Where should I invest money and which MF plan is good

Please note that each investment product comes with certain amount of risk. If you can take higher risk then you may get higher returns as well. Similarly, products with lower risk, like fixed deposits, will also bear lower returns.

Therefore, before you start investing you must check your risk profile from here https://www.advisorkhoj.com/tools-and-calculators/asset-allocation

Mutual Fund offer different category of funds based on your risk taking appetite. If you are risk taking appetite is low, then you can go for debt mutual funds. In case of moderate risk, high risk and highest risk, you may opt for large cap or balanced mutual funds, diversified or midcap funds and sectoral or thematic funds respectively.

Depending upon your risk profile, please select a fund with a long term track record from here –

Top performing debt funds

Top performing large cap funds

Top performing balanced funds

Top performing diversified equity funds

Top performing mid and small cap fund

Top performing Thematic funds