Dwaipayan Bose Articles

Over the last 15 years, the frontline benchmark equity index Nifty has grown about 5.8 times. Over the same period, stocks like HDFC bank and Asian Paints grew by 50 to 60 times. The two companies mentioned are just examples. If you had...

Balanced funds are excellent investment option for investors with moderate risk tolerance, since they can generate excellent returns for the investors with limited downside risks. The other major advantage of balanced funds is the...

Market cycles are realities that all equity investors have to live with. Over the past 15 years, we had three bear market cycles. Some economists are of the opinion that market cycles will get shorter in the future. However, irrespective of...

In times of high equity market volatility, such as the one we are seeing right now, fluctuations in their asset values can be stressful for investors with moderate risk appetite or first time equity investors. However, as discussed many times in our blog, over a long investment horizon, no...

Last year I was speaking with a life insurance advisor. Among other things, I urged him to recommend only term life insurance plans to his clients. Term plans are straightforward protection plans and are in the best interest of the insurance buyer...

Mutual Fund Monthly Income Plans (MIPs) are one of the best investment options for investors with moderate risk tolerance. Monthly Income Plans are conservative hybrid mutual funds which invest 70 – 75% of their portfolio assets...

Reliance Top 200 Fund delivered very strong Systematic Investment Plan returns over the last 5 years. If you started a monthly SIP of र 5,000 in the Reliance Top 200 Fund (Growth Option) five years back in November 2010, you would have...

Most of us keep our money lying in savings bank if we plan to use them in short term (less than 12 months) and park it in fixed deposits if we do not plan to use it in the short term (more than 12 months). We have discussed in our blogs that...

We have discussed a number of times in our blogs that asset allocation is one of the most important aspects of financial planning and investing. Asset allocation is the most significant attribution factor of your overall portfolio returns; selection of...

Principal Large Cap Fund recently completed 10 years. If you invested र 1 lac in the Principal Large Cap fund growth option in its NFO, your investment would have grown nearly to र 4.5 lacs by November 13, 2015. Since inception the fund...