1. Advisorkhoj
  2. Mutual Funds Research
  3. Debt Funds vs Fixed Deposit

Debt Funds / Hybrid Debt Funds vs Fixed Deposit

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 7.45 107,450 7,450
ICICI Prudential Dynamic Bond Fund - Growth 100000 10.27 110,272 10,272
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 7,450 Not Applicable 2,235 5,215
ICICI Prudential Dynamic Bond Fund - Growth 10,272 Short Term 3,082 7,190

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 27-04-2017
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.63 13.38 10.17 11.35 10.52 - 10.0
SBI Dynamic Bond Fund - REGULAR PLAN - Growth (Previously Magnum NRI - LTP Upto 22/11/09) | Invest Online 09-02-2004 1.57 12.81 9.59 10.8 9.17 6.79 5.62
ICICI Prudential Long Term Plan - Premium Growth Option 04-05-2009 1.27 12.53 10.12 12.87 11.71 - 9.24
ICICI Prudential Long Term Plan Retail - Cumulative 28-03-2002 1.27 12.53 10.12 12.87 11.57 9.44 9.41
Quantum Dynamic Bond Fund - Growth Option 19-05-2015 0.65 12.53 - - - - 11.26
ICICI Prudential Long Term Plan - Bonus 01-08-2014 1.27 12.51 10.05 - - - 11.29
ICICI Prudential Long Term - Growth 04-05-2009 1.27 12.51 10.05 12.67 11.71 - 9.33
UTI Bond Fund-Growth (for rep. After 6 months- No Load) 17-05-1998 1.66 12.39 9.11 11.15 9.54 8.68 8.85
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 12.24 9.19 11.03 10.03 - 8.4
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.52 12.19 8.92 11.08 9.88 - 8.68
SBI Magnum Income Fund-Regular Plan-Growth | Invest Online 25-11-1998 1.6 12.03 9.36 10.44 9.32 7.43 7.85
SBI Magnum Income Fund-Regular Plan-Bonus | Invest Online 25-11-1998 1.6 12.03 9.36 10.44 9.33 7.43 7.85
IDFC - SSIF - Investment Plan -Regular Plan- Growth Option 14-07-2000 1.82 11.91 8.67 10.83 9.63 9.08 8.66
ICICI Prudential Dynamic Bond Fund - Premium Plus Growth 12-06-2009 1.31 11.74 10.92 12.41 10.49 - 8.88
Birla Sun Life Active Debt Multi Manager FoF Scheme - Regular Plan - Growth Option 29-12-2006 1.11 11.26 8.62 10.17 8.94 8.29 8.18
DHFL Pramerica Dynamic Bond Fund-Bonus Option 08-04-2013 1.79 11.25 8.89 10.9 - - 8.75
DHFL Pramerica Dynamic Bond Fund - Growth Option 12-01-2012 1.79 11.24 8.88 10.89 8.8 - 8.88
ICICI Prudential Income - Bonus 20-05-2013 1.85 11.23 9.11 11.57 - - 7.56
ICICI Prudential Income - Growth 09-07-1998 1.85 11.23 9.11 11.57 9.19 9.24 9.19
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.61 10.74 8.84 10.59 9.53 - 8.41
L&T Flexi Bond Fund - Regular Plan - Growth Option 24-08-2006 1.49 10.73 9.19 11.13 9.72 5.66 5.57
Baroda Pioneer Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.87 10.69 9.29 11.41 - - 9.66
Canara Robeco Income - Regular Plan - Growth 19-09-2002 1.9 10.48 8.1 10.09 9.02 9.99 8.89
Franklin India Income Builder Account-Growth 23-06-1997 2.1 10.48 8.4 9.97 9.73 8.71 9.19
Invesco India Active Income Fund - Growth 02-08-2007 1.43 10.38 7.8 9.01 8.23 - 6.84
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.56 10.38 8.55 10.35 8.86 8.57 7.72
ICICI Prudential Dynamic Bond Fund - Bonus 20-05-2013 1.31 10.33 9.62 11.13 - - 17.42
ICICI Prudential Dynamic Bond Fund - Growth 12-06-2009 1.31 10.33 9.62 11.13 9.56 - 8.36
Axis Income Fund - Growth Option 28-03-2012 1.0 10.31 8.91 10.65 9.4 - 9.45
Tata Dynamic Bond Fund B - Growth 03-09-2003 1.62 10.25 8.65 10.65 10.26 7.87 7.22
BNP PARIBAS Flexi Debt Fund-Regular Plan-Growth Option 23-09-2004 1.61 10.23 8.4 10.31 9.66 9.28 8.64
Reliance Dynamic Bond Fund-Growth Plan-Growth Option 15-11-2004 1.67 10.23 8.44 10.53 9.49 6.94 6.67
Tata Income Plus Fund B - Growth Option 21-11-2002 1.77 10.13 8.76 10.26 9.8 7.66 7.05
Tata Income Plus Fund B - Income / Bonus Option 21-11-2002 1.77 10.13 8.13 9.26 8.72 6.92 6.4
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.3 9.98 8.82 10.41 9.21 - 9.15
DHFL Pramerica Medium Term Income Fund- Regular Plan- Growth 06-03-2014 1.06 9.95 9.3 10.64 - - 11.04
BNP Paribas Bond Fund Growth Option 08-11-2008 1.0 9.95 8.63 9.28 8.89 - 7.05
BNP Paribas Bond Fund - Regular Plan - Growth Option 08-11-2008 1.0 9.94 8.63 9.23 8.7 - 8.86
HDFC High Interest Fund - Dynamic Plan-Growth Option 28-04-1997 1.93 9.87 8.29 10.86 9.76 8.78 9.05
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.62 9.84 8.21 10.11 9.89 7.67 7.08
DHFL Pramerica Inflation Indexed Bond Fund - Regular Plan - Bonus 28-01-2014 1.1 9.72 11.49 8.12 - - 7.01
DHFL Pramerica Inflation Indexed Bond Fund - Regular Plan - Growth 28-01-2014 1.1 9.71 11.45 8.1 - - 6.99
Birla Sun Life Income Plus (Discipline Advantage Plan) 04-03-2009 1.7 9.68 7.67 10.37 8.76 - 7.81
Birla Sun Life Income Plus - Growth - Regular Plan 21-10-1995 1.7 9.68 7.67 10.37 8.75 9.16 9.68
Reliance Income Fund - Growth Plan Bonus Option 15-02-2003 1.91 9.59 7.97 10.07 8.63 8.61 7.79
Reliance Income Fund - Growth Plan Growth Option 01-01-1998 1.91 9.59 7.97 10.06 8.63 8.61 9.03
DSP BlackRock Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.05 9.56 8.27 10.36 9.42 - 7.91
L&T Resurgent India Corporate Bond Fund - REgular Plan - Growth Option 30-01-2015 1.6 9.56 9.72 - - - 9.6
ICICI Prudential Dynamic Accrual Plan - Growth 18-12-2003 0.57 9.52 10.52 11.11 9.52 7.91 7.34
DSP BlackRock Bond Fund - Growth 29-04-1997 2.08 9.47 7.92 9.97 8.59 7.48 8.55
Sundaram Flexible Fund -Flexible Income Plan Regular - Growth 30-12-2004 0.88 9.38 8.99 10.95 8.45 7.37 7.03
Tata Income Plus Fund Regular Plan - Growth 21-11-2002 1.77 9.29 7.84 9.27 8.86 7.21 6.71
Tata Income Fund - Regular Plan -Bonus 01-01-2003 1.94 9.27 8.04 9.7 9.24 7.21 6.65
Tata Income Fund -Regular Plan - Growth 28-04-1997 1.94 9.26 8.03 9.69 9.23 7.21 8.47
LIC MF Bond Fund-Growth 19-06-1999 1.49 9.23 7.15 8.94 7.97 8.27 8.72
DHFL Pramerica Premier Bond Fund - Premium Plus Plan - Growth 09-02-2009 1.66 9.08 8.67 9.39 9.07 - 5.6
HDFC Income Fund-Growth 11-09-2000 1.94 9.08 7.81 10.4 8.78 8.4 8.22
Sundaram Bond Saver-Bonus Option 18-12-1997 2.58 9.07 7.47 9.29 8.49 7.26 8.21
Sundaram Bond Saver-Growth 18-12-1997 2.58 9.07 7.47 9.29 8.48 7.27 8.22
ICICI Prudential Income Opportunities Fund - Bonus 01-08-2014 0.99 9.04 8.65 - - - 6.6
ICICI Prudential Income Opportunities Fund - Growth 18-08-2008 0.99 9.04 8.65 10.56 9.72 - 10.06
Baroda Pioneer Income Fund - Plan A - Growth Option 21-03-2002 2.69 8.97 7.86 9.87 8.51 7.18 6.38
HSBC Flexi Debt Fund-Growth 05-10-2007 1.6 8.97 7.3 9.38 8.6 - 8.71
PEERLESS Flexible Income Fund-Growth 21-08-2012 1.51 8.87 7.85 7.38 - - 6.88
Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.49 8.79 8.53 10.67 9.81 - 8.97
Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.49 8.79 8.53 10.67 9.81 9.64 8.81
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.6 8.69 7.03 9.1 8.32 - 8.38
Kotak Bond-Plan A-Growth 25-11-1999 1.73 8.6 7.59 10.03 8.6 8.92 9.18
IDBI Dynamic Bond Fund Growth 21-02-2012 2.77 8.33 6.29 8.24 6.82 - 7.0
HSBC Income Fund - Investment - Growth 10-12-2002 1.84 8.24 6.87 9.1 8.06 8.2 7.2
JM Short Term Fund..-Growth Plan 24-06-2002 0.89 8.21 7.64 8.31 8.23 8.9 8.05
Franklin India Income Builder Account-Monthly 23-06-1997 2.1 8.19 6.14 7.74 8.09 7.4 8.17
Franklin India Income Builder Account-Half Yearly 23-06-1997 2.1 8.13 6.13 7.78 8.01 7.27 8.1
Franklin India Banking & PSU Debt Fund - Growth 25-04-2014 0.45 8.09 7.84 8.77 - - 8.74
Franklin India Income Builder Account-Quarterly 23-06-1997 2.1 8.03 5.99 7.64 7.86 7.2 8.09
DHFL Pramerica Premier Bond Fund - Growth 21-01-2003 1.66 7.82 7.41 8.14 7.84 8.07 6.97
DHFL Pramerica Premier Bond Fund - Half-Yearly Bonus 02-04-2013 1.66 7.82 7.41 9.21 - - 8.26
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.89 7.72 6.56 8.85 7.63 - 7.58
Escorts Income Plan-Bonus 22-05-1998 2.25 7.34 8.16 9.2 9.27 9.18 9.4
Escorts Income Plan-Growth 22-05-1998 2.25 7.34 8.16 9.2 9.3 9.19 9.4
Edelweiss Bond Fund - Retail Plan - Growth Option 27-06-2008 1.75 7.26 6.95 8.67 8.23 - 6.47
Indiabulls Income Fund - Regular Plan - Growth Option 04-03-2013 0.75 7.24 7.16 9.21 - - 7.2
JM Income Fund - Bonus Option - Principal Units 18-03-2002 0.59 7.18 4.96 7.77 7.18 4.67 5.07
JM Income Fund - Growth Option 01-04-1995 0.59 7.18 4.95 7.77 7.18 4.67 7.2
L&T Triple Ace Bond Fund -Regular Bonus 31-03-1997 1.49 6.52 6.14 8.18 7.69 5.7 7.44
L&T Triple Ace Bond Fund-Regular Plan-Growth Plan 31-03-1997 1.49 6.52 6.14 8.18 7.69 5.44 7.3
IIFL Dynamic Bond Fund Regular Plan Bonus 24-06-2013 0.94 6.44 6.52 9.57 - - 7.05
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 0.94 6.44 6.52 9.57 - - 7.05
Taurus Dynamic Income Fund - Growth Option 14-02-2011 0.79 -7.16 -0.24 2.54 4.15 - 5.32

Advisorkhoj develops innovative mutual fund research tools that help you in your mutual fund investments. We would be happy to get your feedback, suggestions. Please leave your comments below.

comments powered by Disqus

© 2016 Advisorkhoj - A Gamechanger Business Services (I) Pvt. Ltd. Brand - All Rights Reserved

Feedback