Dwaipayan Bose Articles

A comprehensive understanding of risk plays the most important in making investment decisions. However, the average the retail investor often does not know how to determine this. When a financial adviser...

Healthcare costs in India are increasing at a distressing rate. Based on some estimates the annual healthcare inflation is in the range of 15 – 25%. A hospitalization for a serious illness can cost Rs 5 lakhs or...

In the previous two articles in our life insurance series, we had discussed how to determine how much life insurance cover you need and how to choose a life insurance provider based on various metrics. Each of...

In the last one year the Nifty rose from 5694 to 6483, a rise of 14%. During the same period S&P 500, the US stock index, rose from 1558 to 1860, a rise of 19%. With the benefit of hindsight, as a rational investor...

Investors, who have trading accounts with equity broking firms, receive text message or emails from their brokers every day, recommending which stocks to buy or sell. When they tune into a business news channel...

For capital safety and short term returns, bank fixed deposit is a natural choice for most Indian investors. However, fixed maturity plans (FMPs) offered by mutual funds are gaining popularity among more...

In our previous article on life insurance, we had discussed how to determine how much life insurance cover you need. Once you have determined how much cover you need the next question is which life insurance...

Public Provident Fund is one of the most popular investment choices for Indian investors. There are a number of reasons that make PPF an excellent investment choice for the average investors...

The basic concept of life insurance is fairly simple. Most of us are familiar with insurance and own one or more life insurance policies. Yet there are several misconceptions and lack of understanding of various...

Term insurance policies are becoming increasingly popular in India, and for a very good reason. Yet a large number of people still go for traditional plans like endowment plans or money back plans. The appeal of...