Dwaipayan Bose Articles

Regular Advisorkhoj blog readers know that, we give a lot of importance to mutual fund performance consistency. We have also developed a research tool, where our readers can see the top most consistent mutual funds in various product categories (please...

Domestic consumption is one of the most important themes of the India Growth Story. Young population and high proportion of working population are the structural demand drivers that distinguish us from other large emerging markets, as far as consumption...

Personal finance bloggers often give hypothetical examples of wealth creation to demonstrate the power of compounding in equity. Here is a real example -If you had invested Rs 1 lakh in Birla Sun Life Tax Relief 96 Fund at its inception around twenty...

Balanced funds have at least 65% asset allocation in equity or equity related securities and the remaining portion in fixed income securities. Fixed income (or debt) as an asset class is subject to less price volatility relative to equity and therefore...

Indian equity market saw a fantastic rally over the past 12 months. The rally in the last 6 months was quite spectacular (as can be seen in the Nifty 50 chart below); in the last 6 months the Nifty gave over 17% returns...

We see a tendency among many investors and financial advisors of preferring popular mutual funds. Funds become popular by dint of their past performance and are thereafter, sought after by investors. However, many a times, in this process...

Consistent performance, in our view, should be most important selection criterion for mutual funds. While consistent performance is important for all categories of mutual funds, it is especially significant for long term debt funds (or income funds). This is...

An investor who put Rs 1 lakh in Reliance Growth Fund in its NFO in October 1995 would now be sitting on more than Rs 1 Crore. The phenomenal wealth creation story of Reliance Growth Fund over the years is known to many mutual fund investors and...

An investment of Rs 1 lakh in DSP BlackRock Equity Fund New Fund Offer (NFO), 20 years back, would have grown to around Rs 44 lakhs today. The return of this diversified equity mutual fund scheme since inception is a great example of the...

In the last one year ICICI Prudential Top 100 fund gave more than 28% returns and is one of the best performing large cap funds. The nearly 20 year old fund has a great history of wealth creation giving almost 20% annualized returns since inception...