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Retail investors in India have traditionally favoured Bank Fixed Deposits and Government Small Savings Schemes for their fixed income investments. However, fixed deposit interest rates have generally been declining over the last 10 years (see the chart below). Nominal interest rates are directly related to the inflation and GDP...

Index funds are passive mutual fund schemes which track a market benchmark index e.g. Nifty 50, BSE Sensex, and Bank Nifty etc. Assets under management (AUM) of passive funds have seen explosive growth in India in the last few years, especially since the COVID-19 pandemic. Industry AUM of Exchange Traded Funds (ETFs) and...

Schools will close for summer vacations. Children are eagerly looking forward to summer vacations for taking a break from their busy school lives, go to a tourist destination to indulge in fun and frolic. Parents also look forward to summer vacations to get a break from the hustle and bustle of their daily lives...

Systematic Investment Plan or SIP is one of the most popular ways of investing in mutual funds in India. More than Rs 10,000 crores gets invested through SIPs every month for the last few years. In FY 2022-23, Rs 1.56 lakh crores were invested in equity mutual funds through SIPs (source: AMFI, as on...

Sundaram Equity Savings Fund is an open-ended hybrid equity oriented mutual fund scheme. The scheme was launched in 2013. Minimum one-time investment amount in this scheme is Rs 100 and minimum additional investment amount is Rs 100. You can also invest in this fund through Systematic Investment Plan...

Some investors wait to time the market in order to buy at low price. As per the Random Walk Hypothesis of movement of stock prices is random, in other words, it is not possible to predict short term price movement based on trend. Bear markets in the past have shown a sudden trend reversal. Even if...

Yes, the markets are volatile & hence I call them as “Behavior of the Beast”. I have taken data points from April 2018 till April of 2023. It covers the FII, DII & MFs Gross Purchase, Gross Sales & Net Purchase/Sales and the S&P BSE 500 movement. The FIIs have been Net Negative at...

Balanced Advantage Funds, also known as Dynamic Asset Allocation Funds, are hybrid mutual funds which manage their asset allocation dynamically between equity and debt. The asset allocation will change depending on market conditions using quantitative asset allocation models. To know more, read this...

Systematic Investment Plans in our Mutual Fund Industry have become a product by itself. The industry has recorded the highest Gross SIP Inflows of INR 14,276 in March 2023, with overall inflows at INR 1,55,972 in FY 2022-23 and SIP Assets Under Management at INR 6,83,296 as on March 2023. The total...

To begin, let me applaud the huge efforts of all our Mutual Fund Distributor friends for a commendable effort in promoting SIPs as a wonderful tool for their clients to participate in Indian Equity Markets, India Growth Story, their Long-Term Financial Planning linked to Goal setting. Further, the...