Most Popular Saving, Investing & Mutual Fund Articles

An asset allocation fund invests in a fixed or dynamic mix of three main asset classes, equity, debt and cash equivalents. In a fixed asset allocation fund, the asset allocation percentages of equity, debt and cash equivalents are fixed. The fund manager...

In our previous article, BSE sector performance and pointers for future outperformance: Part 1, we had looked at the performance of six sector indices in BSE and some indicators for future outperformance. We should...

Though there is growing awareness about taking health and life insurance in India, an astonishingly high number of people still do not believe in taking insurance. Of these, some rely on their company-sponsored insurance policy. The others may decide to...

Last year I was speaking with a life insurance advisor. Among other things, I urged him to recommend only term life insurance plans to his clients. Term plans are straightforward protection plans and are in the best interest of the insurance buyer...

What does your life insurance policy depend on? It is common knowledge that the premium depends on four factors. Age, Sum Assured, Term of the policy, Type of plan (e.g. term, endowment, money back etc)...

It’s true to say that once our palate has been served well with a great meal, our hunger subsides and the best of the cuisines would be insipid and unappetising.Similarly, our needs and desires have a strong correlation up to a certain age. So, once we start working, post our education, we often are not able to distinguish between our needs...

High volatility has rocked the market over the past few weeks. While the long term outlook for Indian equities remains strong, investors should be prepared for volatility in the short term. Asset allocation can provide stability to your investment portfolio in uncertain market conditions. The strong rally in 2023 had taken the...

The 67th year of Independence begins. One cannot help but continuously question the various aspects of independence. How independent are we as citizens? But even before that the question we need to ask...

When we talk about savings bank, we remember of an account when we were growing up and our parents helped us open one in the same bank where they maintained their account. All of us see our savings bank account as an account...

If you had invested र 10 Lacs in Birla Sun Life Frontline Equity Fund – Regular plan –Growth, during the NFO (launch date August 30, 2002) and started withdrawing र 8,000 per month after one year then the current value of your investment would have...