I want to buy a medical policy for my mother, father and me. I cannot decide whether to go for a health insurance or a medi-claim policy. I am looking for something that can help me cover hospital and major medical expenses. My parents are senior citizens (65yrs). I am getting very mixed reactions for the same. Please help me with: a) the difference between health insurance vs mediclaim, b) which one should I consider, considering my parents are senior citizens. Annual premium limit is not an issue. Please suggest?
1. Max Term Life Insurance - 1Cr, 2. Max Bupa Health Insurance (Individual)- 5L. Please review the plan selection. I am 28 yrs old salaried. I am suffering from Lower Abdomen Pain from last 6 months. USG/CTScan/Urine/Blood Report all are ok. Finally referred to Orthopaedic. Adviced for MRI, Vit-D, TSH, etc test. One more thing - On Monday afternoon (in a Hospital) checked my BP 140/85, On Tuesday afternoon same Hospital 151/93, On Wednesday evening a doctor (MBBS, MD) - 120/80. Should I declare all this while filling up the form of Health & Term Plan? Am I in hypertension category? What are the things I have to mention and how. Do I need to send all the reports to the Insurer? Please advice?
Can Fire Floater Policy be issued for covering stock lying at Shop and Godown?
My wife and I are 75 and 84 years old and covered since 2001 by mediclaim GH policy to citibank card holders issued by New India Assurance. Do you have a write up on critical care insurance and specifically for super senior citizens like us.
why it is necessary to buy a individual health insurance even if i am covered by Employer
I have a family floater plan, which also covers my 61-year-old mother. What is the process followed by insurance companies to review their premium, especially if senior citizen are included in cover. Is there a maximum age for renewal in a family floater policy?
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