Thematic investing is an alternative approach that chooses investments according to a particular issue or sector. Thematic funds are commonly known as sectoral funds, where investment is done in...Read More
Aggressive Hybrid Funds are equity oriented hybrid mutual fund schemes, where minimum equity allocation is 65%. Aggressive Hybrid Funds enjoy equity taxation. Long term capital gains (investment tenure of more than 1 year) up to Rs 1 Lakh...Read More
You can choose to add some extra benefits to your basic life insurance cover in your insurance policy, by paying additional premium. These additional benefits are called insurance riders. Generally the extra...Read More
When we hear about Health Insurance, we think of an insurance plan which generally covers the cost of treatment when you are admitted in the hospital. The pay outs are made on actual expenses incurred in the hospital during the treatment period. These...Read More
I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...Read More
In the previous two articles in our life insurance series, we had discussed how to determine how much life insurance cover you need and how to choose a life insurance provider based on various metrics. Each of...Read More
Multi-Asset funds are hybrid mutual fund schemes which invest in different asset classes like equity, fixed income, gold etc. The fund manager decides the proportional allocation to each asset class based on the market conditions with the objective of balancing risks and returns. Multi-asset...Read More
We are almost in the final month of the current tax assessment year. You can claim deductions of up to Rs 1.50 Lakhs from your taxable income by investing in schemes eligible under Section 80C of Income Tax Act 1961. In order to claim...Read More
About one year back, I read a funny article in article written by Morgan Housel in the popular US investment journal The Motley Fool. It was about excessive use of certain jargons by investment experts and financial...Read More
LinkedIn is a powerful online social networking tool for professionals. More professionals are active and engaged in LinkedIn, than ever before. Professionals actively use LinkedIn to explore career...Read More