In our post, What are the Best Tax Saving Investments: Fixed Income Part 1, we had discussed that, Public Provident Fund (PPF) is one of the most tax friendly risk free investment option under Section 80C of Income Tax Act 1961. From a tax...Read More

We often come across blogs comparing Public Provident Fund (PPF) with ELSS. When comparing these two asset types, one should remember that their risk return characteristics are fundamentally different and therefore, it is unfair to compare...Read More

Thematic and sector funds are considered to be more risky than diversified equity funds, but in certain periods of times these funds can provide a booster to your portfolio returns. For example, in the last one year, banking and financial...Read More

Earlier this week we saw major correction in equity markets around the world, including India. This sell off in equity markets was caused by a several comments made by US Federal Reserve officials over the last few weeks, hinting at a rise in...Read More

In the first part of this article, we discussed that when you reach your early 40s, you are actually approaching the mid-point of your career after working for around 20 years. We also discussed how this stage of your life is important both from a...Read More

When you reach your early 40s, you are approaching the mid-point of your career. You already worked for about twenty years, assuming you began your career in your early 20s and you have about 20 years to reach your retirement age. This...Read More

In the first part of this series, Planning your child’s future: Part 1, we discussed that inflation in the education sector is amongst the highest in CPI basket. The aspirations that parents have for their children are also much higher than ever...Read More

Like many parents back in the 80s, my parents also wanted me to become either an engineer or a doctor. Not that the prospect of becoming an engineer excited me a lot, but as an obedient son, I studied hard and got admitted into one of the most...Read More

In our earlier part, Retirement planning: Why should you get serious about it now, we had discussed that, unless you do proper financial planning from an early stage of your career, you are likely to run out of money and lose financial independence...Read More

Have you seen the Hollywood movie, Wall Street: Money Never Sleeps? If you have seen the movie, you will be able to recall the famous line, “What is your number?” For readers who have not seen the movie, a character named Bretton James...Read More