 10.03
Franklin India Debt Hybrid Fund - Growth 28-09-2000 14.28 8.98 8.07 8.24 8.84
ICICI Prudential Regular Savings Fund - Plan - Growth 10-03-2004 14.02 9.26 9.12 9.76 10.69
DSP Regular Savings Fund- Regular Plan - Growth 11-06-2004 13.85 8.22 8.12 8.42 7.91
HSBC Conservative Hybrid Fund - Regular Growth 24-02-2004 13.6 7.1 7.33 8.51 8.42

Scheme Characteristics

Investment in equity & equity related instruments - between 10% and 25% of total assets; Investment in Debt instruments - between 75% and 90% of total assets.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

2.77%

Others

78.44%

Large Cap

16.69%

Mid Cap

2.1%

Tax Benefits of investing in this fund

Capital gains will be deemed as short-term capital gains (STCG) for units acquired on or after April 1, 2023 and will be taxed at the applicable income tax slab rate**.

Income distribution cum capital withdrawal (IDCW) shall be taxable in the hands of investors and the mutual fund will deduct TDS @10% for resident investors and @20% (plus applicable surcharge and cess) for non-resident investors before payouts/re-investment. However, investors can claim tax-credit of TDS deducted at the time of filing their annual return.

** Capital gains on sale of units acquired on or before March 31, 2023 & redeemed on or after April 1, 2023 will be taxed as below:

Long term capital gains (LTCG) tax @20% (plus surcharge, if applicable and cess) with indexation if units held for more than 36 months.

In case of an investor being NRI, LTCG tax are chargeable @ 10% (plus surcharge, if applicable and cess) without indexation relating to units redeemed from unlisted schemes.

Short term capital gains (STCG) tax at the income tax slab rate if units are held for less than 36 months.

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