Latest Saving, Investing & Mutual Fund Articles

If you look at long term performance of different mutual fund schemes, you will see that some schemes outperformed others in the same category by a big margin. In the short term, performance gap can be explained by market driven factors...

In the first part of this two part series, we discussed how debt comes in different forms. More often than not we are not even aware of the huge cost of debt. We also discussed the potential opportunity loss, if you rely on debt to...

In the business world, companies take loans either to tide over a temporary liquidity crisis or to fund expansion of the business. A liquidity crisis is a desperate situation and debt is often the only option to tide over it. When a...

Buying a mediclaim policy is par for the course for a responsible family oriented person in today’s times. But purchasing the right mediclaim can get confusing, especially with a lot of conflicting information doing the rounds. We present a few...

You are in your late twenties or early thirties and you have just started your family and you are too busy fulfilling the duties of a spouse and a parent. Among the household responsibilities and more nearer financial goals such as...

I constantly see financial advisors share information about various Funds performances, Funds beating their respective benchmarks by huge margin and funds giving 80-100 times return in X no. of years. That leaves me thinking how does...

Life Insurance, in all its manifestations, seems a technical concept to many of us and thus we choose to overlook the nitty - grittiness of an insurance plan even when we are investing in the same. Call it the lack of awareness or the technical jargon used in the...

Investing – a word which evokes different responses in different individuals. Some get overwhelmed with the array of choices available in the market while for others only one or two avenues seem sufficient. Therefore, those who...

In our post from last year, Top Liquid Mutual Funds: Better options than savings bank for parking your surplus cash, we had discussed why liquid funds are much better savings options compared to your savings bank account for parking short term...

Retirement is something which is a looming eventuality for every middle-aged individual. While in the young adult stage of our lives, wearebusy planning for our children’s stable future and acquiring assets, the middle ages is the stage when...