PGIM MF Balanced Advantage Fund 728x90

Debt Funds / Hybrid Debt Funds vs Fixed Deposit

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return AMC Name Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit - 100000 105562.4 5562.399999999994 5.56
HDFC Dynamic Debt Gr HDFCMF 100000 106526.22 6526.220000000001 6.53
Post Tax Return AMC Name Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit - 5562.399999999994 Not Applicable Not Applicable 1668.72 3893.679999999993
HDFC Dynamic Debt Gr HDFCMF 6526.220000000001 Short Term Not Applicable 1957.87 4568.350000000006

Note:

1. The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms.

2. Short Term in case of debt funds is defined as less than or equal to 3 years.

3. Long Term in case of debt funds is defined as more than 3 years.

4. Short term gain formula:

Short term capital gain = Amount realised - Amount invested

Short term capital gain tax = Short term capital gain * Tax rate of the investor

5. Long term gain formula:

Indexed cost of acquisition = Amount invested * (Index in Year of redemption / Index in year of investment)

Long term capital gain = Amount realised - Indexed Cost of Acquisition

Long term capital gain tax = Long term capital gain (post indexation) @ 20%

Top Performing Debt Mutual Funds
Submit
Data as on - 29-09-2023
Scheme Name AMC Name Launch Date TER (%) 1-Yr Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr DSPMF 09-05-2007 1.14 7.66 4.16 4.38 7.49 7.62 6.74
Quantum Dynamic Bond Reg Gr QuantumMF 01-04-2017 0.96 7.62 5.0 5.04 7.2 - 6.49
Axis Dynamic Bond Reg Gr | Invest Online AxisMF 01-04-2011 0.66 7.4 3.9 4.74 7.58 7.94 7.89
ICICI Pru All Seasons Bond Gr ICICIMF 01-05-2009 1.31 7.4 5.31 5.81 7.81 9.14 8.41
SBI Dynamic Bond Reg Gr | Invest Online SBIMF 10-02-2004 1.42 7.37 4.93 4.79 7.56 7.79 5.94
Nippon India Dynamic Bond Gr Gr NipponIndiaMF 05-11-2004 0.7 7.32 4.11 4.8 6.76 7.4 6.39
Baroda BNP Paribas Dynamic Bond Fund Gr BarodaBNPMF 01-01-2013 1.69 7.08 - - - - 5.4
Baroda BNP Paribas Dynamic Bond Fund Reg Plan A Gr BarodaBNPMF 01-01-2013 0.0 7.06 - - - - 5.5
ABSL Dynamic Bond-Discipline Advtg Gr ABSLMF 30-03-2009 1.23 6.76 5.89 6.13 5.65 7.07 7.26
ABSL Dynamic Bond Gr Reg ABSLMF 27-09-2004 1.23 6.76 5.9 6.14 5.66 7.07 7.56
Union Dynamic Bond Gr UnionMF 13-02-2012 1.5 6.48 2.53 3.27 6.25 6.4 6.28
360 ONE Dynamic Bond Reg Gr 360ONEMF 24-06-2013 0.52 6.46 4.81 5.71 6.47 7.34 6.59
Mirae Asset Dynamic Bond Reg Gr | Invest Online MiraeMF 05-03-2017 1.12 6.39 3.07 3.23 6.54 - 5.54
Bandhan Dynamic Bond Reg Gr BandhanMF 01-12-2008 1.61 6.38 2.97 3.53 7.13 7.64 7.54
HDFC Dynamic Debt Gr HDFCMF 28-04-1997 1.72 6.33 3.4 5.49 5.87 7.07 8.09
Edelweiss Money Mkt Reg Gr EdelweissMF 27-06-2008 0.96 6.27 4.5 3.98 6.93 7.04 6.25
Kotak Dynamic Bond Reg Gr KotakMF 26-05-2008 1.3 6.26 3.74 4.53 7.33 7.93 7.94
UTI Dynamic Bond Reg Gr UTIMF 23-06-2010 1.56 6.14 7.64 9.21 5.9 7.47 7.76
JM Dynamic Debt Reg Gr JMMF 25-06-2003 0.98 6.11 4.47 4.43 5.37 6.84 6.53
Mahindra Manulife Dynamic Bond Fund Reg Gr MahindraManulifeMF 01-08-2018 1.58 5.98 2.61 3.01 4.53 - 4.38
Canara Robeco Dynamic Bond Reg Gr CanaraMF 29-05-2009 1.75 5.88 3.4 3.32 5.73 6.91 6.87
HSBC Dynamic Bond Fund Reg Gr HSBCMF 01-01-2013 0.76 5.85 3.69 3.75 6.44 7.45 5.66
ITI Dynamic Bond Fund Reg Gr ITIMF 14-07-2021 1.19 5.56 4.07 - - - 4.36
PGIM India Dynamic Bond Gr | Invest Online PGIMIndiaMF 12-01-2012 1.64 5.44 3.44 3.82 6.59 7.34 7.31
Groww Dynamic Bond Reg Gr GrowwMF 30-11-2018 1.45 5.28 3.47 4.57 - - 5.59

Advisorkhoj develops innovative mutual fund research tools and Calculators that may help you in your investments. Mutual Fund Distributors who wish to display MF Research and calculators on their website may write to sales@advisorkhoj.com for APIs.

comments powered by Disqus
Feedback
Notification