Latest Saving, Investing & Mutual Fund Articles

Mutual Funds were first launched in India in 1964 in form of units by Unit Trust of India. The first scheme was US 1964. UTI enjoyed monopoly till 1987 after which marked the entry of non-UTI, public sector mutual funds...

We have discussed a number of times in our blogs that asset allocation is one of the most important aspects of financial planning and investing. Asset allocation is the most significant attribution factor of your overall portfolio returns; selection of...

Humans pride themselves on being the most rational beings. All of us believe that we are only capable of making rational decisions, at least for us our investments, and that is what we have been doing so far. If somebody told you otherwise, you will either...

Principal Large Cap Fund recently completed 10 years. If you invested र 1 lac in the Principal Large Cap fund growth option in its NFO, your investment would have grown nearly to र 4.5 lacs by November 13, 2015. Since inception the fund...

We have discussed a number of times on our blogs that term insurance is the best form of life insurance. It is a straightforward protection policy and the premium is much less than life insurance cum savings products...

Retirement or Pension plans offered by Mutual Funds do not get as much of mention compared to the other retirement planning solutions, e.g. PPF, life insurance pension plans etc. These schemes are essentially...

In the previous part of this series, we discussed how financial mistakes that people make in their twenties, have repercussions on their retirement planning later on in life. Please see our blog Financial Planning mistakes in early years...

Ever since you started investing, your financial advisor may have been insisting upon the importance of retirement planning. At a young age it seemed like a faraway prospect. You had more immediate goals to fulfill. So either...

Tax planning is an important concern for a lot of people looking to save taxes under Section 80C. Section 80C of Income Tax Act allows tax payers to claim deductions from their taxable income by investing in certain instruments. Equity Linked Saving...

There is growing awareness of mutual funds in our country among retail investors. Retail mutual fund folios grew by over 15 lacs, a new record, in the quarter ending September 30, 2015. This was the fourth successive record quarter on...