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Where one should invest safely with guaranteed returns other than FD

I find lot of articles on investments after you retire. Many of them are insurance linked or long term investment plans. Where one should invest safely with guaranteed returns other than FD since you can't invest in share market.Kindly send me details?

Jul 22, 2016 by Gangadhar, Bangalore  |   Mutual Fund

If you are looking for guaranteed returns from schemes other than Fixed deposits, then the choice is very limited. We have covered this topic in this post which will help you finding these options https://www.advisorkhoj.com/articles/Retirement-Planning/Know-the-Best-Investment-Schemes-for-Senior-Citizens-in-India

You can fulfil this requirement through mutual funds also, but that will have certain amount of risk. You will find this helpful, please read this https://www.advisorkhoj.com/company/Principal-Mutual-Fund/articles/SWP-from-Debt-Mutual-Funds-give-the-most-tax-efficient-income-over-fixed-deposits and this too https://www.advisorkhoj.com/company/Principal-Mutual-Fund/articles/Systematic-Withdrawal-Plans-from-Debt-Mutual-Funds-give-the-most-tax-efficient-income

As you can see, if you take some risks then mutual funds can be a better way to get regular returns.

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