SBI Credit Risk Fund - Regular Plan - Growth

Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Launch Date: 01-07-2004
Asset Class: Fixed Income
Benchmark: NIFTY Credit Risk Bond Index B-II
TER: 1.55% As on (31-05-2025)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 2,245.04 Cr As on 30-05-2025(Source:AMFI)
Turn over: - | Exit Load:

\r\n\tFor exit within 12 months from the date of allotment – For 8% of the investment – Nil; For the remaining investment - 3%

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\r\n\tFor exit after 12 months but within 24 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -1.5%

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\r\n\tFor exit after 24 months but within 36 months from the date of allotment - For 8% of the investment – Nil; For the remaining investment -0.75%;

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\r\n\tFor exit after 36 months from the date of allotment – Nil

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45.6653

7.52%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
NIFTY COMPOSITE G-SEC INDEX
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
9 Years 11 Months
19 Years 4 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Current Asset Allocation (%)

Indicators

Standard Deviation 1.36
Sharpe Ratio 0.61
Alpha 4.75
Beta 1.96
Yield to Maturity 7.85
Average Maturity 2.95

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.69 8.04 8.09 7.12 7.47
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 22.99 19.1 14.77 11.49 8.11
HSBC Credit Risk Fund - Regular Growth 01-01-2013 21.42 13.75 11.23 8.52 7.29
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 16.72 12.08 11.29 9.65 8.22
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 10.34 9.24 9.29 6.64 5.95
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 9.6 8.69 8.1 7.62 7.88
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.49 8.55 8.23 8.79 6.1
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 9.05 8.08 7.71 6.95 6.91
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 9.05 8.2 7.94 10.2 7.81
HDFC Credit Risk Debt Fund - Growth Option 05-03-2014 8.88 7.97 7.63 7.39 7.73

Scheme Characteristics

Minimum investment in corporate bonds - 65% of total assets (investment in below highest rated instruments).

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

100.0%

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