Aggressive Hybrid Funds are equity oriented hybrid mutual fund schemes, where minimum equity allocation is 65%. Aggressive Hybrid Funds enjoy equity taxation. Long term capital gains (investment tenure of more than 1 year) up to Rs 1 Lakh...Read More
When we hear about Health Insurance, we think of an insurance plan which generally covers the cost of treatment when you are admitted in the hospital. The pay outs are made on actual expenses incurred in the hospital during the treatment period. These...Read More
We are in the middle of the festive season and this time of the year, as per Indian cultural tradition, is auspicious for buying Gold. Gold is also seen as an important asset class from an investment viewpoint. Long term growth in Gold value makes it a hedge against inflation. Gold is also a risk diversification...Read More
I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...Read More
More often than not, I am faced with questions from prospective clients like “Can you suggest a good plan for our child?”, “Would this insurance plan be good for our child?” and so on. This makes me ponder as to...Read More
The profit made by a company from its operations is known as the operating profit or in accounting terms, EBITDA (Earnings before Interest, Depreciation and Amortization). From EBITDA, the company pays interest to its lenders. Depreciation and amortization, which are non-cash items, are also deducted from...Read More
Health insurance is a critical financial need in this age of ever increasing healthcare expenses. However, as cost of healthcare and the accessibility to better and more expensive hospital facilities in India is...Read More
LinkedIn is a powerful online social networking tool for professionals. More professionals are active and engaged in LinkedIn, than ever before. Professionals actively use LinkedIn to explore career...Read More
What makes or mars a well laid out platter of food at the restaurant is the aroma that makes you either to salivate at the sight of the food or just sniff at the compromise called a cuisine. The fate of the food gets...Read More
Investment awareness in India has improved over the past few years, but I am still surprised that many people instinctively associate equities with share trading. This association shapes the risk perception of people towards equity as an asset...Read More