SBI Credit Risk Fund - Regular Plan - Growth

Fund House: SBI Mutual Fund
Category: Debt: Credit Risk
Launch Date: 01-07-2004
Asset Class: Fixed Income
Benchmark: NIFTY Credit Risk Bond Index B-II
TER: 1.55% As on (31-07-2025)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 2,221.25 Cr As on 31-07-2025(Source:AMFI)
Turn over: - | Exit Load: For exit within 12 months from the date of allotment For 8% of the investment Nil; For the remaining investment - 3%For exit after 12 months but within 24 months from the date of allotment - For 8% of the investment Nil; For the remaining investment -1.5%For exit after 24 months but within 36 months from the date of allotment - For 8% of the investment Nil; For the remaining investment -0.75%;For exit after 36 months from the date of allotment Nil

46.0371

7.5%

PERFORMANCE

Returns Type:
of  
Start :  
End : 
Period:  
This Scheme
-
vs
NIFTY COMPOSITE G-SEC INDEX
-
Gold
-
PPF
-
Returns Type:
of  
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
9 Years 11 Months
19 Years 4 Months
There is no value for 5x
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Current Asset Allocation (%)

Indicators

Standard Deviation 1.36
Sharpe Ratio 0.61
Alpha 4.75
Beta 1.96
Yield to Maturity 7.93
Average Maturity 2.96

PEER COMPARISON

Scheme Name Inception
Date
1 Year
Return(%)
2 Year
Return(%)
3 Year
Return(%)
5 Year
Return(%)
10 Year
Return(%)
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.1 7.94 7.95 7.04 7.35
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 21.77 18.67 14.5 11.35 7.95
HSBC Credit Risk Fund - Regular Growth 01-01-2013 20.54 13.45 10.98 8.77 7.27
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 16.15 12.17 10.32 9.37 8.15
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.33 8.56 8.15 8.81 6.07
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 9.22 9.0 9.03 6.51 5.79
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 8.73 8.55 7.85 7.4 7.77
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 8.54 8.08 7.53 6.85 6.84
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 8.44 8.01 7.7 9.82 7.71
UTI Credit Risk Fund - Regular Plan - Growth Option 10-11-2012 8.01 7.48 7.13 9.46 2.95

Scheme Characteristics

Minimum investment in corporate bonds - 65% of total assets (investment in below highest rated instruments).

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Others

100.0%

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