Latest Saving, Investing & Mutual Fund Articles

Asset allocation is the mix of different asset classes in an investment portfolio – the two most common asset classes are fixed income (debt) and equity. Gold and real estate are also popular asset classes in India. Equity is a risky asset...

The most important part of investing for one’s goals is asset allocation in accordance with the investor’s risk appetite. Most investors are not able to get this right; either they take too much risk or they take too little risk - both are harmful...

Credit risk funds are debt mutual fund schemes which aim to capture higher yields by investing in AA or below rated corporate bonds (Non-Convertible Debenture). Lower rated bonds pay higher coupon rate to investors and by investing slightly...

Despite growing investor awareness and popularity of mutual funds in India, investor interest in debt mutual funds is still lukewarm in the retail segment. In fact, most retail investors in India normally associate mutual funds...

There are several views with regards to investing in sectoral mutual funds. Some financial advisors are of the opinion that sectoral mutual funds are too risky for average investors; sectoral mutual funds have sector specific risks...

While June marks the end of a volatile month for the markets, it also marks the beginning of a volatile monsoon season in Mumbai. One of the pleasures of the monsoon season is the drive from Mumbai to Khandala, and on this drive, the...

ELSS Mutual Funds or Equity Linked Saving Schemes offer you a simple way to get tax benefits under Section 80C of The Income Tax Act 1961, while aiming to make the most of the potential of the equity market investing. Therefore, if the...

Legendary investor, Warren Buffett has often suggested that discipline is one of the most important attributes of successful investors. While investing behavior of most investors is influenced by greed and fear, successful investors do not...

India’s GDP grew at 6.7% in FY18, down from 7.1% in FY17, the slowdown being attributed to the lingering effects of demonetization and the GST roll-out last year. The temporary slowdown due to these two major reforms was...

The Indian mutual fund industry has made great strides over the last few years with investors pumping in a record Rs 1.3 lakh Crores in equity mutual funds in 2017. However, the share of mutual fund assets in household savings is still very low...