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What to do as my SIPs are unable to beat benchmark and category returns

I am really impressed with your posts and quick response to our queries. Thanks a lot for that. I have a query. I am doing SIP in two MF schemes for 5 years but my funds are behind Category and Benchmark returns. I want to exit those funds but at the same time I want to remain invested in MF. And my confusion is that how should I leave these funds and remain invested in mutual funds so that my target are met. I expect return of 15% from my funds. Please tell me the way, I will really be grateful?

Aug 31, 2016 by Pranav Kumar Tewari, Patna  |   Mutual Fund

Thanks for the kind words about Advisorkhoj

If your SIP is not able to match or beat category and benchmark returns in last 5 years, then frankly speaking you should consider replacing them with suitable schemes.

As you said, you want to exit these funds but still want to remain invested in mutual funds - This is a good idea and our suggestion is that you should invest the redeemed amount from your existing SIPs in some good performing diversified equity funds in which you can start your new SIPs.

Your expected returns of 15% are most likely to be met if you remain invested for a long period (atleast 5-10 years) in good performing diversified equity funds.

Please invest in diversified equity funds either in lump sum or through SIP for your long term wealth creation needs and meeting financial goals. You may select a diversified equity fund from here https://www.advisorkhoj.com/mutual-funds...

Please also read this –



Hope the above helps!

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