SBI Credit Risk Fund - Regular Plan - Growth

Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Launch Date: 01-07-2004
Asset Class: Fixed Income
Benchmark: NIFTY Credit Risk Bond Index B-II
TER: 1.55% As on (31-07-2025)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 2,221.25 Cr As on 31-07-2025(Source:AMFI)
Turn over: - | Exit Load: For exit within 12 months from the date of allotment For 8% of the investment Nil; For the remaining investment - 3%For exit after 12 months but within 24 months from the date of allotment - For 8% of the investment Nil; For the remaining investment -1.5%For exit after 24 months but within 36 months from the date of allotment - For 8% of the investment Nil; For the remaining investment -0.75%;For exit after 36 months from the date of allotment Nil

45.9769

7.5%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
NIFTY COMPOSITE G-SEC INDEX
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
9 Years 11 Months
19 Years 4 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Current Asset Allocation (%)

Indicators

Standard Deviation 1.36
Sharpe Ratio 0.61
Alpha 4.75
Beta 1.96
Yield to Maturity 7.93
Average Maturity 2.96

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.22 7.98 7.97 6.98 7.37
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 22.12 18.8 14.56 11.38 7.98
HSBC Credit Risk Fund - Regular Growth 01-01-2013 20.79 13.54 8.96 8.68 7.29
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 16.41 12.25 10.38 9.34 8.17
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 9.58 9.12 9.11 6.51 5.82
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.45 8.62 8.18 8.79 6.08
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 8.74 8.53 7.89 7.28 7.78
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 8.66 8.14 7.81 9.91 7.72
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 8.48 8.03 7.51 6.78 6.83
UTI Credit Risk Fund - Regular Plan - Growth Option 10-11-2012 8.27 7.61 7.24 9.42 2.97

Scheme Characteristics

Minimum investment in corporate bonds - 65% of total assets (investment in below highest rated instruments).

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

100.0%

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