Till about 2014, debt mutual funds were seen primarily as tax arbitrage opportunities vis a vis bank term deposits (FD). In the first union budget of the present NDA Government, debt mutual fund taxation was changed and debt...Read More

There are several views with regards to investing in sectoral mutual funds. Some financial advisors are of the opinion that sectoral mutual funds are too risky for average investors; sectoral mutual funds have sector specific risks...Read More

As an investor, I like to keep myself abreast with latest developments in the market by regularly visiting stock market and mutual fund related websites. Also, my interest in what investors are thinking, takes me to discussion...Read More

Many investors have mixed experience with long term debt mutual funds. This is primarily because, despite the nomenclature of these funds, many investors hold these funds for short tenures and aim to profits from favorable interest...Read More

Balanced or hybrid funds is one of the fastest growing mutual fund product categories in India. As per AMFI data, in the last 3 years (period ending March 31, 2018) balanced fund AUM of the mutual fund industry grew at a...Read More

The mutual fund industry in India has matured a lot in the last 20 years or so. Regulatory reforms have made mutual fund industry much more transparent (in terms of disclosure norms) and efficient than how it was couple of decades...Read More

Mutual funds have been growing in popularity among retail investors in India over the last few years. 2017 was one of the best years for the mutual fund industry with record inflows. Media observers and experts attribute this growth...Read More

Balanced Mutual funds have 65 – 75% exposure to equities and 25 – 35% to debt. The debt component of balanced mutual funds makes these funds considerably less volatile than equity mutual funds. At the same time, the...Read More

If you look at the various investment options under Section 80C of Income Tax Act 1961, you will observe that many of these investments are meant to serve your retirement planning needs in addition to tax savings. Employee Provident...Read More

In the first part of this post, Balanced Funds Demystified – Part 1, we discussed about risk return characteristics of Hybrid or Balanced Funds. The risk profile of a Balanced Fund depends on its asset allocation and some Balanced...Read More