UTI MF Multi Asset Allocation Fund 728x90

Debt Funds / Hybrid Debt Funds vs Fixed Deposit

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return AMC Name Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit - 100000 107100.67 7100.669999999998 7.08
HDFC Dynamic Debt Gr HDFCMF 100000 109389.4 9389.399999999994 9.36
Post Tax Return AMC Name Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit - 7100.669999999998 Not Applicable Not Applicable 2130.2 4970.470000000001
HDFC Dynamic Debt Gr HDFCMF 9389.399999999994 Short Term Not Applicable 2816.82 6572.580000000002

Note:

1. The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms.

2. Short Term in case of debt funds is defined as less than or equal to 3 years.

3. Long Term in case of debt funds is defined as more than 3 years.

4. Short term gain formula:

Short term capital gain = Amount realised - Amount invested

Short term capital gain tax = Short term capital gain * Tax rate of the investor

5. Long term gain formula:

Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)

Long term capital gain = Amount realised - Indexed Cost of Acquisition

Long term capital gain tax = Long term capital gain (post indexation) @ 20%

Top Performing Debt Mutual Funds
Submit
Data as on - 13-11-2024
Scheme Name AMC Name Launch Date TER (%) 1-Yr Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Reg Gr | Invest Online BandhanMF 01-12-2008 1.57 11.3 8.26 5.64 6.45 7.52 7.73
DSP Strategic Bond Reg Gr DSPMF 16-05-2007 1.19 10.7 9.0 6.31 6.86 7.43 6.92
Kotak Dynamic Bond Reg Gr | Invest Online KotakMF 26-05-2008 1.33 10.28 7.92 5.89 6.66 7.88 8.05
360 ONE Dynamic Bond Reg Gr | Invest Online 360ONEMF 24-06-2013 0.52 10.23 8.15 6.46 6.69 7.1 6.86
Quantum Dynamic Bond Reg Gr QuantumMF 05-04-2017 0.96 9.91 8.14 6.7 6.85 - 6.88
Nippon India Dynamic Bond Gr Gr NipponIndiaMF 05-11-2004 0.71 9.48 8.01 5.85 6.25 7.01 6.5
PGIM India Dynamic Bond Gr | Invest Online PGIMIndiaMF 12-01-2012 1.64 9.43 7.36 5.53 5.72 7.34 7.44
HDFC Dynamic Debt Gr HDFCMF 28-04-1997 1.52 9.39 7.59 5.39 6.68 6.56 8.11
HSBC Dynamic Bond Fund Reg Gr HSBCMF 01-01-2013 0.78 9.35 7.43 5.66 5.82 7.29 5.84
ABSL Dynamic Bond Gr Reg ABSLMF 27-09-2004 1.23 9.33 7.78 7.04 6.18 6.67 7.62
Union Dynamic Bond Gr UnionMF 13-02-2012 1.5 9.18 7.42 4.8 5.56 6.21 6.47
SBI Dynamic Bond Reg Gr | Invest Online SBIMF 10-02-2004 1.45 9.1 7.97 6.51 6.55 7.74 6.08
UTI Dynamic Bond Reg Gr UTIMF 23-06-2010 1.54 9.07 7.38 7.94 8.3 6.96 7.79
Mahindra Manulife Dynamic Bond Fund Reg Gr MahindraManulifeMF 01-08-2018 1.57 8.91 7.09 4.79 4.59 - 5.06
Axis Dynamic Bond Reg Gr | Invest Online AxisMF 01-04-2011 0.56 8.77 7.63 5.59 6.79 7.58 7.9
Baroda BNP Paribas Dynamic Bond Fund Gr BarodaBNPMF 01-01-2013 1.69 8.68 7.49 5.94 5.78 6.75 7.25
ITI Dynamic Bond Fund Reg Gr ITIMF 14-07-2021 1.19 8.66 7.02 5.74 - - 5.64
Canara Robeco Dynamic Bond Reg Gr | Invest Online CanaraMF 29-05-2009 1.75 8.58 6.76 5.14 5.25 6.56 6.93
ICICI Pru All Seasons Bond Gr ICICIMF 01-05-2009 1.29 8.4 7.77 6.47 7.39 8.28 8.39
JM Dynamic Debt Reg Gr JMMF 25-06-2003 0.97 8.27 7.04 5.84 5.64 6.71 6.61
Groww Dynamic Bond Reg Gr | Invest Online GrowwMF 30-11-2018 1.45 7.6 6.25 4.91 5.12 - 5.89
Mirae Asset Dynamic Bond Reg Gr | Invest Online MiraeMF 05-03-2017 1.08 7.39 6.54 4.63 5.3 - 5.76

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

comments powered by Disqus
Feedback
Notification