Latest Saving, Investing & Mutual Fund Articles

In 2014 the Sensex surged by 30% giving handsome returns to equity investors. Mutual funds saw the highest inflows in over a decade. The start of the New Year has not been great for equity...

A few days back I was speaking with an investor. He told me that he does not look at stock prices or mutual fund NAVs in his portfolio during bull markets. However, he pays close attention...

Systematic Transfer Plan (STP) is a mechanism by which an investor is able to transfer a fixed or variable amount from one mutual fund scheme to another mutual fund scheme. STP is...

There are several misconceptions about risk and return in the minds of the retail investors. These misconceptions are either due to over simplification of text book concepts or have...

Much of the discourse in the personal finance space is on investing. But the question is, how will you invest, if you are not able to save enough? Regular savings habit is part of our ancient culture...

In the previous article of this series, Investment and Insurance Planning in different stages of life: Part 1, we had discussed some general guidelines for planning investments and insurance...

As we progress through life, our income, spending, lifestyle and aspirations change. Accordingly, financial planning through different stages of life should be a dynamic process. Our savings...

The goal of retirement planning is to achieve financial independence and to be able to maintain your current lifestyle even during your retirement years. Average investors in India...

Mutual Fund ELSS (Equity Linked Saving Scheme) schemes are diversified equity funds which offer twin benefits of Tax deduction under section 80C of Income Tax Act and...

It is said that, cricket is our national pastime. While cricket is entertainment for us fans, for cricketers it is very serious business. While shorter versions of the game like one day...