UTI Buddy New August 728X90

Debt Funds / Hybrid Debt Funds vs Fixed Deposit

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return AMC Name Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit - 100000 106,890 6,890 6.87
HDFC Dynamic Debt Fund - Growth Option HDFCMF 100000 109,164 9,164 9.14
Post Tax Return AMC Name Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit - 6,890 Not Applicable Not Applicable 2,067 4,823
HDFC Dynamic Debt Fund - Growth Option HDFCMF 9,164 Short Term Not Applicable 2,749 6,415

Note:

1. The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms.

2. Short Term in case of debt funds is defined as less than or equal to 3 years.

3. Long Term in case of debt funds is defined as more than 3 years.

4. Short term gain formula:

Short term capital gain = Amount realised - Amount invested

Short term capital gain tax = Short term capital gain * Tax rate of the investor

5. Long term gain formula:

Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)

Long term capital gain = Amount realised - Indexed Cost of Acquisition

Long term capital gain tax = Long term capital gain (post indexation) @ 20%

Top Performing Debt Mutual Funds
Submit
Data as on - 15-07-2020
Scheme Name AMC Name Launch Date Expense Ratio (%) 1-Yr Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth DSPMF 09-05-2007 1.11 14.69 13.26 8.6 9.09 9.02 7.45
Axis Dynamic Bond Fund - Regular Plan - Growth Option AxisMF 01-04-2011 0.65 13.56 13.06 9.08 9.55 - 9.23
IDFC Dynamic Bond Fund -Regular Plan-GROWTH IDFCMF 01-12-2008 1.77 12.79 13.77 8.97 9.67 9.5 8.83
ICICI Prudential All Seasons Bond Fund - Growth ICICIMF 05-05-2009 1.34 11.93 11.17 8.23 10.0 10.07 9.24
SBI Dynamic Bond Fund - Regular Plan - Growth | Invest Online SBIMF 10-02-2004 1.66 11.05 12.76 8.46 9.77 9.31 6.28
Kotak Dynamic Bond Fund Regular Plan Growth KotakMF 26-05-2008 1.08 11.0 12.47 9.42 10.09 9.44 8.96
Union Dynamic Bond Fund - Growth Option UnionMF 13-02-2012 1.51 10.81 11.43 7.57 7.76 - 7.65
L&T Flexi Bond Fund - Regular Plan - Growth L&TMF 24-08-2006 1.62 10.78 11.29 8.18 9.08 8.7 6.2
Mirae Asset Dynamic Bond Fund-Regular Plan Growth MiraeMF 05-03-2017 1.38 10.65 11.82 8.2 - - 8.15
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option NipponIndiaMF 01-11-2004 0.68 9.86 11.01 7.09 8.54 8.74 6.89
Quantum Dynamic Bond Fund - Regular Plan Growth Option QuantumMF 01-04-2017 0.68 9.63 10.71 7.17 - - 8.09
Tata Dynamic Bond Fund Regular Plan - Growth TataMF 03-09-2003 1.41 9.38 9.08 6.17 7.73 8.32 7.03
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option BNPMF 06-02-2009 1.66 9.3 10.0 7.08 8.61 8.31 8.24
PGIM India Dynamic Bond Fund - Growth Option PGIMIndiaMF 12-01-2012 1.78 9.17 11.31 7.81 8.99 - 8.77
HDFC Dynamic Debt Fund - Growth Option HDFCMF 28-04-1997 1.77 9.16 6.46 4.28 6.72 7.61 8.48
BNP Paribas Flexi Debt Fund Growth Option BNPMF 23-09-2004 1.65 8.92 9.46 6.54 8.1 - 8.64
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth CanaraMF 29-05-2009 1.75 8.66 10.1 6.61 8.38 8.53 8.03
HSBC Flexi Debt Fund-Growth HSBCMF 05-10-2007 1.74 8.64 10.98 6.89 7.73 8.11 8.35
IDBI Dynamic Bond Fund Growth IDBIMF 21-02-2012 1.62 8.57 8.18 4.99 5.95 - 6.28
Principal Dynamic Bond Fund - Growth Option PrincipalMF 13-05-2003 1.52 8.48 4.39 3.28 5.89 7.09 7.08
HSBC Flexi Debt Fund-Reg.Growth HSBCMF 05-10-2007 1.74 8.38 10.71 6.63 7.47 7.81 8.04
JM Dynamic Debt Fund - Regular Plan - Growth Option JMMF 25-06-2003 0.66 7.92 7.61 7.49 7.81 7.98 6.99
IIFL Dynamic Bond Fund - Regular Plan - Growth Option IIFLMF 24-06-2013 1.34 7.88 7.63 6.57 7.45 - 7.08
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option IndiabullsMF 30-11-2018 0.74 7.36 - - - - 9.02
BNP Paribas Flexi Debt Fund Monthly Option BNPMF 09-08-2004 1.65 7.26 7.34 4.98 6.03 - 8.72
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option EdelweissMF 27-06-2008 0.99 6.91 11.58 7.78 7.87 7.61 6.91
Baroda Dynamic Bond Fund - Plan A - Growth Option BarodaMF 30-06-2012 1.49 6.72 3.5 3.29 6.04 - 7.26
Quant Dynamic Bond-Growth QuantMF 22-05-1998 0.21 5.95 6.93 4.13 5.85 7.79 8.69
UTI Dynamic Bond Fund - Regular Plan - Growth Option UTIMF 23-06-2010 1.58 5.3 1.92 1.78 5.7 7.62 7.59
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan ABSLMF 27-09-2004 1.4 0.96 5.12 3.24 6.1 7.76 7.89
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth ABSLMF 30-03-2009 1.4 0.95 5.12 3.24 6.1 7.76 7.64
Franklin India Dynamic Accrual Fund-Growth FranklinMF 05-03-1997 0.86 -1.71 3.64 4.5 6.74 7.54 8.46

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