Dwaipayan Bose Articles

Asset allocation is the most important aspect of financial planning. A lot of investors allocate a sub-optimal proportion of their portfolio to equities. This is because the risk appetite of investors in India is low...

In this article, we will review top 5 diversified equity funds based on CRISIL’s latest mutual fund rankings for the January to March quarter. Diversified equity funds, which comprise of both large cap and midcap stocks...

A car accident is always distressful situation for the car owner. Not only is there the risk of physical injury and the inevitable damage to your car, but the possibility of the insurance company rejecting your claim...

Gold as an asset category has a huge cultural significance for Indians. But cultural considerations aside, how is gold as an investment option? Apart from buying gold for weddings and other auspicious occasions...

We are in the third month of the current financial year. Unless you have already started your tax planning for FY 2014 – 2015, now is a good time to get serious about it. Remember, the longer you wait for start your...

We are already in the third month of this financial year. Unless you have already started your tax planning, now is a good time to start planning for tax saving investments for the year FY 2014 – 2015. Remember, the...

There are plenty of reasons to be optimistic about Indian equities. The Lok Sabha election has given an historic verdict. For the first time since 1984, a single party has an absolute majority in the Parliament. This...

Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or above...

We know about the three mantras of the financial advisory sales. Referrals, referrals and referrals. It is a tried and tested method of tapping your network for qualified sales prospects. But if you want to grow your...

We know that equities give the highest long term returns among all asset classes. We also know that there is risk associated with equity investment, which implies that there is no certainty of returns or even the...