Most Popular Saving, Investing & Mutual Fund Articles

Value funds are equity mutual fund schemes which follow value style of investing. The essential feature of value style is investing in stocks which are trading at a considerable discount to the fair value (intrinsic value). Fund managers buy and hold these stocks for a long period of time to capture the valuation upside i.e. when the valuation of the...

LinkedIn is a powerful online social networking tool for professionals. More professionals are active and engaged in LinkedIn, than ever before. Professionals actively use LinkedIn to explore career...

In the previous two articles in our life insurance series, we had discussed how to determine how much life insurance cover you need and how to choose a life insurance provider based on various metrics. Each of...

Aggressive Hybrid Funds are equity oriented hybrid mutual fund schemes, where minimum equity allocation is 65%. Aggressive Hybrid Funds enjoy equity taxation. Long term capital gains (investment tenure of more than 1 year) up to Rs 1 Lakh...

A few months back I attended a dinner party at an ex-colleague’s place in Gurgaon. One of the invitees to the party was a chartered accountant cum financial planner, who runs a very successful tax and financial advisory practice in the National Capital...

When we think about mutual funds, we are conditioned to think only of equity investments. It is true equity as an asset class provides superior returns over a long time horizon. However equity funds are not the...

Health insurance is a critical financial need in this age of ever increasing healthcare expenses. However, as cost of healthcare and the accessibility to better and more expensive hospital facilities in India is...

The equity market has enjoyed a strong rally this year with the Nifty 50 index crossing the historic 20,000 levels in September 2023. From the middle of September, we saw profit booking and Nifty correcting nearly 700 points (as on October 20, 2023) from its all-time high. The global risk...

I came across this chart over the internet which suggests that instances of negative returns decreases with increase in Mutual Fund SIP tenure. This led me to another question. What would this chart look like if we change the criteria from 0% returns, as implied above, to a minimum of 14% returns that is generally expected by...

Kiyosaki's cash flow quadrant is an interesting one not only for its economic sense but because it reflects the values and mindset of every occupant in this quadrant who in turn make up the business world...