Latest Saving, Investing & Mutual Fund Articles

Last week, two young professionals, one aged 26 years and the other 34 years, both working at the same company in the same city, with reasonable similar family backgrounds, came to seek advice on investing. As we discussed...

In the last one year, when Nifty Small Cap (SML 100) Index fell 13% and small cap mutual funds as a category gave -4% return, SBI Small Cap Fund protected investor’s capital and delivered positive returns. The relatively good performance...

Multi Cap Mutual Funds are equity mutual fund schemes which have flexible mandates of investing across different market capitalization segments e.g. large cap, midcap and small cap. SEBI classifies the top 100 stocks by market...

Understanding risk / return characteristics of asset class is fundamental to investing. An asset class may have hundreds or thousands of different instruments or schemes, but all instruments in a particular asset class display...

The goal of retirement planning is to accumulate a corpus that will ensure your financial independence and maintain lifestyle during a period where your only source of income is from your investments. Retired lives can be long (20...

Systematic Transfer Plan (STP) is a mutual fund investment plan in which you can invest your lump sum money in a low risk mutual fund scheme, usually liquid fund and then transfer systematically fixed amounts every...

I've met people for whom retirement is scary, an end to golden years of income, a life of uncertainty without the cushy corporate job, income, and perks. And I've met people for whom retirement is a “can't wait”, a beginning of a more flexible...

Many retail investors who pulled out of midcap and small cap mutual funds during the correction last year have been waiting on the sidelines for the past few months for the election results. The Indian electorate has given a clear...

Large cap equity mutual funds are mutual fund schemes which invest at least 80% of their assets in large cap stocks. SEBI defines the top 100 stocks by market capitalization as large cap stocks. Large cap mutual funds tend to be less volatile...

Based on our interactions with investors and financial advisors, we see that there is a lot of interest in mutual fund dividends and Systematic Withdrawal Plan (SWP) as income solutions for investors. Many investors prefer dividend options for regular...