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General Queries

Can a Government employee become Mutual Fund Distributor

I am a State Government Employee. Please clear my doubt, Can I be a Mutual Funds Distributors/agent?

Aug 29, 2017 by Toma Pal,   |   General
Sorry to say, being a State Government Employee you can not become a Mutual Fund Distributor... Read More

Can I start mini banking from my office

I read your blogs. They are very much knowledgeable. Thanks for writing these blogs. I want to know that how can I start mini banking in my office, where I can give services like deposit, withdrawal, money transfer to other bank account, passbook printing etc. please guide me where should I apply?

Aug 9, 2017 by Pawan Kumar,   |   General
You cannot provide banking services from your office unless you are from a rural area where there are no bank branches. If you are residing in a rural area, you can contact nationalized banks who appoint... Read More

Should the bank refund me the bank charges

Thanks a lot for your emails containing the information on MF. I read the same with good interest and apply accordingly. I have a problem. I had applied for the the units of L&T Infrastructure Fund, but the check was not honoured by the Bank as there was a mistake in the date tag. But there was sufficient credit in the account. Can the Bank charge for the mistake? The same bank charged for their own mistake - a cheque on the bank issued to another account in an another bank was dis honoured and a penalty was deducted along with the GST charge. I had to raise some loan and credit the same in the second bank - as I had issued some cheques from the second Bank - just to see that the cheques are not dishonoured. Is the first Bank liable to pay me the charges to be levied by he second bank and also the interest charges for the loan and for their mistake and what are the charges in this respect. Please guide?

Aug 8, 2017 by Ramchandra Kulkarni,   |   General
Thanks for your email and glad that you read the information we share on mutual funds etc and found it useful. With regards to the first point, since the mistake was on your part, the bank rightly levied a bank... Read More

From where can I buy gold coins

In your article, "Is Investing in Gold a good option for the middle class", you have mentioned that coins are available in 0.5gm and 1gm weights. Kindly let me know the bank/ institution where I can obtain the same?

Jul 29, 2017 by Devinder Singh Dhaliwal,   |   General
All the nationalized and private banks sell gold coins. You can check with your bank if they are selling the same and buy gold coins from them. You can also buy gold coins online from websites like Snapdeal... Read More

Should I shift my money from GPF to NPS

Please advise should I shift from GPF to NPS. I have 11Lac in GPF and 14 years to retire. I am investing Rs 10000 in GPF currently. How do i Do that?

Jul 20, 2017 by Prasad Palsingankar, Pune  |   General
Some portion of your savings should always be in debt instruments and/or fixed earning investments. As your GPF money is giving you assured returns and maybe meant for meeting your needs post... Read More

What is the objective of your blog

I am new to this blog. I wish to know the objective of this blog?

Dec 6, 2016 by Nishith Kumar Jain, New Delhi  |   General
The objective of Advisorkhoj is to help the investment advisory eco system in India. There are three stake holders in the eco system - Investors, Advisors and Companies. We help investor by simplifying... Read More

What are the various paid plans

Please email costing of various paid plans?

Oct 1, 2016 by Jitesh Babel, Jaipur  |   General
Currently, we do not have any paid plans for registering advisors on our platform... Read More

Are there agents for Senior Citizen Savings Schemes

Are there agents for senior citizens savings scheme located in Mumbai, through whom we can subscribe or it can only be done direct by investor at the post office?

Sep 20, 2016 by K S Mahalingam, Mumbai  |   General
No commission is payable to agents on mobilisation of Senior Citizen Savings Schemes. You may visit your nearest post office and invest in this scheme... Read More

Can you please continue sending newsletters as your articles give me lot of benefits

I'm not able to receive your article through email. Which you sent me daily. These article give me lot of benefits. Please send me again latest articles?

Aug 29, 2016 by Parvinder Singh, Delhi  |   General
We have checked and found your email ID in our mailing list. Please check your INBOX every day morning as we send newsletters on a daily basis. In case you do get find our newsletter in the INBOX then do... Read More

Please explain the significance of Dollar Index and how it is crucial for Indian and Global Markets

Significance of Doller index may please be explained. It is crucial factor for market and Indian/global economy. Kindly explain why and how?

May 11, 2016 by Ramesh B, Vadodara  |   General
What is dollar index? Dollar index is the index of values of US dollar relative to a basket of foreign currencies. The basket of currencies include Euro, Pound sterling (GBP), Canadian Dollar (CAD), Swiss Franc... Read More

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